 Good morning and welcome to this week's edition of Encompass Live. I am your host, Krista Burns, here at the Nebraska Library Commission. Encompass Live is the Commission's weekly online event where we cover anything that may be of interest to librarians. The show is free and open for anyone to watch. We do these sessions live on Wednesday mornings at 10 a.m. central time. But they are recorded, so if you're unable to join us on Wednesdays, it's fine. You can go to our website, which I'll be showing at the end of the show, and watch any of the recordings of all of our shows there if you want to. We do a mixture of things here, presentations, book reviews, mini-training sessions. Basically, as I said, anything library-related, we're happy to have that on the show. And we have Nebraska Library Commission staff that do presentations sometimes, and we have guest speakers that come in. And this morning we have a mixture of that. Today's show is smart investing, reference strategies, and resources. And it's part of a grant that we got here at the Library Commission for Libraries. And I'm just going to hand over to you guys to go ahead and introduce yourself and explain exactly what this is all about today. So who's up? Thanks, Krista. We'll just introduce ourselves, and then Joanne will take it from there. I'm Mary Jo Ryan, and I'm the communications coordinator here at the Library Commission. Hi, everybody. And I'm Joanne McManus, and I'm also here at the Nebraska Library Commission, and I am the project manager for the smart investing at your library-built Nebraska community. So Kathy, do you want to introduce yourself? Yes, I'll do that. I'm Kathy Prohaska-Kew, and I am retired, actually, a retired financial educator, and they asked me to come in and work with them on this project, and I appreciate that. And we appreciate you. Can you pass that to Catherine too, Chris? Yeah. Hi, everyone. I'm Catherine Brockmeyer, and I am the external evaluator for this grant. I'm here at the Nebraska Library Commission. Okay, Joanne. You've got the mic back. Yes, very good. Well, thank you for joining us today. We have quite a few people that signed up for today's webinar, so I know we have a big group online, and that's exciting. The smart investing at your library-built Nebraska community project is a project that is funded by the Fenre Investor Education Foundation and is a partnership with the American Library Association. And all of you that are out there, if you go ahead and take this training and you publicize that your staff is taking this training, we would like you to be able to use this tagline as well because that's who these are the sponsors that brought us this program. And I also wanted to introduce Margaret Mansour. She is with ALA and one of our two contacts for this grant. Robert Gannum from the Fenre Investor Education Foundation is also very involved in helping us through this grant. But, Margaret, I know you're on the line. Can you unmute yourself and say a few words? Yes. Can you hear me? We can. Yes, great. Okay, great. Well, thanks so much for inviting me and going. I'm really excited to be part of your presentation. And just a little background information for the folks that are also joining us. Smart investing at your library has been going on since 2007. And to date, ALA and the Fenre Foundation have made grants to over 110 public libraries for a total of $8.2 million. So one of the major goals of the program is to build the capacity of public libraries to provide unbiased financial education, resources, and programming. And staff training, as in it, is a very important component of being able to build that capacity. So the webinar that you're going to be experiencing today is part of that overall goal to help staff become more comfortable and more confident in delivering unbiased information, unbiased financial information to your various publics. So capacity-building benefits that you're going to receive through this staff training, you're going to find out what your current level of financial knowledge really is. And it's going to help you create training. These folks here at the table are going to help you create the training that will increase your effectiveness. Another benefit is designing a train-the-trainer model that can be replicated in other libraries. I can think of at least 10 libraries that have created train-the-trainer models so that everyone coming in after the grant ends gets the benefit of the staff training that was originally experienced. And the other big thing that staff training does is to build the sustainability component. When the grant ends, we'd like to help libraries remain involved in financial literacy, education, and programming, and sustainability is one big way to do that through the staff training. So again, I'm glad to be part of your presentation, and thank you for inviting me, and I'm looking forward to the program. Thank you very much, Margaret. You're welcome. And please do feel free at any point in time to just pipe in because you're going to have probably a lot to add as we go along, and we welcome that. Okay, thank you. Thank you. I'm just going to talk just a tiny bit about FINRA and the FINRA Investor Education Foundation, just so you, when we talk about FINRA, you have more of an idea of what this is. FINRA is an independent organization that regulates brokers and firms and writes and enforces rules and handles dispute resolution and monitors trading and a lot of other things, and they have an arm called the FINRA Investor Education Arm. They also have a foundation that collects funds from financial industry indiscretions. So those funds are then made available through the foundation to fund projects like Margaret mentioned, the projects in libraries, but many other projects, education projects as well. Briefly, the FINRA Investor Education Foundation was established in 2003 and has the mission of providing Americans with the knowledge, skills, and tools necessary to do a good job of financial investing and decision making. And financial literacy, of course, is a goal, and they do this through grants and they manage projects. And again, this is done through a project that's a partnership with ALA, as Margaret mentioned, and that partnership is what resulted in our Nebraska libraries being able to receive the funding to put on these classes for our citizens, but also to be able to have this excellent training for our staff. So maybe, Joanne, you want to talk a little bit about how our partners are going to work together. I sure do. Here's a list of the partners that are in our smart investing grant. Center for World Affairs, the Nebraska Council on Economic Education, Nebraska Financial Education Coalition, of course the Nebraska Library Commission, who is providing the project manager, which is myself. Northeast Library System is our fiscal agent, and actually Sarah Warnacky is joining us today. And Sarah, did you want to say a few things? Sure. Can everyone hear me? Yes, we can. I just wanted to say that I am excited to be involved with this project, even though it got started a bit before I came to the office. I think this is going to be a great resource to get started here in Nebraska throughout the rest of this year. Thanks very much, Sarah. Also, were you done or were you pausing? Don't want to cut you off. No, I'm done. Okay, very good. Another great partner is University of Nebraska-Lincoln Extension, and actually Extension educators across Nebraska are going to be helping with our training for our customers when that gets started this summer, fall, or winter. And actually Kathy Brasca-Q has also had been with UNL Extension, and so she's going to be a great Lincoln asset for us as well. And I believe in at least one case, I think in Pawnee City, we have their Extension educator who will be helping them with their training actually sitting in the library with Lola. So we're excited that some of those connections are already starting. And then, of course, UNL Money Management Center is also one of our partners, and Kathy Brasca-Q is on that board, and so she has a couple links there on the partner list. But we're excited that we have such a great team to help us through this process. And I did want to talk just a quick overview of our entire project. Now, the Smart Investing Reference Strategies resources that we're starting today is just one facet, but we are going to mention a few other things, but obviously we're kicking off today on April 30th. This is open to all of the 22 official participating libraries, and we have a good group on the line from those libraries, obviously, but also other libraries, whether they're public or school or academic libraries in Nebraska or from other states. And we have a pretty good contingent on the line now, and we hope that you continue with us over the next few weeks. The project that we're going to be this record strategy curriculum has been developed by the Santa Clara County, California Library System also through a FINRA grant, and so we are excited that we didn't have to start from scratch, and obviously the FINRA Foundation keeps those wonderful things that have been developed online, and so we're happy to be able to use that. A little bit about the resource kits. We are going to be sending out resource kits, which are a lot of books and DVDs to the 22 participating libraries, Nebraska libraries, but for other Nebraska libraries, we are going to have some kits available to libraries through Interlibrary Loan and Overdrive, so you can look forward to that. And of course, those of you out of state, I'm sure you have some great resources to tap in as well. One thing I might mention is those kits will be available either as a bulk loan of all the kits plus the marketing materials if you are not one of the 22 participating libraries in Nebraska, but you'd like to get a bulk loan of all the materials and then marketing materials so you can have a special display or a special week or a special month of activities for your community. You can still do it even though you aren't part of the training and the 22 participating libraries, or if you just want to borrow a single book for a customer, for a library customer, that will be available as well through Interlibrary Loan through the Nebraska Library Commission referencing information desk. And we've already ordered those books. Most of them have arrived, and so we will be getting those out to the 22 libraries in May. Yeah, they're in process right now. Yeah, they're coming in. But we're also doing a marketing and outreach component, and of course this is going to help our libraries to generate interest in their communities when the customer online training and on-site training comes, whether a library, I picked that up in summer or fall or winter. We do obviously want people to be able to know how to get the word out. We have a question about the kits. Sure. And I'm going to ask if you have this coming up in the presentation. Well, no, let's have it. If you've got a question, let's get it out. Interlibrary Loan right now, so I thought it would be good to jump in. Sure. Do you have a list available somewhere? Excuse me, do you have a list available of the items that will be included in the kits? We can certainly do that. I don't think we have that up on our website yet, but we certainly put that up there. The kits are not exactly the same in that some of the 22 participating libraries requested certain books because they have a certain population, but we can give you a list of all the books that we ordered and you can pick and choose from them depending on if you want to do some collection development in that area. Right. And we purposely did not spend all the money on our interlibrary loan materials yet because we know that there's going to be some new books that come out in the next six months, too. So we wanted to have some flexibility. So keep growing this. So we will put the list of one of each book on, listed on our webpage which we'll talk to you about later where you can find information about that. And then if you know of a book that you want us to purchase and it's a relatively new book, we can get that ended as well. Sure. One last thing, if what you're asking is not, if you're not asking about borrowing the bulk loan of the complete kit but you're really interested in borrowing individual books for your library customers, be sure to check the library commission catalog on our website. And that's nlc.nebrasket.gov because you can look on the catalog and see what's been cataloged and put into our collection and what's available. But right now the new purchases are probably not on it. Nope. Not yet. May. Sometime in May. Is that tomorrow? Later in May. We'll say later. We have the whole month in May to get this rolling. Okay. And then of course we're going to be doing customer training in our 22 libraries. Other libraries are also welcome to use that online curriculum via nlcbrasket's Moodle site. And that curriculum was actually developed again through a FINRA grant by the Iowa State University Extension. And so we thank them for letting us borrow that curriculum and moving that to our Moodle site. And we're going to be doing again like we did with the Santa Clara curriculum that we're going to be talking about in just a minute. We'll be doing a few minor edits to reflect some new things that have happened in the financial world over the last 18 months or so. And then of course valuation. FINRA, one of the things that the FINRA Foundation and ALA is really good about is having us grantees do an evaluation of the project. And I believe that probably the biggest reason for that is because they use so many of the materials that have been developed through the former grants to then suggest new grantees. And so I think that evaluation piece is really important. And so when we ask you to do the pre-test or the pre-evaluation and the post-evaluation, that helps us and that helps future grantees as well. And I think it's helpful to the individuals too to kind of get an idea. So we thought you might be feeling a little bit like this now. Dear in the headlights, please don't feel that way. We are going to do everything we can to help Nebraska library staff and volunteers get better and feel more confident at directing library customers with reliable and unbiased financial education materials. It's really important for all of us to recognize and to just admit to ourselves that we're not going to be experts in this area. This is not our field of expertise any more than it is when you're providing assistance to someone in getting tax materials or when you're providing assistance to someone in finding websites that are reliable medical information or reliable legal information. That doesn't make us lawyers. This, and again, this does not make us financial professionals. But what it does for us, I think, and what I'm hoping it does is helps us all feel more confident about the resources that are out there and what's reliable and unbiased that we can point people to when they ask us a question. So I'm hoping everybody feels really comfortable about the fact that we're going to all work together to get there. So my first question is we're going to do a little poll. And the question is what financial or money management questions are you getting from library customers? And I know for sure some of you are getting them because when we asked you if you wanted to be part of this grant you told us some of the questions. So please type in the chat box. And if you're in a room with a group of people and you want to do a little brainstorming about what different people are hearing, go ahead and feel free to type in the chat box and as we get them we will share them with the rest of the group. Okay, here's the first one. They want to know how to use value line. They want to know how to use value line. Okay, I don't even know what that is. Value line is a... Well, it was when I was in the university books but it's information about companies and organizations. Okay, so it's a reference. It's a reference database. Okay, all right. Help with tax forms, which I know we're not supposed to do. Help with tax forms. So that'll be good to get an idea just how far we want to go as library professionals versus tax professionals. And also what kind of partnerships you might want to build to have people come in who can actually sit down with somebody and help them. Some of them want to know why they don't have value line. Well, that would be a question that you'd have to answer. They want to know why they don't have that. The library. The library. Oh, money. Yeah, probably, yeah. Questions about their credit and how they can repair it. Wow. There are some resources for that. Retirement IRA. Differences in CDs, different CDs that you can view. Ratings of stocks, bonds, and mutual funds. What to pick for their portfolio. Excellent. You will find some resources on that. Yes. And almost everything that I've heard so far is going to be in one of the four units of this training. More retirement questions, more tax forms, how to invest stocks with an online program. All those online resources they're available now. Like an online broker kind of. Okay. Yeah. There's a lot of commercial entity about that. Yeah. How to fill out FAFSA forms. How to find first time home buyer home loans. How to find financial aid for college students and home loans and mortgages. Finding free credit report each year. Well, that's an easy one. The federal government puts it up there for you. It's totally going to be part of the lesson. Yeah. That's an automatic. Yeah. How to get a credit report. When to use trusts versus wills. Okay. So that's. I think that's in one of the units about trusts and wills. I think it's in unit four. So Joe, it's much more familiar with the curriculum than I am. And benefits. Other benefits related to that. And some are starting a small business. Okay, that again might be another area in which we get better at making partnerships with people who can come and help somebody. Like a score volunteer, for example, or, or whatever you have in your community. Like center for world affairs has some resources for that. And the other ones, I've read all the ones that came in. about the kinds of things that you're hearing and we're also feeling pretty good about the fact that it matches up pretty well with the curriculum you're going to be going through. Right. Yes. So right now, and this is just a preliminary poll, believe me, you're not going to be held to this at any point in time, but just feeling the way you feel now, knowing what you know now. If you were to think about the audiences for these three separate units, this is the citizen curriculum, so three separate units, what would be the audience that you think would be most likely in your community to get involved in the training? So who would you focus on in your community? Would it be the starting out audience, the building up audience, or the making it last, retiring and retirees? We're not seeing on that screen, but the poll is now open. Again, this is another thing you might want to brainstorm if there are several of you in one room. You can see how the numbers are going. Oh, I can see you guys are answering. Absolutely. And then we'll close it and the results will go up on the screen. All right. We'll give you a few more minutes because you have to, if there's a group, you might be arguing. I don't know. And believe me, we won't hold you to this. You can make this decision later about which units and which audience. And that starting out audience is basically your 20 to 40 year olds and you're building up are the pre retirees. Those are getting close, but not there yet. And obviously the last one are those that have already retired. Looks like the numbers have stopped moving. Okay, we'll give you one more minute. Tick tock, tick tock. A couple more, still coming in. And again, kind of like when you're making popcorn, wait until it stops and then you're ready to grab that popcorn and then some more pop. Again, we're not holding you to this. The decision about which audience and which units you're going to work with is a joint decision between you and the people in your community that you get feedback from, as well as your local extension agent who might have some ideas about this, the person who's going to be doing the training. Looks like they're done. Yeah, I think they were done. Let's see it. Oh, can you guys see it? Yeah, they can see this. Okay, you can see this. So basically what it says is that 25% of you are interested in the starting out 22% in the building up. And at this point, 50 some percent, 53% in retiring and retirees. So that kind of gives you an idea of the audience. And we know a lot about the demographics in our Nebraska communities. There are a lot of people in that retiring and retiree category. Okay, we have one more poll before we're switching. Sorry. We just have one more poll now. And again, this is another one where you can kind of brainstorm. If there's a group of you in a room, brainstorm what you're thinking about in terms of your level of staff confidence. So right now, you would answer this question. I rate my confidence in helping library customers find financial information as very high, high average. I'm nervous. I'm petrified. Yes. Catherine just asked if we can get these results afterwards and you can do this will be in the recorded version of this. Oh yeah, because the screens are coming up. Yeah, screens are coming up. But it will also be in the attendee report afterwards. So there's, we'll have lots of ways to get back to this information if you want to again. Oh, now look at all you guys are saying petrified. A few people are. That's okay. We'll get through it. Okay. How about one more minute for this one? I see we're still voting. Great. Thank you very much for your participation. Mary Joe came up with those categories. It was a joke. And I said, I love it. Don't change it. It looks like they're done. Not done voting. Thanks for playing. It looks like we have 11% who are in that petrified category. And I promise you, you won't be after you do the training. 40% are kind of nervous. 43% feel have average information and confidence and skills and a 6% high. That's really good. 6% highest fabulous. So we're going to, we're going to do great. It's going to be a lot of fun. We're going to learn from each other because Joanne will tell you a little bit about our plan for how this is going to work so that we can have lots of interaction with each other. Does anybody have any questions before we go on to more information about this online staff? Please feel free to either ask to have your mic opened up or just go ahead and type questions in the chat box as we go along. We're very interruptible. We're not marching through this. Right, Joanne. However, we do want to be wrapped up by luck. Uh-oh. That's always hard for Mary Jo. She talks too much. Okay, go, Joanne. You're next. Very good. So now let's get into the meat. We did have one comment that came in. You were talking about, I think it was from when you were talking about what kind of people would do this. It wasn't on the choice of there. We have local investment clubs that would take advantage of this program. Oh, that is a great audience to do niche marketing with. And we will in fact have some tools and resources for you to get to those clubs. That is a great audience. Right. And they'll come together and have a good time. Yes. As I understand, they have food involved in those clubs. Yes. You know, in any type of learning experience that I've been involved in, you always learn from the other people that are in attendance. And those are the folks that are so used to talking about the subject of financial literacy that you are going to get really good interaction if they are in the group. So let's talk about the actual training itself. What is this online staff training? As I said, it was developed by Santa Clara County Library District or four of the Library District through a Fender grant. And it is designed to promote confidence and competence in responding to library customer questions on personal finance and investments. And we've kind of taken it a little bit farther because we think it's important to, you know, have a crew behind us and get together a little bit more often. But for those that actually go through all of the webinars and go through the online curriculum for those that are collecting CE credits because you're a professional librarian, you'll be getting 14 CE credits. We are going to be doing, and many of you already got this one under your belt. We're doing a pre-evaluation assessment, and we did send that out to everybody who has signed up for this webinar. 43 of the 65 or so folks that are going to be going through it from the 22 libraries have already completed that pre-evaluation assessment. And 12 of the 35 from other libraries have completed that, and so we appreciate that. Good start. And for those of you who do plan on going through the online curriculum, before you start that online curriculum, we do want you to take that pre-evaluation assessment. You should have gotten an email from me if you signed up for the session today. But if you have not, if you did not sign up and you did not get that link, please email me and we will have my email address on the screen a little bit. Keep in mind that today's kickoff webinar plus all of the check-in webinars that we're going to talk about is being recorded and will be available soon after they take place. So if you know of others that weren't able to listen today, they can get on our website and click on those recordings and watch them. Okay, now what we're going to do is we're actually going to show you where you find this online curriculum. Okay, here we are. This is on the Santa Clara County Library Districts website, and this is just like they had it when they sent their librarians through this course. And we can just, as you can see on the left side of the screen are quick links to get to the glossary, week one readings, week two readings, resource files, answer keys, acknowledgments. And so feel free when you are online to click on those and see what's on there. But if we just page down Mary Jo, this is the basic front page that kind of lets you look at all of the things that are going on with the case studies and whatnot. Now these case studies are, they are the one thing, one of the few things that we're not requiring in this Nebraska course. However, they are great projects if people want to do some, you know, just have some additional learning experience. Oh, and they're fun too, they're very fun. It's just that we didn't want you to think you absolutely have to go through each one of these case studies, maybe just pick one or two and try them or whatever. But let's, why don't we go up, Mary Jo? I want to mention too the fact about this assignment on this week one, that there's a week one assignment about developing a plan for completing a course project. Of course that's optional too. Right, and I'm going to show you on Nebraska's cheat sheet where it tells you what's optional and what's not. But why don't you go ahead and click on that one week, week one reading, Mary Jo. There you go. Very good. So this is what you'll be doing in the next two weeks as we move forward is you're going to be accomplishing basically week one. And so as you move down the page, and Mary Jo, I'll have you move, keep moving down the page. You're going to see that there are, it's going to move further. You're going to see that there are, right, you can just stay right there. You can see those hot links. For instance, you see that FINRA.org website. Obviously that is a great website to find out, find it, financial information, CNN money. Those are things that you, when you click on them, it actually goes to those websites. And then you can click on that glossary of terms. And of course that is their glossary. And we have, we are providing our own. We have their glossary and edit it to bring it a little bit more up to date. But as you go through this, you're reading, you're going to websites, you're looking at terms. And then just page down a little bit more, Mary Jo. Like the net income and the disposable income and the credit score, all of that, those don't actually take you to a website. Those takes you to the glossary that's in the Santa Clara system. And, you know, I, and then go down a little bit more and we're going to kind of go to the end. There's some great other resources and tutorials that are highlighted. But let's go to the end. I'm just going to have you go all the way to the end, Mary Jo, where it talks about the assignments. So there's a lot of content in here. You can see quite a bit of different topics are going to be covered in these two weeks. And even though it says week one, it's really week one and two. Right. Yeah, we're going to give you two weeks to do to cover a week's worth. But you can see at the end that it does have a week one assignment options. And those, when we get to Nebraska's cheat sheet, it's going to tell you that that is optional. But there is going to be also a test. Is there a test at the bottom? Are you way at the bottom? I'm at the bottom. I think the test is maybe here at the bottom of this one. There it is. No. No? Well, those are the key steps. There it is. Take the week one quiz. Oh, there it is. Take the week one quiz. There it is. Very good. There is a quiz and you can just go ahead and click on that if you want to. And the answer, it has the quiz and then on page two has the answers. Those are for yourself, for your own information, you don't have to turn in those answers to us or let us know if you got them right or got them wrong. Yeah, Catherine just mentioned, you might see these again on the post evaluation. And of course, if you, for those, we're not going to talk about the answers or the questions on the pre-evaluation since not all of you have taken those. But those, you'll be seeing those again also on the post evaluation. So, but we are going to be, as we go through our training, we're going to have our check-in webinars. We're going to be talking about the important things to know. And so, we're hoping that we're going to make this a really learning environment. I think what we'll do, Mary-Jose, we'll just go on to the next. We're going to show you what Nebraska has done. And if you have any questions about any of this, just go ahead and type them right in or ask Heather. Someone did ask about, can you give us a URL? And there it is right there. But don't worry about trying to write down that URL. It's long and kind of looped sometimes. This PowerPoint presentation and any links that are mentioned here will be included in the show recording afterwards to get access to the presentation and all the links we put into our delicious account. So, I'm going to have all of that afterwards. And this is another place you can find the links to all of this. And that is at nlc.nebraska.gov. Obviously it's slash grants, slash fingers, slash index, but you don't have to remember all that. Just come to our website nlc.nebraska.gov and search on FINRA. And it'll take you to our page. Or smart investing. Or smart investing. Either way. All right. Here we go. And this is where it'll take you. Right. So this, when you get to our Nebraska Library Commission website, we are right on the Smart Investing webpage. But if you actually came to our website and you weren't on this webpage, obviously to the left, you see that word grants, funding, e-ray. When you hit on that, you're going to see all of our grants and you're going to see that Smart Investing FINRA grant. And so... Or you go through the search. Either way. It'll get you there. Right. But this page, so this is our webpage for this grant project. You can... It does have a lot of discussion of basically what the project is, but you can see to the right those additional resources, press release, webinars. That webinar is anytime you missed a webinar and you want to go see the recording, that's where you can click on it. Now, as you can see back on April 1st, we did have a webinar that just... It gave an overview of what is coming. So, if you missed that, you can watch it, but really, you don't need to. Because starting today, that's what's going to really take you through this particular. Anyhow, and then librarian training documents, that's the important piece for those going through this session. So when you click on that and go to the bottom of that page, there are the links to what Nebraska has added to this process that we think will be able to help you the most. This glossary, as I said, we started with the glossary developed by Santa Clara and both myself and Kathy went through their glossary and we did some things here. First of all, on the yellow highlights, you can see that we hide... If you wanted to not read all two or three paragraphs that we wrote, the yellow highlights are the basic definition of these items. We also did add some things, those are highlighted basically in the buff colors. But if you study the terms, you're going to be doing pretty well on the post-test. Now don't study those terms before you do the pre-test, because obviously we want to be able to show FINRUN, ALA, that those who did go through the training did learn something. So we're hoping that the post-test are going to show a little bit better scores on the pre-test. So don't be worried. And we did make some of those questions specifically fairly hard. So the average person off the street isn't going to be getting all of those correct the first time. And so don't feel badly if you don't know the answer. We had some people here at the Library Commission test the pre-evaluation. And some of them said, I better go through that curriculum. There's a lot I don't know. So it makes you feel that way, but it also, it's a great motivator for us all to learn more. Now click on Nebraska's Guide, because this is what I would call the most important document that we have on here. This is several pages. And just go to the bottom box on this page. I want to just point out a couple of things. It's on the green where you see the word green. As you go to future pages, you're going to see things that are highlighted in green. And this is additional Nebraska related links. So for instance, Santa Clara, when you click on there, you're going to be clicking on their state agencies that do things in the financial region. If you go down and find the first green thing, Mary Jo. There it is. Then their website is going to take you to their Federal Reserve Bank. Well, in Nebraska, the Federal Reserve Bank of Kansas City is our Federal Reserve Bank. And so, you know, use this link to get to our Federal Reserve, because then you can actually click on the state of the economy in Nebraska or in our region. Now, obviously, if you're from another state, you're going to want to find your Federal Reserve that would represent your particular state. And then, so each week, if you just wanted to page back up, Mary Jo, just a little bit. Okay, so here is when you're on the Santa Clara site, you go through and you click on stuff. You could also click on those same things by using this particular grid. And you'll also find out, if you're wondering whether it's something that's required in Nebraska's version, then we have that written in here. So if you go down, like for instance, that project planning template. When you're in Santa Clara and see that project planning template, it looks like it's a pretty hard project and it is kind of. But right there, we say that Nebraska's course does not require a course project. So if you have this document sitting open at the same time you're going through Santa Clara, you can see, and this is in the same order, then you can see that that's something that if you'd like to do it, you're going to learn from it. But it's not something that we're going to be having to turn in. And then, for instance, there are a few non-live links anymore on Santa Clara. And that one there, the MyMoneyGov spending plan, that is no longer a live link. And so I'm just telling you, you're not going to find it. I tried to find it. If you find it and want to tell me about it, I will. That'd be great. We'll put that in there. Edit that document. And if you just page down a little bit further, Mary Jo. Okay. So, and then also you can see we're here, we're at the bottom of Unit 1, and it talks about those Week 1 assignments and possible answers. Again, I am telling you there, that's not required for the Nebraska course. And then when you get to that Week 1 quiz and answers, that is a self-test for your knowledge. And I do say you don't need to turn in any results. So that is for your information and use. Is that what we're talking about? Yeah. Well, and it's very short. It's just for your personal use as you're going through it. Yeah. Some of the questions are- Yes. Yes. Yeah. Catherine reminds us again that some of those questions are going to be coming up in your final post-evaluation. So, even though it's just for your own use, do it, because you'll learn from it. Right. But anyhow, this document is going to help you go through the course. And it will also- It's something that you can also call up on your screen at any time and search for good websites that you know you've been to. And, you know, they're all linked on this site as well. Could remind her when someone comes walking in and asks you a question and you're like, oh, my gosh, I saw that thing in the Santa Clara. What was that? You could go back to here and find it probably pretty fast. Right. And this is really important for those of you from Nebraska that want to be able to click on actual Nebraska agencies and links. For instance, like the college savings information. Each state has their own program in that. And so you really do want to find your own states. And so this will help Nebraskans to find those. I also have the calendar of check-in webinars. And we're going to be talking about those a little bit more. But here it is that you can click right on. And even though you can go to our calendar and sign up for those check-in webinars, they're also hot-linked right there from that document. So there's several ways to sign up for those check-in webinars. And we will be talking about those. Okay. So that gives you an idea of what we have on our webpage that will help you. So I'm going to let Kathy talk a little bit about these four check-in webinars because she's going to be serving as our... I know she doesn't like me because I'm an expert. Partner. Our professional... Our partner with professional expertise. Okay. Do you want to talk about this before they come to the check-in? Oh, yes. I guess. What they need to do? Yeah. So before two weeks... Our first check-in webinar is two weeks from tomorrow. And before that, there's a few things you'll need to do. And I'm going to have kind of a reminder at the very end, too, but you do need to accomplish the unit readings. And so before the next two weeks, you'll want to work on Unit 1. As you're going through Unit 1, there's going to be hot-link web resources. You click on those. If you see anything good and say, wow, my customers are going to want me to share this with them, we want you to make note of that because not all of you will have time to take lengthy looks at all of these web resources so we can help each other out by, if somebody noticed something great, we can share that next time. So take notes if you really see something good. And become familiar with the least definitions as well because those are the things that are going to help you be able to take away a really good learning experience. And then before each check-in, at least two days before, email me questions and concepts that you would like us to cover in the next check-in. Because then we can be prepared. We hope. Okay, let's go to the next slide. Okay, what's going to be included in those check-in webinars? Well, first of all, we're going to ask you, if you want to, to share what you would consider a cool web feature that you found on a hot-linked website, something that you thought might be of particular help to your library customers. In those questions that you're going to be emailing to Joanne, we will have a discussion of at least some of those questions and concepts. It kind of depends on how many we get. For the ones that we may not be able to cover, we'll figure out a way to get you back some responses for those beyond the webinar. I will be doing a 20-minute presentation on a particular topic, and we'll talk about that a little bit more in just a minute or two. And then finally, we're going to discuss what we're calling your favorite questions from the pre-valuation, and so again, we will look at some of those questions. If you have questions about those questions, again, let Joanne know, so we can particularly highlight what you want to hear about. Okay, next slide. Next slide. These are our actual four check-in webinars, May 15th, May 29th, June 12th, and June 26th. You sign up for those similar to how you signed up to today's, and they are on the calendar on our website. And the one thing I do want to mention before I forget, after the check-in webinar four, we're going to have a post-evaluation, just like that's very similar to the pre-evaluation, and for the 22 libraries that are actually participating in our grant project, any staff or volunteers that are going through this training, after they complete that post-evaluation, we're going to draw one lucky winner for an e-reader. So hopefully that'll keep you going. You could be the winner. Okay, if we can go to the next slide. What are those topics that we're going to be covering in the next two weeks, and the topics that we'll be talking about at that first check-in webinar? Well, there are five of them, your product score, mortgages, banking products, budgeting, and financial planning. Those are really, really broad areas, and so if you can be as specific as possible within the questions that you have, any specific topics you'd like to have addressed, let Joanne know, and we'll try to cover those during the webinar. And right now you can vote for any of those, one or more, that you think would be probably what you want Kathy to talk about, not that we won't get... Well, you fixed a high priority at this point. You might change your mind in two weeks. Right, because as you go through the reading, you might change your mind and email those to me, but right now, just off the top of your head, which one of these, one or more of these five areas do you think might be where you want to learn a little bit more? And as I'm looking at those responses, the topic financial planning is really broad, so if you have some specifics you'd like to know, for example, do you want to know how to find a financial planner, or what do you look for, or is it the financial planning process that you're asking about? You know, if you've got some specifics about those topics, what do I know, and I'll try to cover those, and we'll try to cover those. All right, very good. The next one. Oh, that's right. Oh, there's about 30 more seconds to give people, finish up the poll. We've got COVID. They're still tweeting. I know it's hard, but there's more than one of you in a room. You might have differences. What does it mean by banking products? Banking products would be like your checking account versus your savings account versus money market. Mortgages, obviously those could be your regular home loans, or it could also be the reverse mortgages that some people may be confused about, how that works. Okay, we'll close the poll, and what we ended up with are three big winners. The biggest, of course, is that whole big area of financial planning. And again, as you're thinking about that, please email specifics to Joanne as you're going through this that you'd like more information about budgeting. I think I knew that one was going to be big, because I know a lot of people have a lot of issues with that, and it's something we can really help people in our communities with. And credit scores, people want to know about that. So, great. All right, now obviously credit scores are important because they can affect interest rates and insurance rates and all kinds of things. So, we want to... Oh, back here. Yeah, went too far. Again, we do want to thank our funder, and if you are publicizing what you're doing in this area, we do want you to use that tagline as well. All the press releases and trainers need to be approved in advance, and Kathy, I got you approved. Our trainer has been approved, yay! And then, of course, any speakers or presenters or trainers, either in this venue or while we move on to the customer training, will be approved as well. Yeah, and they cannot be registered brokers or registered criminal or state securities. And again, incentives and prizes can't advertise banks or brokers, which I know that's a place where a lot of people think about getting incentives, but that's not where we're going to get them. We're going to have to get them locally through other places. Or insurance people either. Or insurance people either, good point, yes. Okay, next steps, Joanne. Yep, and I have everyone's email that registered, and so I am going to send these next steps to everyone who I have your email. But basically, if you have not taken the pre-evaluation and you're going to be going through this process with us, please do that before you start that online curriculum. Now, the only place you can get that link to that survey is through me. And so, if you have not gotten an email from me and have not gotten that link, please email me and Joanne McManus.McManus at Nebraska.gov and I will get you that link. The reason why we're not posting that link for everyone is just because we do have two surveys, one for the 22 libraries and one for everyone else. And everyone else does include people who are from other states. You can be part of the whole process. It's just that we want to keep your results separate from our libraries that are part of the FINRA grant. You're in. If you want to be in, you're in. Okay. Step two is sign up for check-in webinar number one, which is in two weeks from tomorrow. And you certainly may sign up for the check-in webinars 234 at the same time. And of course, those are all going to be two weeks apart. Step three is you're going to want to bookmark two, the two things that we looked at today. One is the Smart Investing Project page on our website. So you can get to our glossary, the Nebraska's guide that I showed you, a place where you can link to the webinar recordings. If you missed any of those, obviously you're going to want to look at those PowerPoints again. And of course the library and training plan calendar. And then you're also going to want to work on week's ones readings and review all those hot link websites, go through the Santa Clara website, and you're going to want to bookmark that as well. So you can always go back when you have a few minutes to read on a little more. And I'm going to email you this. So you can just have those links ready to go. Okay, so we're getting close to the end. Do we have any questions? Please feel free to type a question in the chat box or type a request to have your microphone unmuted if you've got a microphone. Actually, we had a little bit of trouble with the slides. Let me see here. The slides kind of froze up in the broadcast. There's audio, but the slides were not advancing. So this is step three. It's the library commission resources. And step four, the actual curriculum for staff training. We have a question. Are you going to be sending out an email telling them where to go to sign up for the check-in webinars? Or have you already done that? Let me just show you right now. So before you go to sign up for the check-in webinar, you go to the Nebraska Library Commission website that's nlc.nebraska.gov. You go right over here to calendar. You don't want April because it's going to be May. And you go right here. See, here's the first one. Smart investing number one. That's the check-in webinar, the first one. And you go right down here where it says register. Click on register. And there's some more information here. And if you want to find these, you can find them on the calendar. One other way to find them is if you go to a website and you can't remember the address of the smart investing section, you just go to FINRA. They'll say smart investing at your library. And then go ahead and click on that library and training documents. And then if you go down, you'll see the calendar check-in webinars. And each one of those also has a hot link of how to register for it. So you can go right there. So there's that where we were when we went to the calendar. Right. So there's more than one way to define that on our website. But yes, I am going to email everyone and give them those steps on how. And so at that time, when you get that, if you want to bookmark everything, you can find it. That'll be great. Any additional questions or suggestions? I mean, you may have some thoughts about how we could make this easier. And we do want to make it as fun and compelling as possible. So we want to all have better skills and confidence at the end of this. And I think one of the things I want to leave you with as far as why we are doing the check-in webinars is because we just think that's a good way to reinforce what everyone has learned as you go through the online curriculum for those that didn't have time to study each website that it takes you to. Others will be able to share some of the things that they've seen and really like. And of course, we're going to be going over questions and information on those check-in webinars. And so if you're more of a learner by listening, then that's a good, that will help as well. And just like you said before, sometimes the most you learn is when you're hearing what other people are saying about what they're learning. So that's going to be great. Any questions? No. Any last minute questions, comments? This is your chance. Well, thanks for sticking with us. I know we went over a few minutes. We really appreciate it. And thank you to all of our sponsors. Thank you to our sponsors. No, to ALA, to FINRA, to the Santa Clara County Library District in California where we are so grateful to be able to use their curriculum. And of course, with the Northeast Library System and the Nebraska Library Commission. And if you haven't done that pre-evaluation. Time is now. Thank you very much, everyone. All right. You want that back? All right. Thank you. We just got a few thank yous coming in. And Lola says, you ladies were great. Thank you. Oh, Lola, thank you. So thank you everyone for attending. I know this is very useful. So hopefully got your info going. And we'll get started on this program. So that will wrap it up for today's show. No, that will be for today's Encompass Live. I just, it's show has been recorded and it will be available probably later this afternoon. I can get onto it. So you'll be, everyone who attended, you'll be sent a link with the recording of the show, the PowerPoint slides that were shown, and links to the different websites that were mentioned. The PowerPoint slides, too, so you have access to all of that. So that will wrap it up for this morning. I hope you join us next week. And actually, Catherine, who just kind of sat over here quietly today, will be back with us to do a session about the internship, a win-win situation. We do internships here at the Library Commission. And Kevin comes on once a year to remind people of it and get more people involved in doing it. Sign up for that next, for next Wednesday's show. Also, we are on Facebook, so if you are a big Facebook user, please do go ahead and like us on Facebook on the Encompass Live webpage there. We post whenever any new shows are coming up, when recordings are available, reminders, for example, here, when you can log in on the fly to a show, if you didn't get to register ahead of time, you can go ahead and do that there. Other than that, that will wrap it up for this morning. Thank you very much for attending and we'll see you next time on Encompass Live. Bye-bye. Thank you, Christian. Bye.