 In this presentation, we will take a look at post-tax deductions. When considering post-tax deductions, we're really talking about those deductions that are going to happen at the end of our calculation to arrive at the net check, the net paycheck, the net income, the net check from the gross profit, the gross check. So this is important because of the way we do the calculations. Note that some of the income calculations will be based on some type of deductions that may be reduced for the tax calculation. So in other words, when we calculate something like federal income tax, we can reduce the federal income tax wages by some items, usually like a retirement plan. It's going to be a major item that we need to take into consideration when we go to the calculation of federal income taxes. So when we get to the post-tax deductions, we're talking about those deductions that aren't...