If you were a mortgage broker in Chicago, you'd see a lot of people having a hard time getting a good mortgage because they just rushed to buy a home.
Getting a home loan is not rocket science, but there are things (documents, records) that must be made part of the mortgage application.
And many borrowers don't have them ready when they apply.
Which means mortgage contingencies and closing dates may have to be extended.
Which creates stress.
The best way to get a great mortgage in Chicago is to talk to a Chicago mortgage broker long before applying for a mortgage.
We are licensed in Illinois and get mortgages throughout the greater Chicago area but mostly in Arlington Heights, Buffalo Grove, Deerfield, Des Plaines, Elk Grove Village, Evanston, Glencoe, Glenview,, Golf, Harwood Heights, Highland Park, Kenilworth, Lincolnwood, Mt Prospect, Niles, Norridge, Northbrook, Northfield, Park Ridge, Prospect Heights, Riverwoods, Skokie, Wheeling, Wilmette, Winnetka. And Chicago, of course.
Especially the northern neighborhoods: Albany Park, Avondale, Dunning, Edgewater, Edison Park, Forest Glen, Gold Coast, Hermosa, Humboldt Park, Irving Park , Irving Park, Jefferson Park, Laekview, Lincoln Park, Lincoln Square, Montclare, North Center, Norwood Park, O'Hare, Portage Park, Rogers Park, Uptown, West Ridge. West Town