 Daniel Dianneu, welcome, former finance minister in Romania. You've been chairing a workshop on finance. We live in a rather difficult world, low interest rates, Eurozone's still a little dodgy. What's the perspective? If you look at numbers and consider a longer term time series, you could argue, look, numbers do not show. I mean, something terribly wrong in the global economy. But one has to balance it with the policymaking. And the way policymakers are framing their policies and there is something very disturbing. We are at seven, eight years since the big eruption, the explosion. We continue to use unconventional measures on a grand scale. You mean QE in particular? QE in particular, but not only QE. I argue also that there is sort of a breakdown of the models, conceptual models and the operational models. Just think in the banking sector, in the financial sector, how banks are forced by reality, not necessarily by their propensity to change business models. We're talking about, for example, I'm in support of reintroducing a sort of a class-stegal legislation. Many are opposed it, but banks are forced by reality to think about whether universal banking is still a valid concept and how to make their entities more robust and resilient. Well, I think you're in company with Mr. Volcker and several others, but it doesn't seem to be happening. De facto, there are trends underway. I'm not saying that we're going to end up with a class-stegal in the end. But if we don't, are we heading towards another bubble? But just think about it. We are thinking about too big to fail. Some are saying that probably we should consider splitting very large entities. We should separate investment from retail banking. Some banks are downsizing their operations. Just think about what's happening in Switzerland. But also in the UK. This is something which should give people food for thought because we're talking about the UK. The UK is the country where the big bank started and then the revolution. So probably we have oversized finance. Finance in general has to be downsized. There should be more stronger capital and equity requirements. There should be less leverage. And banking should change its culture. It should serve the economy and not a final question. I mean, does the World Policy Conference play a role in changing this culture? You show your ideas. Do you get a receptive audience? Of course, the World Policy Conference is an intellectual driver. But not only intellectually, I must say. It focuses because some of them are still in the trenches. Some of them might not be currently in the trenches, but they can pull the strings from behind. And just a final note. We have not focused in our discussions on finance exclusively. I think we have tried to look at the broad picture. And it's obvious that sometimes we are cropping in the dark, that we are befuddled by things which are so unusual. Think about no inflation. Although huge amounts of liquidity have been introduced, Key concept of the liquidity trap is very intensely operating. Economic rates, I would say it again, are not so bad if you consider very long-term serious. But they might be disappointing in view of what people are expecting. I think Keynes also said in the long term we're all dead. I think I should leave it at that. Daniel Dainou, thank you so much for being with us. Thank you for the invitation.