 Sometimes the financial industry can seem a little bit scary. We want it to be open and transparent. I'm Dan Cunningham and I'm the founder of One Day in July. One Day in July is a financial advisory firm and we help for monitors, invest primarily for retirement, but in general investing in low-cost funds, we try to help people understand how the financial industry works and how they can really capture the returns for themselves. One thing that's important to know because I think it's a common misconception is that you don't have to be wealthy or a millionaire to invest well. People perceive sometimes firms like One Day in July only invest for high net worth people. And I think it's important that everybody have an option to have access to good investment advice and the time to get started is now. One Day in July is a firm that is in-person and clients have advisors' cell phone numbers as well. When markets are rough or when markets are euphoric, it can be very helpful to deal with an actual person, to work with an actual person. It can help you prevent behavioral mistakes and behavioral mistakes can be very impactful to your financial returns over time.