 You know at a certain point really what you're doing is capital allocation. You're not, it's not money for personal expenditures, what you're doing is capital allocation and it does not make sense to take the the job of capital allocation away from people who have demonstrated great skill in capital allocation and give it to you know an entity that has demonstrated very core skill in capital allocation which is the government. I mean you can think of the government essentially as a corporation in the government is simply the biggest corporation with the monopoly on violence and where you have no recourse. I love how she asked at the end there can you explain that last part because I thought he was very clear and correct. I mean we all know that the government is basically bad at everything except for breaking things and killing people but it also has a limitless source of income the taxpayer and thus doesn't have the same motivations to innovate or provide a good service especially if you're a disarmed society because they hold all the power and ability to enforce outcomes through violence if necessary.