 Do you like traveling? Do you like sending money around the world? Use wise be smart. Don't use your bank if you use your bank. I was doing that before I didn't know they took so many fees It's crazy. It's really crazy using wise. I think I'm saving a thousand euros every year Just because I do a few payments I can use my Android phone to do the payments or it works on I Apple pay or I can use my wise card also of course and this wise card is optional So you can ask them to send you the card is seven euros and then you have this visa debit, you know Otherwise you can use your Android pay instantly. You can sign up right now. Use my link. Thank you very much use my link go To the shop boom shaka laka. You can use your Android phone to do the payment you can use your Apple pay to do every payment and Here's where it's amazing the conversion fee They are pretty much on Google. How often do you go on Google and check for conversion rates? About this currency and that currency and the other currency and here and there And if you have a customer in another country that needs to send you some money They need to pay you give them your local US bank account boom They give you a US bank account local. They give you a EU bank account euro bank account in In Belgium all Of Europe can pay you to euro directly they give you a bank account in I think it's nine or Something different countries around the world. You even get an Australian bank account Romanian I think there's a few other countries too and This is an easy way to get people to pay you locally You know and otherwise if you need to send money around the world You can send to 50 or 100 countries. You can send money to India How often maybe do you need to send money to India? Do you have customer in India? Or do you have a somebody working for you in India and you need to send them some money use the wise They take let's say you send thousand dollars. They might take three dollars commission With your bank. It's probably twenty thirty dollar maybe forty fifty dollar It's completely amazing Let's say you have a five thousand dollar payment. That's crazy, but let's say you get a five thousand dollar payment Wise is gonna take you twenty something dollars if you do it the normal way through your bank. They might take 150 It's completely huge difference. What is that that's like? Seven times cheaper, right? so I've been using wise for a couple years and I'm really impressed It used to be called transfer wise and I didn't really pay attention to it before and suddenly I saw this wise and If I need to send money to somebody in another currency, it's so easy You just click you say I want to send money from euro to dollar for example just from Europe to the US You say I want to send 500 euro boom They give you the exact amount and you can compare it with your Google conversion fee. It's pretty much what it says on Google It's crazy to take one or two dollars Conversion fee and you transfer it from your local bank put it on immediately. It's sent over to the US for example or the other way Right It's amazing. Don't use PayPal never use PayPal again. PayPal is complete scam like if I get payment in Euro From PayPal, but I need to put it on another currency a bank account They're transferred to conversion fee is nearly 10 percent It's at least six seven eight percent. It's completely crazy with a conversion fee and on top of that their own fee Wise barely has a fee. It's pretty much. I always think of wise as being free. It's nearly free and So it's always use your wise email and tell people send me money to my wise email Don't use your PayPal email do it on wise and then all the money from your wise you can put it directly in your bank account Very tiny little fee Small fee nearly it's free. It's not free, of course, but it's very very small. Don't use wise as a bank account, right? Don't consider it like your US bank account or Euro bank account because There's no FDIC insurance, you know, they're not gonna ensure like a hundred thousand dollar or whatever they do in the US If wise goes bankrupt, hopefully they don't go bankrupt Just leave a few hundred or a few thousand maybe dollars in and just use it for your payments and the rest you leave it on your Home bank account and if you need more you just add a little bit more. It's like a prepaid debit card But that's perfect for traveling Travel save money when you travel buy your flight tickets using the wise and you can sometimes on some websites you know if you Buying flight tickets and you try to change the currency might be cheaper than different currency So just use the wise card and pay in whichever currency is the cheapest Sometimes for example, if I'm an easy jet, I love easy jet easy jet is amazing And you can fly all over Europe for 20 euros, you know, you need to check out the easy jet but the cheapest ticket price is the destination country or the departure country, so You know, don't use your Your other country bank account card. Just use the wise in the local currency. That's the cheapest and you know Spend a little effort checking where you could save money. That's how you do So it's thanks for checking out my link. There's also a business wise account and I think the business has a bunch of things like APIs and getting paid through bank accounts and a bunch of stuff like that So if you have business you can consider the business Otherwise just get a personal bank account Personal wise, it's free. You just sign up. You take a photo of your ID or your passport You send it to them. Maybe they ask you for a selfie kind of photo Through the app and few minutes you get the wise you can immediately start using it in your Android pay Immediately using your iPhone. You don't even need it's optional. You know, you can have this card But it's totally optional Seven euro. I think something like that. You can order a card two three days later It arrives in your mailbox, then you can use that as your physical visa debit card, right? Seven euro one-time fee. That's it You can use it forever until it breaks, right? Otherwise just use your Android and then you can set up virtual cards if you buy stuff on weird website a weird subscription on the internet or You want to buy something for somebody else going you wise take a virtual card? It's free you use the virtual card and then you can freeze it So you don't have any risk that this card number is going to be used for something else Because you freeze you froze you paid exactly the ten dollars you need Boop you freeze it after you can unfreeze it if you need to pay again and then re-freeze it very simple to use And just set up another virtual card as many as you want Okay, so thanks a lot for watching and also you can share it with your partner Your friend or something if you want them to pay with you wise then you can just let them pay one through their phone They can add it to their phone too or they can you you can just get an extra card You know, it's very simple and other people can use it if you want to you know share your money around and If you want to support my youtube channel You can send me you of course you can click down here and Support my youtube channel, right? But youtube takes 30 commission. That's fine Otherwise just send me directly on my wise and here's my wise email, right? Charbacks at gmail.com. That's my wise. It's very simple and it's free No conversion no fees So fantastic. Thanks a lot for watching and please consider wise