Beyond charity, rethinking how we give





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Published on Aug 19, 2014

To make a loan, go to http://www.kiva.org/lend

Did you know there are millions of people who have never even heard of Kiva? We need your help to reach them and show them how easy it is to change a life with a loan.

Please share this new inspiring video that's perfect for introducing new people to Kiva.

Thanks for everything you do to support Kiva and borrowers around the world!

Why we do what we do

We envision a world where all people - even in the most remote areas of the globe - hold the power to create opportunity for themselves and others.

We believe providing safe, affordable access to capital to those in need helps people create better lives for themselves and their families.

How we do it

Making a loan on Kiva is so simple that you may not realize how much work goes on behind the scenes.

Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. One hundred percent of your loan is sent to these microfinance institutions, which we call Field Partners, who administer the loans in the field.

Kiva relies on a world wide network of over 450 volunteers who work with our Field Partners, edit and translate borrower stories, and ensure the smooth operation of countless other Kiva programs.

100% of every dollar you lend on Kiva goes directly towards funding loans; Kiva does not take a cut. Furthermore, Kiva does not charge interest to our Field Partners, who administer the loans.

Kiva is primarily funded through the support of lenders making optional donations. We also raise funds through grants, corporate sponsors, and foundations.

We are incredibly thankful for the support that has enabled us to do the work that has touched the lives of so many people.


Video Transcript:

People around the world work hard every day
For their families
For a brighter future
For a chance to make a difference

But hard work isn't always enough
in a world where opportunity is limited and resources are scarce

Kiva gives you the chance
to help people help themselves
$25 at a time

Here’s the amazing part…

It’s not a donation - it’s a loan!
More than 98% of the time
you get paid back

When you’re paid back, you can withdraw your money
or lend it again

Your loans help provide
clean energy

It's simple

Choose a borrower
Make a loan
Get repaid
Kiva, loans that change lives


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