 The main thing that has changed the market is all these inflation worries, is the Fed raising interest rates, is the war in Ukraine, it's the Chinese shutdown. There's a lot of geopolitical events that are causing the market to crash, right? This crash that's happening in 2022 is probably one of the worst crashes ever since, like the Great Depression. If you're in the know, you know that the market's horrible. Most stocks are down 50 to 70 percent, 100,000 dollars invested. Now we're 30,000 and then with inflation, it's probably we're 10,000.