 Let's just get a confirmation. Hi everyone, this is Chih-Chou. Welcome to my channel and welcome to another live stream. Today is August 11th, 2020. And we're doing a live stream open discussion on investing and personal finance. There's a lot of things going on in the world. A lot of things are shifting. And there's a lot of pain that a lot of people are feeling. There are also a lot of opportunities being presented to people to take advantage of them, to make sure they can position themselves in a way they can become more financially stable, because that's what this is really about, financial independence, freedom. Aside from that, until the notifications go out and wait for people to roll in, let me do my little intro as to who I am, what I'm up to, and what I am doing. I am on Patreon. If you want to follow this work, patreon.com forward slash Chih-Chou, C-H-Y-C-H-O, is a great way to follow this project, as well as to support this project. Bureaucracy kills. Hello, hello, how are you doing? Good morning, good morning. If you want to support this work, Patreon is a fantastic way to do so. I don't put anything behind paywalls. Everything's created columns, share and share. If you just want to follow the work to see what it is, the theme of our project through Patreon is probably the best way to do it. And those of you who've been supporting this work through Patreon, thank you very much. Very much appreciate the support. It is because of you, in large part, that I am still continuing this work after like 15 years, right? We'll show 45. Good morning, good morning. Good little mid-workday stream. Perfect, perfect. Well, Trump, a priestess, how are you doing? Good morning, or you're Germany. Good evening to you. Good evening from Germany. Nice to see you twice a day, twice a day. We actually, for those that don't know, we just finished a live stream like 12 hours ago on current events, politics and current events and whatnot, right? It's a whole comic. Hello, hello. Fiona and I say good morning to you. Good morning to you and Fiona as well. Liam, six, seven, eight, nine, eight. Chico just made it to 97 yesterday. 97 yesterday. Congrats, you got three more to go. Will Trump, priest, I'm fine. Awesome, awesome. Cheryl, good morning, good morning. We are live streaming this on Twitch. Twitch.tv forward slash Chico live. C-H-Y-C-H-O-L-I-V-E. If you wanna participate in this live stream as is happening in chat, Twitch is where you wanna be at, right? And those of you who are here, thank you very much for being here. Thank you for the discussions and the mods. Thank you for taking care of business as always, right? Island King, Divinity, how are you doing? Good morning, Gina, Gina, good morning. Envious, how are you doing? Long time no see, indeed, indeed. We do announce these live streams 30 minutes before we go live on Elo, VK, Minds, Gab, Parler, and Twitter for now, okay? If you wanna follow this work, see what else we're sharing beyond what we're putting up on Patreon, the sound bites and whatnot. Elo, VK, Minds, Gab, Parler, and Twitter for now is a good way to do so, okay? Padre, padre, padre, good morning, good morning. We will be uploading the audio of this discussion to SoundCloud, soundcloud.com forward slash chicho, okay? For those who want to listen to these discussions in audio format, and those audio files, podcasts should be available on your favorite podcasting platform, including Spotify, okay? And we will be uploading this stream, this discussion, to both Bichute and YouTube. I don't see the discussion taking us anywhere where the sensors on YouTube will not permit the video to be shared, so we will be uploading this video to Bichute and YouTube. The current events discussion that we had 12 hours ago is only available on Bichute. So if you are watching this on YouTube, you're getting a partial, you're not getting the full chicho experience if you wanna call it or learn these live streams. There are certain types of content that we are not able to share on YouTube because the sensors might de-platform us, okay? Envy is still watching you over YouTube. I have kind of old school with these sites. Maybe I'll have to check out the other platforms. Yeah, I feel you Envy, right? Seriously, for me as someone who's creating content, who's basically managing my business, right? I have a lot of things to do. So the last thing really that I wanted to roll out was this full blown decentralization where I'm repeating, right? There's a lot of redundancy there where I'm posting the same thing on multiple platforms, but it is the way our system is set up with censorship and stuff like this where we can't just have all our eggs in one basket because when we do, for example, me being on YouTube interacting with Google, they haven't been, initially at the beginning, they were good partners, but they've rolled out some stuff and did some things that makes you question the management of the company, right? So you don't want an unreliable partner, so you would go about decentralizing ourselves, right? Ideally, in an ideal world, we could all share everything we wanna share, whatever we wanna share, whenever we wanna share it, however way we wanna share it, without central power silencing us, right? But unfortunately, that's not the society we live in right now. We work towards it, okay? I'm gonna take these things down and we'll see where the discussion takes us. There's a lot going on in the business community, right? Yeah, NBS, I know you guys understand. It's just good to say it for myself as well because that way I remember, remind myself why it is that I'm doing this and why I'm doing so much work in the back end to make sure the information can get across without it being controlled, really, right? Starsky, how are you doing? How's it going, Chichou? Yeah, same here. I'm generally just use YouTube and Twitch when watching your work, awesome. That's okay, you're on too. That's good, right? Just to let you know, if we ever go down on YouTube, I hope it never happens. I'm doing everything that I can from my end to make sure we do not get deep platform, right? But I can't do anything more than this. But if you ever lose us on YouTube, move over to Bitchute, okay? I will be there. Good afternoon, Catholic traditionalists. How are you doing? How's the veggies and stuff coming out of your garden? We've got a lot of veggies coming out. We've got the squashes coming out, patty things coming out. We've got cucumbers forming. We've got lots of tomatoes going. Mint is growing like mad. We've got our, what do you call it? The butter lettuce is still producing. So, man, fantastic, fantastic. Ice-fix, Chichou, how's your garden? How's my garden going? Garden's going good. Ice, thanks, thanks. Fantastic, we got, it's lush, it's lush. I might get a chance to do a live stream in the garden this week. Unannounced, unscheduled live stream in the garden this week. We'll see. I definitely want to harvest some of the squashes and stuff when they're ready, right? Envious, just like this guy. What was his name? Stefan? Oh yeah, Mulu, I can't even pronounce his name. New or something. Not that I followed him, but I saw in the Chichou Discord that he lost his channel in a blink of an eye. And he had hundreds of thousands of followers. And he's not the only one. There were multiple other people that lost their channels, right? That's not a reliable partner. Someone that's a company that treats its independent creators in that fashion that have been creating content for a number of years. Irrelevant if you agree with them or not, right? As an individual, right? That's not a good thing to do. So they're not reliable. And other channels, yeah. And Patreon as well, right? Patreon, deep platform. A few people, right? Okay, I'll take traditionalist. Garden is doing very well, thank you. Glad to hear that yours is doing well also. Yeah, yeah, excellent, Cheryl. Cheryl, your garden, what's he doing good to? Right? Eileen King, Divinity Chichou. I started growing cannabis recently. And I'm wondering if I should transform my plant growing skills to other plants, vegetables, and maybe build a sustainable community garden. Eileen King, why not? Why wouldn't you, right? Cannabis is relatively easy to grow because it is a weed, right? If it does, like I can honestly tell you from my experience, one thing I've seen happen within nature, psychoactive plants get hit with pests pretty hard. Okay, my take to people when I talk to them is bugs know where it's at, right? They go after the most powerful plants, okay? All types of psychoactive plants, psychedelic plants, entheogens get hit with bugs, right? So if you're lucky and your cannabis plants haven't been hit by bugs, you're doing it right, right? And you could be lucky but you're doing it right. For sure start growing other things, right? Because it helps you to understand cannabis better. You're not living in a bubble where you just know how to grow one thing. You're not monocropping, you're rotating your crops, I guess in farming, you don't specialize in growing one type of crop because that's not good for the soil. Grow multiple things, it's not good for the environment, right? It's fun to do, man. Grow your own food and just eat it. The butter lettuce, man. I took some to family, my mom and my sister, they ate it. They're like, oh my God, this is like the most beautiful lettuce plant ever, right? You don't have to, we grew it, we know what it is. You just give it a wash and you eat it. Fresh, fresh, fresh, all organic, very good. And yes, as I said, I don't support his message in any way, but just delete him from platform isn't the right way in my, it's not, it's not, right? And that means YouTube is not a platform, it's a publisher. And if they're a publisher, and if I'm personally creating content on their publishing website, then I'm gonna try to make sure they're okay with what I'm publishing, right? Which means less and less content on YouTube, more and more content on platforms, not publishers. Ding Bobber, Chicho, I hope you're doing well. About to go on a four day trip to a family cottage, nice. That cousin of mine we talked about a week ago is coming. I have a huge scavenger hunt list along with two seasons of SpongeBob, the first two seasons, I hope the first two seasons of SpongeBob are amazing. Actually the first three seasons, four seasons maybe, right? As per his request, should be good. SpongeBob is amazing and the SpongeBob movie is fantastic, the first one anyway, right? Good, good, good, good. Keep him active, keep him interested. Feed him a lot of mathematics on the side. I wanna be my new supplier, brother. Ah-ha, Starsky asks Eileen King envious because Eileen King has just mentioned he cannabis. I just watched and enjoy your four 20 celebration stream the other day, nice. Nice envious. We plan on doing those every year, every year. Prime, prime dog, prom thug. Hello from Australia, hello Australia. How are you doing? It's currently 3 a.m., but no time can stop me from watching a bit of Cheecho Hassel. If you need to go to sleep, go to sleep, brother. This will be up on both Bichu and you too, so it's okay. All right, but the chat is nice. I want to grow my own, but UK gardens aren't ideal to such initiatives. Yeah, unfortunately in a lot of places in the world. Jay did the math. Thank you very much for prime gaming sub to a tier one sub. Converted from a prime gaming sub to a tier one sub. Thank you very much for the sub. And thank you for the follows, gang. If I'm not catching him and the subs as well, of course. All right, good morning, Spider-Man. How are you doing? I've been reading up a little bit on the DC layoffs and the restructuring, right? Which is what we're going to see happen in a lot of industries and a lot of companies. These giant monoliths really, they're very, they don't adapt well to change, right? These huge corporations, they're not going to adapt well to change and they're going to be some serious turmoil on a lot of these different types of companies. We just started, Spider-Man, yeah. Wow, Chico, I freaking love SpongeBob. SpongeBob is awesome, so good. Do you want to tell you my experience with SpongeBob? How I got to love SpongeBob? Let me tell you, let me get caught up with chat. I'll tell you what my SpongeBob, okay? Oh, snap, I didn't realize you'd be streaming in the middle of the day. Yeah, Coolio, how you doing? Lunch break and hi, Coolio. Finance, would you advise anyone invest in the US stock market right now? No, seeing as it's being held up on expired unemployment benefits and government bailouts. Yeah, I wouldn't even call them government bailouts. It's handouts, handouts to Wall Street. It could go higher, but if you recall of this pump, I've mentioned a few streams ago, I guess, where I expect the market to test the last load that once the whole thing went down in the last few months, right? So I expected to test around 18,000, 19,000, right? That being said, there are certain companies that are doing good, and if you're gonna play the market, personally, I would be playing puts and calls, right? Such as, and by the way, if you're gonna play puts and calls, pick like five stocks or 10 stocks to follow, right? And learn about their trading behavior, how they, their beta basically, what their motion is, right? And play puts and calls on those, right? From the 10, narrow down to five, and you can do fantastic in the markets if you play it that way, right? Become familiar with the instruments that you're trading, right? For example, when Tesla was a 1700, I mentioned that I'd be building a heavy position in puts on Tesla, and it's like 1400. So if you did that, and I would have cashed out the ones that were short-term puts, right? So I would say I was building the puts in positions of month out, three months out, and six months out, right? I would have been liquidating the month outs, right? And possibly liquidating some of the three months out because 300%, a 300 point drop, $300 drop, you could have cashed out at least, at least the return would have been 20% or so, right? Minimum, right? If you cut it even shorter, it would have been a lot better, right? So play them, it's a trader's game right now. There are things that are gonna do well, things are gonna completely collapse. It's a trader's game. Take a look at Kodak, right? Take a look at Kodak stock. A week ago, like not even, let's say a month, not even a month ago, two weeks ago, Kodak stock was $2.50, right? In two days, three days. I think it was two days, but let's say three days to be on the safe side. It went from $2.50 to $33, 10 banger, more than a 10 banger, right? That's a 13 banger, 13 banger in two days, three days, let's say you're on the safe side. You put in $1,000 in Kodak, in three days, you would have pulled out, let's say $12,000, right? Why in the world would you hold on to stocks when it's a trading game like that? Why did Kodak go from $2.50 to $33 and it's trading at like $10 now or something like that, something like $15 or whatever it is, right? Why did it do that? Because news came out that the government was gonna give them hundreds of millions of dollars to act at a pharmaceutical company. It's just money laundering, it's just scams, right? So no, I would not be investing in the stock markets. If I was into trading, I would be trading the markets and every market to a certain degree, right? Kulio continues, I've sold off all my shares and gone out. Don't ever plan on going back into that circus and it is a circus, isn't it? It's just a casino, right? And as long as you know it's a casino, treat it as a casino, and if you like gambling, do your thing, right? Spiderman, Chichu, they changed the name of Twitch Prime to Twitch Gaming is virtually the same. They just changed the name. Ah, okay, thanks, Spiderman. I didn't know. First time I've seen it. SpongeBob stream. I'm not up to date with my SpongeBob though. Let's hear it, the SpongeBob story. Remind me if I haven't got to it, okay? I'm just gonna catch up, try to catch up with the chat. I grew up on SpongeBob. We're actually rewatching the first couple of seasons. Nice thing, Bob or Chichu, thoughts on an idea I had placed. Do you have any info on what it's like working as a cable guy? A cable guy, no. I think it would be a good fit for me. Great with simple tech. It's not going anywhere. Decent job security, benefits, good pay. Get to meet people, work alone at the same time. Sounds like a fantastic job to the truth, then, Bob. Is there gonna be growth in it? I think so too, right? Because more people are gonna be going online. They need to roll this out. At some point, the ISPs have to roll out high-speed internet to the rural areas because a lot of very rich people are going there now, right? And it's come to a point where it's not enough to have high-speed internet just in those hubs of whatever country you're in. You have to span out now. So that is possibly the growth industry as well, right? Envy is coming to the topic today. I am in a bad financial situation right now due to health issues on my side. So my finances are kinda limited and I am mostly at home. Do you have any suggestions what I could try in this situation? There are 1,000 ways to make money online, but 99 of them seem to be scams. Yeah. Here's the thing, Envy, it depends on your health situation. I'm sorry to hear about that, right? And number one, financial advice, personal finance advice, maintain your health. I don't care what level of wealth you're sitting in. If your health deteriorates, your wealth also deteriorates with your health, okay? So maintain a good health. Make sure you're taking care of yourself. Don't overextend. First thing you should do, you should become frugal. Reduce, reduce, reduce your spending, okay? Now, here's one thing that I can say that I would consider doing if I wasn't already full tilt, right? And I know a lot of people that do. In my part of the area, at the end of the month, at the beginning of the month, where people are moving, right? Especially if there's houses being sold, apartments being sold or whatnot. When people are moving, they put things out on the street corner, right? In front of their house that people can grab for free, okay? Like for example, across the street from us, a house sold, and for the last two weeks, they've been putting things out in front of their house. Yesterday, there was a lawn mower there, like a gas lawn mower working condition that they had a sign on it free. Now, if you have space where you can bring stuff in, and if you have a car, just drive around at the end of the month, at the beginning of the month, see what people are putting out if that exists in your area. Put them in your truck, van, car, whatever. Take them to your shed. If you have a shed or a workspace, fix them up, put them online, sell them, right? Because there's a lot of people that are in a financial tight spot right now, and they can't afford new products, so they're willing to buy used products, right? So you can sell the used products at the same time, have a little card ready, say that you're a handyman. If you are a handyman, and if anything goes wrong with any of their electronic instruments or power tools or anything like this, if you know how to fix them, put it out there that they can give you a call for you to come and fix them in charge of a low amount. You need to do stuff like this, right? If you're sort of struggling to make ends meet to a certain degree, and a lot of big companies are not gonna be hiring, they're restructuring right now like DC Comics, right? And if you don't have any other types of innovative ideas, right? That you wanna roll out, right? So you're either creating something new, offering something new, or you're doing value added services, right? If that helps, I'm not sure, right? That's one thing I would, like I've seen some amazing stuff being put on the side of the road. Like antique furniture, wood furniture, like on my walks I've seen people put out like these beautiful oak drawers of cabinets, like the wood itself, the drawers had amazing designs on them. If I wasn't on a walk and I had the space I knew how to do woodwork, I would have grabbed those, right? Coolio chicho, I'm wondering why you would ever want to invest in stocks when there's economic collapse on the horizon. Sorry, I mean investing and trading. Here's the kicker, Coolio, take times of depression, like take what do you call it, the 1920s, 30s and stuff like this. There were companies, industries that did phenomenal. The alcohol industry did fantastic during prohibition if you were on the underground selling booze, right? And then after that, oh my God, the alcohol industry did amazing, right? Right now the cannabis industry is gonna grow like mad, right? So if you know a company that is gonna take advantage of that growth, they may be on the stock market, why not buy into them, right? And hold for a long term. So everything is not a trade, by the way. Don't get me wrong, if you find a company you believe in their business model, why wouldn't you invest in that business model and ride that wave with them? However long it takes, right? But do your research. Like for me, the only thing that would really invest in the long term, there'd be certain tax, they're all in the bubble right now, so I wouldn't personally go into the tax right now, in large part, right? But there is the cannabis industry that there's some nice potential there. That's your card, nevermind, you asked me about that. Okay, you're on in the background. I got to get back to work, get back to work, Brother Julio. I may pop back in at times, okay? Are you trying to prove a point for Collin? I'll be back in a bit, I'll be lurking. Okay, Spider-Man, lurk away. Padre, padre, padre, got lucky with Ethereum. Bought when it dropped real big and sold recently when it hit over 400, thinking about getting back in, but it's risky, but it's risky. Cryptos, I wouldn't be, if you have lots of money that you don't need that money, buy it, hold it for 10 years, 15 years, 20 years, see where it goes, roll the dice, right? But if you're actively needing the money, start trading. If you want to be in the crypto market, right? Enus, Chicho, thank you so much for your advice, for your nice words and advice. That sounds like a good try. Use items, fix them and resell them. And cash, right? That sounds doable. It's a mental issues I struggle with, okay, cool. And normally I work in a kindergarten, but that's not possible for me at the moment, Sally. Okay, so it's not a physical thing, so you should be able to do all this. And you're gonna be solo, and you're gonna be providing, you're gonna be making people happy, right? Like when someone buys, like for me, when I buy, when I go to a comic shows, if they haven't been, but when there are, when I buy, like the seller is happy, I'm happy, the people there are happy, it's just happy, right? So that's good for mental health. I'm working with your hands. It's amazing for mental health as is exercising, right? Chicho, where can I find your videos about psychoactive drugs, entheogens? Go to Bitshoot, the top three videos on Bitshoot are entheogens. I only have one video regarding entheogens on YouTube. And once they started censoring and freaking out, like deep platforming people, I stopped loading entheogen videos on YouTube, right? So there's three on Bitshoot. And we've talked about them before as well. So if you go to my Bitshoot channel, the link will be in the description here. I can do it right now. Oop, Bitshoot, that should pop up that link. If you go there on the right hand column, you'll see my top videos, you should anyway. And the top three are entheogens. Please tell me the address of these people's stuff if you're falling on the streets. And I'd rather the cannabis industry grow naturally via small business rather than large corporations get their greedy hands on things as they're doing now. Even the small business needs to raise capital, Kulio. Like the stock market model is a legitimate model, but it was hijacked, right? The model was this. A company, someone who has an idea that wants to make something, right? Introduce something into our current society that needs funding would form, structure themselves in a certain type of corporation, right? Have shares available, sell a portion of the company to investors, right? And then from there, the stocks, if they wanted to become public, would be publicly traded and they could raise more money, do more offerings and stuff like this to go from one phase to the next phase. And every phase requires more funds. Like for me, like just take a look at what I do, right? I started doing this with a little mini DV camera, right? Like tape making videos. Before that, I was blogging and doing writing and stuff like this. I've gone through multiple phases to reach this point, right? From the little mini DV, I went to another camera I bought that cost money, right? Not a computer that I had, website, website was too much expense, so I went on a blog spot, right? And those issues with it, right? And then Patreon comes in, oh, you get a little round of funding so you can do more. Hence, me being able to buy additional computers, additional hardware, start live streaming, buy the mics and this stuff. So everything requires multiple phases. If you're gonna grow a certain type of industry, you may require to sell shares, right? To raise money, to be able to meet the requirements of certain industries. So for example, if you're gonna go to the cannabis industry where you're gonna create edibles, right? You have to pass all the food regulations. That takes money. Bureaucracy is money intensive, labor intensive, right? There's a, you need lawyers, you need accountants, you need health people to tell you what you can, can't do. You need to go through government, get the thing passed. It takes a lot of time to go through the regulation. Bureaucracy kills innovation, right? So the only way you can go around that is to raise money and the model of Wall Street is legit. Unfortunately, it's been hijacked many, many decades ago and it's just a money laundering machine right now. As a whole, right? There are companies there that are legit that are worth investing in. Envious, but as you said, first focus on my health, first focus on your health. I've been struggling with these mental issues for some years and just now try to fix them and focus on them and not the usual make money, impress people. It's awesome. It's the right thing to do envious. And I think all of us have trauma that we have to deal with that is brought about either by circumstances or through society interaction, right? It's sometimes it takes a while to stabilize. Padre, padre, padre, chicho. What is your advice on paying off student loans? I really want to get those paid off as soon as possible wondering what a good balance is with it. I guess what I'm saying is how much should I put towards these loans? See, here's a kicker Padre. With student loans, you should pay them off as soon as you can, right? But a lot of countries, student loan, the interest you pay on that is very little, right? It's through government. So it's only prime plus one or two or whatever it is, right? So if you have loans, if you have debt in multiple places, first thing you should do is pay off the ones that have with the highest interest first, right? So if you have debt and if student loan is your only debt, pay it off ASAP. If you have debt and student loan is one of your debts, pay off all the other ones before you hit up the student loans. Make the minimum on the student loans. I'm not sure if that's the case for you, by the way, Padre. I know in Canada, student loan debt is very, used to be anyway when I went to school because I was paying student loans for like 10 years, right? Even back then, from the 1990s, right? So our interest, my interest on my student loans was very little, right? So I played around with other things, paid off credit cards, paid off other things, told some credit cards to go F themselves, right? I didn't care about my credit score, right? And then paid off worse the more the student loans. So it really depends. And depends where you are in Canada, student loans weren't wiped out. So you need to pay them, right? In the United States, it's the same deal, right? That's servitude. So definitely pay off the debts that you have, that you have to pay off based on the law. So if you have a choice right now, you got, let's say, $30,000 in credit card debt, which is insane to do. And you got $30,000 in student loans. And you don't care about your credit score. Really, this is huge, right? That means you're not gonna buy a house, you don't need to sign anything, co-sign anything, and take everything I say with a grain of salt, right? And you wanna bow out of this economic system. Student loan goes first, right? Because that's obligation that will never be wiped clean, right? With your student, with your credit card debt, if payments are not made, you know, they'll call you and stuff like this, they'll sell your debt to a collecting agency for 50 cents on a dollar, and then it goes to 10 cents on a dollar, and then penny on the dollar, and stuff like this. After a certain time, you can make a deal with them and settle your $30,000 credit card debt for like three grand, right? And again, I'm throwing numbers out of the thin air, right? And take everything I say with a grain of salt and don't ruin your credit score and pay off all your debt. Of course, this is not financial advice. All the disclaimers go out, right? It's just, you can manipulate the system, however way you want. The only thing you can't manipulate is the debt that's gonna go with you until the end of your days, if you haven't paid it off. And in Canada, United States, that's student debt. Coolio, chicho. When do you think climate change is going to affect wealthy people enough to make them want to take action? Will it be too late at that point? The IPCC report is not looking good. I'm not, I don't look towards wealthy people, those with lots of money to bring about any major changes that are gonna improve the lives of humanity, right? I don't put my faith in them. That's, you know, there are people who are wealthy, which are amazing people who have a conscience, who are working very hard to make sure that our societies improve for everyone, not just themselves, right? But it's like, I don't put my faith in anyone else to bring about any changes that I wanna see in the world. I just do it myself, and that's it. Like, that's all we can really do. I have no desire to dictate to people how they should live. I can recommend, I can share what I'm doing, growing food, driving less, living healthy, boycotting certain industries, boycotting certain countries. That's all I can do, right? If we're looking for rich people to save us, we're screwed, right? Gina, Chico, how do you feel about 3D printing? Awesome. And assisting architects with rapid prototyping, et cetera. I think it's a great emerging technology to align with. I think so too, Gina. I think 3D technology is, is we've had it for about, let's say, 10 years now, right? And it's been, you know, there was a huge hype to it. Everyone's saying, oh, we're gonna have 3D, everyone's gonna have a 3D printer and stuff like this, right? And then that hype died down, right? The hype died down. And basically what we're seeing right now is sort of like stocks. It's the distribution is the, basically stocks do this and then come back down things get distributed along. As long as it's a valid company, slowly the stock starts going up again, right? I think we're seeing the same thing with 3D technology. There was a huge hype to it and then it dropped down. And now people are trying to figure out how they can incorporate that into their business models. I think there's tons of ways to include that into business models, right? I believe they're using it in healthcare, right? To 3D print implants, right? I've heard also 3D print organs, but I might be, I think they were growing the organs, not 3D printing them, but I think 3D printers were sort of in play. They're 3D printing houses, homes, right? So 3D printers I think are gonna be really getting a boost through what's going on right now with the decentralization of our economy going on where countries are gonna try to make sure that hopefully they're gonna try to make sure a community is gonna try to make sure that the essentials that a community needs, that a country needs, that a society needs are in house, right? And if that's gonna be the case, then 3D printers are gonna play a pretty vital role in it, my take anyway. Is it better, Padre? Is it better to try and get them paid off as soon as possible? I don't want to spread myself too thin with all the craziness going on. Padre, very good point. If you don't have a lot of funds on the side and you think you might be laid off, you're gonna have some expenses come on and stuff like this, don't take all your money pay off your student loans because getting another loan is gonna be difficult, right? Because there's gonna be austerity coming and tightening of funds, right? So don't take your liquidity, sacrifice your liquidity, your buffer that you've built over the years to pay off your student loans. Don't do that. I should have clarified that, by the way, right? Make sure you have enough funds in the bank, right? Or saved up or assets, add liquid assets, by the way. Assets, right? That if things go wacko and everything shuts down, you'll be able to survive for, let's say, two years. Anything beyond that, pay off your debts, that way you're not paying interest. But don't take all your funds, liquid funds, and put them towards the student loans. That's a bad idea, especially during this time, right? Whenever I say paying off debt, it doesn't mean you go down to zero. You have to borrow more money, right? Make sure you have savings, you have a nest egg, you have something to fall back on. Make sure you've got enough funds to have freedom, right? Very important, very important. Kulio saying there are good businesses on Wall Street is the same argument that there are good cops when talking about police reform. Yes, there are true statements, but the system themselves have been hijacked and need to be inherently changed. Kulio, I agree with you, I agree with you. Good businesses and good cops mean nothing when the system allows bad cops and bad businesses to keep operating with no persuasion. However, there's a difference between good cop, bad cop, and good business, bad business. Good businesses do not have to interact with the bad businesses. Good cops, unfortunately, have to interact with the bad cops, right? They go out on patrol together. They go into the same precinct together. They work together. Good businesses do not need to work with bad businesses, right? So the model is there, right? Wall Street raising stocks and stuff like this, selling stocks is a legitimate way to raise funds for a company for them to roll out into the next phase if they're planning on growing, right? So there is a difference. There is a difference. Wall Street itself is 100% corrupt. It's corrupt to the core. It's a money laundering scheme, right? So make sure the management of a company that you're gonna go into is not greedy. They can't be bought out, right? They don't allow their stocks to be put on a market where the people can make a short sell it and stuff like this. That's getting into the technicals of what not. But Knights of Oklahoma, Chishol, we're close to you today. Lopez Island in the San Juan Islands. Lopez Island, where is that? I know some of the islands. Lopez Island is, I actually haven't heard Lopez Island. Where is Lopez Island? Knights of Old Comic. Quadra, Denman? It's, is that in Canada or Western? In the, in that area or are you in the U.S.? We can then Barneys. What about me? By the time I graduate, I'll have 80,000 Canadian, $80,000 Canadian on 0% interest and given 20 years to pay it. What is your suggestion? Depending on what the market's doing, 0% interest? They're giving you 20 years at 0% interest for $80,000? Are you sure about that? We can't have Barneys? That seems a little bit weird. The way it works is student loans, when I was going to school, you accumulated your student loans, right? You didn't, you paid zero interest as long as you were in school. When you graduated school, they gave you six months as zero interest and before you had to make your first payment. After six months, if I recall correctly, you started accumulating interest and you had a minimum payment you had to pay. So I doubt very much. You have $80,000 Canadian at 0% interest for 20 years. They're probably giving you 20 years to pay it back, but I can't see it being 0% interest. We can have Barneys, check into that. Are you holding any cryptos? The whole point of cryptos is the anonymity of it, right? Good info, man. Thank you, Padre Padre. My pleasure, man. Kulio, if they don't take action though, the government and corrupt politicians won't either. No, we have to take action with our funds, our money, what we buy, where we spend our time, who we support. That's how it's gonna work from now on. Bottom up, forget about the top down. That model's cracked to a certain degree. Right now, we're rolling into an economic system, political system, where there's gonna be a lot of bottom up trying to make its way up, right? Trying to get a foothold in our society. Those are the things we should be supporting. One of them being independent creators, right? And decentralization, different platforms, right? Cooperatives, huge, huge, huge. That's one of the reasons we're seeing DC Comics go through a serious major shift. DC Comics is going through a major shift, major layoffs, right? Independent publishers are gonna see some hard times, but some of the independents are doing pretty damn good during this period, right? So compare that to DC Comics, right? Sorry, I had to work on my day off. Table of 29 walked in, table of 29 walked in, damn. Elder God, make sure there's social distancing. Good luck with that. And how are you doing, Elder God? Hope you're doing well. 3D print money, ha ha. I could solve all of the country's economic problems if I abolished interest. Walls. There's certain ways to solve the country's problems. But you don't need a 3D printer for that to be fair. Okay, gang, I think I'm missing a fair bit of chat. I'm gonna scroll down and just catch anything that says Chicho on it, okay? Catholic tradition of Chicho. I see things in very much the same way. Vice, visa, visa change. One of the most empowering things I ever did was to stop expecting others to change and instead focus on what I can do here and now to make my corner of the world better. I realized in my early 20s when I asked myself what was wrong with the world that perhaps that part of the answer might be that I am. Well, South Catholic traditionalist. And you did it earlier than I did. In my 20s I was playing around, I was experimenting the stuff. I started my comic book publishing in my early 20s and stuff like this because I saw something that wasn't there and I wanted to see if I could make it happen, right? So I experimented a lot, but I really didn't get into this mindset of it's not the other. It's not their responsibility until my early 30s I would say, right? In my 20s I was going full on. It was fun. It was blur, barely. I do remember some of it, but it was very blurry. I could argue most ISPs and financial firms are bad business, that good businesses have to interact with. Yeah, coolio, for sure. ISPs, banks, banks for sure. But there are what do you call it? Cooperative banks and stuff, very few, right? Jesus actually kicked out the money lenders. He got angry at them, right? He tried to kick them out. Chichōjina, suggestions for the next mass stream. Calculate the break-even point between investing money and settling that given return interest rate. Good suggestion, Jina. We do, we gotta do some financial mass streams for sure. So once we start doing financial, once we start doing mass streams again at the beginning of the school year, which is basically next month, we're gonna start rolling out the mass streams again. Just send me a reminder on this and we'll get it done. We'll do some finance, personal finance mass streams, right? We'll do drop-ins as well, but we'll specifically start talking about some personal finance stuff. That'll be fantastic actually. Great suggestion, by the way. Put it in total market index fund. No, purple cow, go. Yes, I like it, Cheryl says. Also, how to calculate the point at which it is better to borrow versus pay cash for a large purchase. If you have lots of cash available, it's always good to pay it off to a certain degree. You can leverage as well. The whole point of leveraging is crazy, right? So let's assume, check this out. So let's assume you have $100,000 cash, right? Okay, let's say $200,000 cash, depending on house prices, right? Let's say you have $200,000 cash, right? Now, let's assume in your area, a household sells for $400,000, right? So you can take your $200,000 cash, put 50% down payment, and the debt you have to take from the bank is only $200,000, your interest rates are lower, and your monthly payments are gonna be fairly low. That's one way you can deal with this, right? Here's another way you could deal with this. If the houses are $400,000 in your area, right? You have $200,000 cash. Let's say down payment is 10%, right? You could take that $200,000, on a $400,000 house, and down payment would be $40,000, right? Take $200,000 divided by $40,000, and you get five down payment deposits or five houses. So what you can do is go out and buy five $400,000 houses for $200,000 because you're only putting in 10% down payment. However, you're taking on $360,000 in debt from the bank. That means your interest rate, you have a certain interest you have to pay, and your down payment is a lot higher. So what you'll need to do is find tenants for all those five houses, and make sure they're paying more than what's required to make the minimum payment plus the interest, right? Because you're gonna have taxes to pay at the end of the year on all of those houses, and you're gonna have maintenance fees, and out of those five tenants that you have, you might have one that's really bad, right? And one really bad tenant can knock out the profits of all four, the rest of them, right? So renting out houses, you better make sure you get good tenants, right? But let's say everything's working up fine, you buy five houses. Now let's assume you did this 10 years ago when the housing market was going through the roof, right? So all those houses went from $400,000 to $600,000. They increased 50% of value. In Canada, where I am, some of those $400,000 houses turn out to be $1 million houses, right? So depending on where you are. But let's assume they increased by 50%. So now you got five houses that are worth $600,000 each, that's $6 million, right? Now you own money, $360,000 on each, you can do all the calculations, right? We're not gonna go down that deep, right? So you got five houses, $600,000 each, $3 million. As opposed to your one house that went from $400,000 to $600,000, right? So your $200,000 you could have turned into, there is less because you took out debt on that stuff too. I'm not gonna try to do the mental calculation that'll lose it, right? But you have five houses with total value, $6 million, right? The debt on them, you could do it five times, let's say 300,000, $1,500, so $4.5 million as opposed to $600,000. That's how you can leverage. So what Cheryl's talking about, how to calculate the point at which it is better to borrow versus pay cash for a large purchase, that's the type of thing you have to consider, right? I'm still getting tricked on for the 1980s. That's because we're, okay, I'm gonna read anything directed towards me, gang with Chicho on it, Knights of Wolcomic, Chicho. Lopez Island is USA Island between Victoria and USA, oh, is it? So you're right across the water from me. I should go to the beach and take a look and say, hi, Knights of Wolcomic. Yeah, that's one reason I haven't heard of Lopez Island because it's in the US. I know some of the islands in the Canadian side, right? I haven't got a lot of islands here, right? Salutations, Knights of Wolcomic. Spider-Man, Coolio, hold on, what is that? We can now, Barney, I'm gonna read this. Well, originally when I signed my contract with my student loan back in Aruba, I was given an annual $22,500, $22,500 Canadian for three, four years, independent of I do university for four years at an interest rate of 1.2%. However, as of January 20th, the Aruba Education Ministry has decided to abolish interest rate and replace it with a standard GPA at the moment. If I do not have a minimum GPA of 2.25 per semester, I cannot receive my loan. Abolish interest, man, that's pretty lucky. That's fantastic, right? So that's pretty sweet. I forget what original question was, but great, you got $80,000, you don't have to pay interest for for 20 years. I wouldn't, and they give you 20 years to pay it back? No, I would take that money and try to invest it into different things and make the money work for me and then pay off the student loan as I start making money. That's what I would do, Coolio, Chicho. When, if ever, do you think the U.S. Empire will end? I have my own opinions on it, but I'd like to hear yours from a financial economic standpoint as a social civilization standpoint. Here's the thing, putting a timeframe on it is very difficult, Coolio, but what we're seeing right now is the American Empire losing more power, right? That's what we're seeing China rising, that's what we're seeing Russia is become extremely strong thanks to American sanctions, right? It forced Russia to become independent. So America's influence around the globe is waning, right? Is it, has it reached a point that it's collapsing? No, the trigger will be the U.S. dollar, right? The U.S. dollar is the trigger. If the U.S. dollar is no longer the world reserve currency, which is going in that direction, by the way, a lot of countries are doing trade outside of the U.S. dollar right now. But if it goes in that direction a lot further where majority of the world stops using the U.S. dollars reserve currency, you're gonna see that accelerate a lot faster. So it's all tied to the U.S. dollar, right? And U.S. military as well. But U.S. military, I think the time of bullying the world on that level is coming to an end. It should be anyway. The edigee, after the first mortgage though, you'd have a hard time finding a bank to give you a loan for the next four. Not during these times where money was being handed out up to Yang Yang. If you have good credit, if you have good income coming in, good job coming in, the edigee, agreed. If you only have $200,000 cash and nothing else, they're not gonna give you a loan for five houses. It's not gonna happen, right? But if you have $200,000 cash, I'm gonna assume that you already have a certain revenue stream coming in and you have good credit and all that jazz, right? If you have all that and you've built a relationship with a bank and they know what you're capable of doing, they would be willing to go the distance with you. I've seen it happen, right? By the way, off topic, but I just found out that my best friend is going to marry his girlfriend and I'm going to best man an awesome envious. Good on you, brother. Catholic tradition is chicho. Don't get me wrong. I spent plenty of my time in my 20s shaking my fist angrily at the injustices of the world. It is just that I realized that I needed to spend less time chastisizing my neighbors for the state of their gardens with my own was being overrun by weeds. Yeah, Catholic tradition. I realized that in the sort of mid 30s, I guess. I went, wait a second. Well, I can't go around blaming things and whatnot. I got to do something about it myself, right? Yeah, it takes a while. It takes a while for us to get it, right? Yeah. Starsky renewable energy companies are worth investing in. Solar panels and stuff. Starsky, I disagree right now. Okay. The environmentalist in me says, yes. Renewable energy. We got to go that sustainable. We need to go there. However, with oil prices, right now oil prices are, the way I see it, they're maxed until if you follow differential accumulation and stuff like that, the philosophy there, once oil prices get suppressed to a certain level, certain powers will start wars to increase the price of oil, right? And that's to a certain degree what we're seeing right now. But oil right now $40 a barrel, right? I don't think it's gonna go much higher unless we see some chaos take place. And I think oil is gonna come down in value, in price. So if oil starts coming down in price, then renewable energy, the push to renewable energy is the cost of it, right? If renewable energy, solar power, can't compete with cheap oil, then you're not gonna see companies getting lots of funding from governments, especially now, because a lot of governments are tapped out. They've totally lost their sources of revenue. So all that influx of money is gonna disappear into a lot of other places, right? So I think a lot of renewable energy companies that rely on government funding and whatnot and companies to buy their products are gonna have a hard time because people are gonna look for cheaper ways to have energy and governments are tapped out. Austerity is coming, man. Purple cow, being a landlord is a lot of work and very risky indeed. Can, of course, get lucky with local housing markets, but on average, you'd be better off in the stock market. Depends on the period. Depends on the period. It's very foggy here right now, is it? It's pretty sunny here where I am. Legendary Rob Boss. How are you doing? But we stay alive simply, but we stay alive simply because so many countries want the USD. This is why we could get away with MMT and huge deficits. Yeah, and it's not that so many countries want the USD. Some of the countries that don't want the USD, they either get annihilated, right? Or they have sanctions put on them. Look at Iraq. They started trading oil with euros, not US dollars, not the petrodollar. In 1999, 2000, 2000 said, I was saying announced, that he was gonna start selling oil outside of the US dollar. And guess what? In 2013, the United States went in there to find their weapons of mass destruction and bring democracy to Iraq, right? Damn. Shava said that the same thing with Venezuela. Guess what happened? Two, minimum, two coups attempted in Venezuela. Major sanctions put on them, right? Iran tried to open up oil brews to trade oil outside of the US dollar. Guess what? Major sanctions, assassinating their scientists, assassinating their leaders. So it's not that a lot of countries want the US dollar. Some of the countries that don't want the US dollar, they've seen their countries destroyed. Look at Libya, right? Destroyed, their leaders assassinated. Their whole country thrown into poverty, right? So it's by force that the US, United States government has been able to keep the US dollar afloat for a long time, right? There are certain countries, and deals as well with Saudi Arabia and other countries, right? So it's a mixed, mixed basket of things. I'm gonna scroll down again to see if there's anything directed towards me. Ba-da-ba-ba-da-da-da-da, Kulio. But why are companies so short-sighted? Climate change is a serious risk factor towards global, return on assets. It's the Wall Street market model, right? Global food production supply and going towards short-term profits, knowing that down the road, all the other industries supporting oil will fail, is absolutely baffling to me. It's not, it's the system. It's designed the system, right? So for example, let's assume a company puts a CEO in charge, right? And the CEO's bonuses and the management bonuses, and not just the CEO, management bonuses are tied to how well the stock performs, right? Well, these guys are in power for five years. They're not gonna think 20 years down the road and sacrifice a lot of profits in the five years that they are in power to get returns 20 years from now because their bonuses are tied to how the stock does in the next five years. So they're gonna do short-term things, maneuvers, to increase profits for long-term detriment, right? It's, that's what they do, right? Name, name is Emery. Name is Emery. How are you doing? Hey, Chichou, I just want to say thanks for your videos. Been listening to some comic book openings. Last one was the first Carnage Appearance, nice. While painting the new house and doing renovations, keeps me calm while things fall apart around me loud. Appreciate you and your catalog. My pleasure. My name is Emery. Very happy that you're enjoying. Love creating the content as well. This, to a certain degree, is keeping me sane as well as the world falls apart, right? Why not? God, the milkshake plan has killed a lot of people. Drainage, drainage. Elder God, is that what we're referring to? Drink your milkshake. I drink it up, yeah. That's what Elder God's talking about. And if you don't know what the reference is, gang, watch there will be blood. Drainage, drainage. How much is enough for those who are Coolio? How are you going to even use those profits on a dying planet? Well, Coolio, the thing is, they're not think it's dying for them, right? That's the kicker, right? I caught up with the chat. Should I tell you my SpongeBob story? Should I tell you my SpongeBob story, gang? Let me tell you a SpongeBob story. What are we in? We're an hour in? Let's check it out. Up time. Up time. We're an hour in. Yes, please, envious. Some light entertainment, some light entertainment. That's like a dying shake. SpongeBob stores are always a pick up for me. Okay, check this out. So, when did the SpongeBob movie come out? I can't remember when the SpongeBob movie came out. Do you guys want to do a little search? Tell me when the SpongeBob movie came out. When did it come out? SpongeBob movie. SpongeBob movie. No, not the first one. 2004, oh my God. 2004, right? So, the first one, or the first one. That's more the one, yeah. So 2004, SpongeBob movie came out, right? Now, SpongeBob, by asking that question, you make it clear you are a big fan. Hilarious. So, SpongeBob movie came out, right? Now, for me, I heard a lot about SpongeBob in the early 2000s. I'm not sure when the series started, but a year before, two years before, I was seeing SpongeBob, SpongeBob, SpongeBob. So, I was like, man, I tried watching the show, but I wasn't aware of it. Like, it just didn't trigger with me, right? I watched five minutes and I go, okay, I had other things going on, right? So, SpongeBob movie comes out, right? And I'm like, man, I need to find out what the SpongeBob thing is about, right? So, on a weekday afternoon, and I used to go to a lot of movies, right? I boycotted movies now, I don't. It's rare that I go to a movie theater now. Maybe I go to one movie every five years now. There are times where I used to go see three movies in one day, right? And I used to go see a lot of matinees because they were cheap. There were way less people there, right? Like, you didn't have to line up. You were in a theater with, you know, a handful of people and it was amazing, right? Yeah, I've gone and seen four movies in one day, right? I just, I like movies. I love movies, right? I love entertainment, visual, right? Going to the movies alone is so much fun. And I would go alone a lot of times, right? So, for me, I wanted to check out the SpongeBob movie, right? Love movie, SpongeBob. I have never seen. So, I have to hate him by my default program. Oh my God, don't do it. I learned not to hate until I experienced, right? So, for me, I can't remember what day it was. I went out, it was downtown. It was at a movie theater. We had lounge chairs and stuff like this. And it was, I think it was like a 1230 showing or a 12 o'clock showing or something like this, right? So, I go downtown, went up, went to this little cafe thing that I used to hang out at, ordered some tea and grabbed Brazilian cubenzis. Fun guy, right? And it was walking distance to the movie theater. So, I popped my fun guy and doop, doop, doop, doop, doop. I walked to the movie theater, right? Buy my ticket, SpongeBob, and it goes sit in the theater and there's five people in the theater. Me and a father and a son or a mother and a son. There was another guy solo and there was like another person in the theater and it was a big theater, right? So, I plopped down in the center. I got good view, right? I brought a little snack with my bag and stuff. I don't buy movie theater food, right? I don't want yellow popcorn and all that jazz. And I had a little bit of more fun guy that I started munching on, right? The first wave of fun guy in SpongeBob coming in, right? The walk, you could feel it, right? I'm pretty good at this. I make movies 3D, like you don't need glasses to see 3D movies, right? You can just, the fun guy, fun guy and movies is 3D, right? So, the first yawn that kicks in and the wave that comes in and your tummy going, oooh, oooh, oooh, oooh, oooh, oooh, oooh, oooh, oooh, right? And SpongeBob going, pah, pah, pah, pah, pah, pah. It was hour and a half, two hours of bliss. I laughed my ass off in the theater. I would look over and everybody, the five of us, five or six of us, were laughing so hard, kicking the seats, I swear. If there wasn't, there wasn't a kid there, right? The mother and the kid or whatever it was, I would have assumed everybody was, had eaten fun guy, God seems SpongeBob. And we walked out. I remember one of the guys walked out. I swear, he was doing the same thing I was doing, right? I was, I was in tears laughing, like ended with David Hasselhoff doing the thing and this thing. I was red, my eyes were just watery. I had a gigantic grin from here to here. I was so excited. I loved SpongeBob. Have you ever gone, have you ever seen something that you don't know how to take it? And by the time it's done, you're in love. Like you love this thing. You just introduced a new love into your life. And I got off a gigantic grin on my face and I looked at this one guy that was saying, and he was, he had the same look as me, but he looked different, right? We looked at each other and we just started laughing and we just walked out of the theater. Just, it was a beautiful day. It was awesome, right? That's my SpongeBob story. I'll never forget the guys, the guys look. He looked at me as if I was crazy. I looked at him as if he was crazy. When we sat down in the theater, we're both like two single guys, in our, I don't know how old, right? Adults sitting there to a SpongeBob movie, what's going on? And afterwards we were just laughing so hard, so hard. Man, it built up my immune system so much. Like, I don't think I got sick for two years after that because it just made me laugh so hard and the whole body, just whole spirit loved it so much, right? Ha, ha, ha, ha, funny, funny. Better change your programming, Coolio says, to Elder God. SpongeBob's a cultural icon. Ha, ha, ha, hilarious. I'm breaking the system. Elder God bought programming comments, funny. Laugh out loud, Coolio. I was very high on cannabis when I saw Doctor Strange in the theater. It was insane. I went the first time alone as well. I love going to the theater alone too. Not as much anymore though for obvious reasons. Alone? I would still love it going alone, man. I would still love it going alone. Fun, fun. Make sure you introduce economic advice, personal finance advice. Make sure you're doing things you love, right? Make sure you have laughter in your life. Whatever you need to do, don't be afraid to spend time alone. You experience new things when you spend time alone, right? Really, it's fantastic. Makes me wanna watch SpongeBob again. Such a fun movie, such a fun movie. I got cheese and a little cakey thingy today. Okay, it's good. It's like a crumbly cheese with like a seedy little thingamajiggy. That's so awesome, dude. You have to be careful what you watch on the fun guy because you might just become a lifelong fan. Yeah, indeed, indeed. The last time I laughed and the cinema was watching seven. Watching seven, damn Elder God. I used to be afraid of my alone time, but recently I learned it can be very enlightening and great, indeed, indeed envious. Cheryl, good advice, even for the extroverts, even for the extroverts and the introverts. Julio, someone better suggest the SpongeBob movie in the next movie stream if I can't make it. Julio says, I've seen the SpongeBob movie three times now. The one time in the theater was magical, man, magical. Gina, Chicho, have you ever had fun guy in a flotation sensory deprivation tanks? Small dose, micro dose, right? I'm not a huge, going into the, like for me, when COVID hit, I was, I've always been germ conscious. So I didn't really like, I've gone to the flotation tanks twice, I believe. And I didn't like the experience of the same tank. I know they're running through filters and stuff like this. I didn't appreciate it much. I've come close to doing a full blown flotation tank where we used to live in a house, there was a pool. So what I would do is put on a life jacket and I would sometimes consume fungi, sometimes just cannabis, sometimes nothing. I just want to chill, right? And I highly recommend this, by the way, if you want to relieve, Donny, tell me how are you doing? If you want to relieve stress from your spine, right? It's very healthy. For me, it worked wonders, right? I put on a life jacket, go in a pool and just float. Just let yourself float. And all of a sudden you feel your spine, like stretch a little bit, right? Because you're no longer standing. Gravity is not as big an effect. So it was beautiful. I would just float there for, and no movement for half an hour to an hour, right? No movement meaning this. That I would warm up, right? Initially you're cold, if you're not swimming in a pool, you get a little chillier, right? But your body temperature warms up a small layer of water around you, right? So you don't move to a level where if you move your hand, you feel cold because you're hitting colder water. That's not in direct proximity, contact of your skin. Right? So you just float there and just chill. It's amazing, highly recommend, highly recommend. So I've done that, Gina. And I did microdose once, I think, in the float tank, but I only did it twice. I didn't appreciate it as much. I know people that really do, though. Coolio Chisho, before the pandemic, I was a member of a float tank place that was so relaxing. Yeah, my partner too. She got like two float tanks a month or something like this. I used to do it once a week. I miss it a lot, but the membership was a little expensive. I've done it sober and somber. There should be an M there, isn't it? Somber and on edibles. Very amazing experience, yeah. I stretch my spine in bed. How do you stretch your spine in bed, Danite? Chilcho. How do you stretch your spine in bed, Danite? I float in the sea once, elder God says. You know which one? The Dead Sea, elder God. No, sober as in not on drug, somber, sober. Oh, sober, sober, somber, not somber, sober. Drugs or alcohol, okay, okay. Thanks, Coolio. Me and my spelling and pronunciation of words. By the way, I never thought I'd be doing this, reading things out loud and whatnot, man. I curve my hips back and forward and stretch my arms behind my back. That's the one, the Dead Sea. You can really float in the Dead Sea. There's lots of minerals in it. So I have relatives that have float in the Dead Sea and you go in the water and you can just float. It's very buoyant. Curve my hips back and forward and stretch my arms behind my back. Oh, man, I wanna stretch. It's a fantastic stream. This is a fantastic. I think we're enjoying ourselves. Sarang, sarangs. It's fun. It's fun to do. This is our third stream in three days, right? So this is pretty good. And then we got our next stream coming up starting next weekend, Saturday, I believe. Saturday, we're doing... What are we doing Saturday? Sunday, we're doing comic. Saturday, we're doing movie club. Sunday, we're doing comic books. Monday, we're doing relationships. And Tuesday, we're doing movie club number two. We're gonna pick more movies to watch, right? And yes, the beginning was about investing in personal finance. The rest about beautiful SpongeBob and floating stories. Fun. And eating cheese. Eating cheese. I gotta eat one of these things, man. Eat cheese and little biscuits. My table just left 650 pounds to the cause. Nice. That's good. 29 people, 26 people? Cheese and crackers. Look at all the seed. Delicious. Very good, very good. Oop. I have a little bit of cracker on my keyboard. I'm gonna get rid of it. There we go. Thank you, Andreas. Coolio, what do you think is the most important thing to know concerning personal finance that isn't taught in public school, specifically geared towards the young people entering college or the workforce? The most important money management is huge, right? But alternative systems, right? Our education system really narrows things down to the status quo. People need to innovate beyond that. Disruptive innovation. That should be taught a lot more in our schools, right? They talk about science changed us and did this, but they don't approach it from a business perspective where the person that invented the toothpick, right? Or antibiotics, right? The scientist that invented antibiotics and made it creative commons, public patent where everyone could use it. They don't teach about Tesla very much. Nikola Tesla, not Jobolo Tesla cars, right? Elon Musk. They don't teach about Nikola Tesla. They don't, they really narrow the way of thought in school and that is the problem and that is a personal finance thing. You basically acquire financial freedom when you can break out of your programming where you realize that you can make money anywhere, right, doing anything. When you realize that money is one of the easiest things to acquire and one of the easiest things to lose, they don't really teach you that bureaucracy is the enemy of humanity, right? So there's a lot there. They don't teach you that the system is there for you to game, right? They say, oh, everybody is equal. You do this, you do this, but it's not. Those who know how the system works can find loopholes, right? So in school, they don't teach you that, oh, this is what it is, but if you know the lingo, if you know the law and if you know how to manipulate the system, you can go around these obstacles. So they don't teach you how to work around obstacles, right? Because they want you to submit to authority. Like financial education in schools is horrendous. Not because they're not only teaching it, they're not, right? But whatever they're teaching is garbage. So there's so much, so much, so much. 29. Most had steaks, nice. Or mixed green, grills. I'm going to have to order more for my local butcher, of course, nice, nice local butchers is it. Steak, hmm. Steak makes me want to bring out the barbecue. Grills, oh, not bad. Not bad, right? Envious, you're finishing your kebab now, I'm nice. The warning given, you come to these streams, you might end up being hungry. And craving pickles last night, just tea, gang. Yeah, what kind of kebabs am I, yes? Steaks cook, for me, medium rare. I used to like well done, right? And I still get well done if I go to sketchy places. All right? But I don't really go to sketchy places to eat anymore. So medium rare is a good way to have your steak. Some people say it should be rare, some people say medium, some people go medium well. One time, I'll tell you a steak story, one time I went to Drayton Valley in Alberta, I was doing geophysics in a small town, right? And there was only one place to go, it was a bar. And I went to the bar, it was a sketchy bar and whatnot. So I needed to have some meat. So I ordered, I ordered well done, it was a sketchy place. And this was in the 90s, right? And it was in Alberta, so I guess the cook took offense to me ordering a steak well done. So he burnt the damn thing. He made it like so well done, it was like burnt, right? It was hard. Waitress brought it over, brought my drink and I was drinking and I looked at this thing, I go, man, this is the last time I'm gonna be in this town, right? So I ate it, all right? I ate it, I drank my thing and the waitress comes over with a big smile on her face. So how was your steak? I went, it was awesome. The best steak I've ever had in my life. It looks like, what the hell? What are you gonna do? You never return food in those types of places, right? I'm investing in a wilderness, survival and self-sufficiency books soon. Any recommendations? I don't have, a fungi book. Always have a fungus book with you, right? It's very difficult to, what do you call it? To use a book, not very difficult. The obvious ones you should be able to tell but you should never really go mushroom hunting without a book and without experience, right? So you can't just buy a book and go mushroom hunting and pick right mushrooms and eat them, you'll die, right? So mushroom book is good with a little bit of apprenticeship with under someone that knows their mushrooms or at least two or three varieties anyway. That's cooked on all sides just to close the steak, yeah. So, and when you cut it, red, blood coming out. You're sealing, you're basically cooking any surface area that has touched oxygen, right? One of those places that says B minus, shh. Johnny Mayonnaise, Gina. One of those places that just says bar on it, yeah. Also B minus, bar on it with red neon letters, yeah. This one didn't even have the neon letters. I was like, damn, I'm hungry. I need some meat, but I guess this is it, man. No choice. It's just kebab with some meat, much vegetables and good sauce, nice. S.A.S. revival, God, how the God says. I'm fine, I'm sure. No worries, they're all good. There was so many regional variations, yeah. Sarang, into the wild flashbacks. Yeah, then they airlifted it out of there, shh. So glad they pulled the busts. They should have done it a long time ago. What's this one about? Wildlife flashback. I don't know the stuff. Bacterial removal only, yeah. Protein remains intact. It's why I am, I have so big, nice. Yeah, is that why the protein stays intact? That's why you want it to be rare, yeah? So just burn the bacteria up, shh, shh. And you need the sides as well. Is there a thickness you go for, Elder God? Like obviously you probably don't want it to be thin steaks, right? You need a certain thickness. Man, now I'm craving a steak. God, dang it, Elder God. You got me craving a steak. Chicho, will there be another garden stream soon? I might try to get in one this week. I'll see if I can do it. I got four days to do some stuff. I got a fair bit of work on it. I got to go blackberry picking. If we end up getting good blackberries, man, I might end up doing an unscheduled cooking stream where we cook up, make blackberry jam. So we'll see. But it's time to go blackberry picking in one of the spots that we have. So hopefully they're ready. And we're gonna go tomorrow, I believe tomorrow. So we'll see. Yeah, the garden stuff is amazing. I gotta, for sure we're gonna be doing more garden stuff, but I'll see if I can get one in this week. And I like doing the garden in the morning. It just feels good, right? Coolio, had to mute you for a second because how to work issue. Did you have any recommendations? And I saw yours, Elder God. Just a fungus book, fungus identification book. If you're gonna go into the wild, it's always good to have. Rendle, how are you doing? Welcome, welcome to the live stream. Dry-aged steaks are really good. Dry-aged steaks, are they? Standard sirloin is good. But I'm a 32 ounce man. Oof. And no potatoes. You don't do the potatoes, do you, Elder God? The eddy-gee, the mag-eye bus from into the wild. Oh, into the wild. Was recently airlifted from the train where it used to sit. Oh, that's the book and the movie, right? Too many inexperienced hikers try to venture to it and ended up stranded, or even dead. Really? I didn't notice, Cheryl. Chris McCandles and writes. Eddy-gee, okay, so that's what it is. The mag-eye bus. I never read into the wild. Is that the book, or is that the right thing to think about? Magical trail, okay. Have you ever heard the cookbook, cooking with fire? No, it's all recipes that you can cook with a campfire and campfire tools. Okay, cool, cool, cool. Yeah, I guess that would be very handy, of course. No potatoes, no potatoes are good. No milk, no gluten, no, oh, potatoes are good. Okay, so no milk, no gluten for me, but my carbs are very low, okay. Into the wild is a great movie. Never read the book. It was based on, though. Yeah, I haven't read the book. And into the wild, I remember, it's the little kid with the fluffy big things, right? I found it really depressing. I watched, I think, 15 minutes of it. 15 or 20 minutes of it, and stopped watching it because it just, it was downer. It just made me depressed. Like, 15, 20 minutes of it made me depressed, so I stopped watching it. Cheryl, yep, it's a Joan Crocker book, and I think Sean Penn produced a movie. Ah, Sean Penn produced a movie, okay. What's so poisonous about certain mushrooms? What's so poisonous about certain mushrooms? You eat one, you die, and you die a painful death. I believe there are some that totally just melt your liver or kidneys or something. Yeah, mushrooms do not go into the wild and pick a mushroom and eat it if you don't know what it is. The odds are you'll die, right? Or the odds are pretty high, you'll die. Higher than I would like, right? That's where the wild things are. Oh, that's where the wild things are. Into the wild, different, how that's what it is. Different movie. No, I haven't seen that movie. Into the wild. Where the wild things are. Yeah, where the wild things are, I found really depressing. Where the wild things are, into the wild. God damn it. Get them all mixed up. It's not a good movie. Into the wild, okay. I gotta check it out though. Nah, I'm very curious. The Childers book is based on, on though, was one of my favorite growing up. My mother read it to me so much that the cover of the paperback fell off. Ah, cool. Into the wild is based on a true events. Into where the wild things are. Into where the wild things are. Nate says. Put it all together. Merge, merge, merge. Good movie, I mean. It's good, but not very uplifting in my opinion, okay. Allergod, allergod. You're like me. You're like, what movie is this? No, that's wild. Hilarious. We're all over the place. Okay, I gotta check this out. Into the wild. Into the wild. What is this? Oh no, I haven't seen this movie. Yeah, yeah, yeah, I need to watch this movie. No, no, I haven't seen this movie at all. Cool, cool, cool. I'm gonna pin this. Pin. If I remember, I do. If I remember, I do. The energy, yeah. Into the wild is about a kid who graduates college, abandons all his possessions, and traps across America. His end goal being spending time alone in Alaska. The bus where he set up camp in Alaska was called The Magic Bus. It's a true story, worth a watch and read. Okay, cool. Thanks, I did you. And Alaska's beautiful. Northern Canada and Alaska are just amazing. Interesting movie, to be honest. Mashup. Into the wild is one of my favorite movies, really. Okay, Rando. Padre, padre, padre. Where the wild things are is a great book. I thought the same about the movie. Really weird when compared to the book. Really, so the book is more uplifting. The movie was, I don't know what it was. It was like, oh, it was felt so heavy, so depressing. I was like, oh no, I can't watch this. Wait, I have seen it. Elder God, you have seen it? Mashups are great. They recently airlifted the bus that he stayed in out of the woods and it's headed towards a museum somewhere. There was too many people who got injured or tri-dutched. So people just weren't prepared to go into the wild, I guess. But those who did make it there always recreated his pictures. Cool. There's a famous picture of the guy. Oh, I forgot. Funny. Funny. Yeah, there it is. Yeah, I just did a little search. I saw some stuff on it, so that's cool. McNaddles lived in Virginia for a long time and have a few friends that know the family. It was very sad, overwhelming for the community because while people skew him as being odd, he was, by all accounts, awesome. That's cool, Nate. Your voice cadence makes me think of the movie Stand and Deliver. Oh, Stand and Deliver. That's a good movie. Stand and Deliver is a really good movie. Power of One is a fantastic movie as well, by the way. It's the South Africa movie, The Boxer. It was so good. Technically his last picture. I'm starting to get spoiler warnings here, man. I got a feeling I know what happened. What is it into the wild movie about? Um, all that other people answered that. I mean, just a few messages up. This just became the movie stream. It did, it did. I love these mixes. We start off doing heavy, sometimes stuff. We're going to talk in a both anime and SpongeBob and cheese and movies. It's awesome. It's good. That's the way conversation should fold, right? Um, that's, that's how they should be. Envy as she chose. How do you watch your movies nowadays? Do you stream them or buy them on physical media? No, I don't buy them on physical media. I streamed them or I sampled them. I always thought SpongeBob was cheese until I was older. He's a sponge. He was cheese. Funny, funny. He looks like a cheese. He does look like a cheese until he puffs up when he goes or shrinks when there's no water. Oh my God. Everyone thought he was a cheese. That was funny. I guess if you're young, yeah, he looks like a cheese. You don't associate the name SpongeBob. I thought you meant cheesy. Oh man. I need a nap. Cheryl, funny, funny. What does this say? Oh man, Jensen. German Jensen. Benjamin German Jensen. Smitty. I can't say it. He was number one. That's from a SpongeBob episode. Is it? Funny, I figured it was. How to be an adult according to an old SpongeBob episode. Stand up straight, puff out your chest and say, X-Exception. Awesome, Coolio. Number one, number one. Awesome, man. We got to watch SpongeBob again. There's a funny meme on the SpongeBob. My creation looks very dried out. Funny, funny. Fantastic, fantastic show. I haven't seen all of it. I haven't seen all of season one or anything. I've seen episodes. Just the movie. I've seen episodes of SpongeBob but it's so funny. But the movie was just absolutely brilliant. Magnificent. It's exactly what you want an anime movie to be, right? An animation movie to be, to pay serious tribute to the original source material. And it did. Stay true to it at least, right? Do people still watch The Simpsons? Your opinion on it, guys. I don't watch it anymore. It lost its appeal to me a long time ago. South Park, yes. I still watch South Park. I look forward to it every year. But Simpsons, I stopped watching long, long time ago. It was great for a time. They wrote David Hasselhoff and I wonder if they did. So funny. Agulia, another great moment is when SpongeBob tries to get Sandy to act like a plant and just lay on the ground opening and closing his arms and legs and saying photosynthesis over and over. So funny. So funny. Simpsons is such like SpongeBob is that it's past its prime. Is SpongeBob past its prime? I don't know about the recent episodes or anything like that. Simpsons past its prime many, many years ago. Many years ago. I'll just keep on thinking about scenes in the SpongeBob movie. Just cracking me up, man. So funny. I'm getting all plugged up, laughing so hard. SpongeBob sadly went downhill in recent years from the episodes I've seen, okay? But South Park, man, I didn't watch any episodes for a long time. Maybe I'll have to catch up. Envious, there are seasons that are good. There are episodes that are good. There are some that aren't, but it's well worth it. It's staying true to its original source, right? They stay true to themselves, man. And that, you can't ask any more of creators than that, right? The older seasons remain classic, yeah. Honestly, Beavis and Budhead is quite Shakespeare-like. It's quite Shakespeare-ian. Yeah, the original stuff I watched a little bit, but I didn't continue with that. I don't know if it's still around or not. And Rhett and Stimpy, right? That's good to hear. I loved it back in the day. And yeah, South Park has been doing a continuing storyline for a few seasons now. So you may want to go back if you see, yeah, I think South Park, you have to sort of watch in order, right? And each season, you have to watch from beginning to end. You can't jump in halfway through the season. It won't work. And even the most recent, as Kudio says, it continues on, right? It's sort of very political. So it tries to stay relevant to the current political situation. You guys were lucky. My cartoons of my generation were pretty lame. For me, well, Roadrunner, Elder God, Roadrunner was pretty good. Beep, beep. Oh, wow, right. I will read into it and give it a watch. Yeah, Kudio. I've seen every South Park episode. Yeah, me too. Even the band ones that were only shown on TV once. Episode 200 and 201. Were they bad? I've seen them for sure. I'm a bit of South Park expert. Which one were the 200 and 201? Because I've seen them. I've seen every episodes, right? But I can't remember. Oh, where did the Jesus in the Mohammed one? Oh, those must be it. Those must be it. And yes, actually I played the game of South Park. The newest ones, they were great. Kind of role-playing, turned-based games. Cool. Foghorn, leghorn, classic. Bugs Bunny, Matador. This seems, we're pretty good. They were slaps the ball, bam. I liked Road Runner. Always hoped that the Coyote would grab the Road Runner. It's like Tom and Jerry and whatnot. Episode 200 and 201 were a two-part story where Tom Cruise and every celebrity South Park has ever made fun of. A file, a class action lawsuit against the city of South Park. They only will agree to drop the lawsuit if the town brings Tom the Prophet Mohammed. Yeah, I've seen that one. Brings Tom the Prophet Mohammed. Okay, yeah, I've seen it. It was fun, but it wasn't one of their best episodes, both of them. It was more a statement on their part, I guess. And the classical music to Tom and Jerry, like Wagner and something. Wagner and something. Wagner and something. Wagner, Wagner. There was a compelling B story about the Cartman's True Father and a major side character, Pip, is killed off in that episode and never comes back. Pip, Pip, oh, I remember the Pip. That's the British kid, right? So fans who never watched it when it premiered constantly asked where Pip went. Isn't Pip the British guy? Yeah, the British kid, that's right. The Pip was fantastic. I totally forgot they killed him off then. The Pip character was really good. Cartoons can be very political and cultural. I remember a cartoon about motorcycle riding carpet munchers. Oh, geez. Nice old comic, Chicho. Did you see any anime on TV before you came to Canada? I know Grendezer, Mezinger, Yamata, Gachaman were big in the Middle East. You know what? No, I didn't. My first exposure to anime was Star Blazers, battleship Yamata. Yamato, I guess is what it's called in Japanese, but Star Blazers in Canada. In Iran, we had three to five minutes of cartoons a day. That was it. We didn't have huge cartoons in Iran. So, and sometimes we caught them, sometimes we didn't. They had it between, I don't know, whatever the time was. I'll say 330 until 335. So five minutes of cartoons a day they had. And whenever we could, we would watch them because cartoons were amazing, right? As a kid. So I never watched anime in Iran. He got stopped on by Mechabarbha Streisand. That's right. I remember the Mechabarbha Streisand. That's funny. Six days to air was fantastic. I love getting to see the creative process. Oh, I seen that. That's right. They always do that. And they cut down their seasons of how long it took them to make a whole season. Dikisian was very Dikisian. Dikisian. There's a South Park episode about motorcycle riders, but I can't type what they call them in that episode. Oh, okay. Okay, my friend, I have to leave. Thanks for the nice conversation streamer. You too, NBS. And we're almost at the end. Well, we are at the end of the stream gang. Thanks for being here, everybody. Thank you for the follows. Thank you for the subs. I appreciate the conversations. Thank you for the information. Thank you for the anime conversations, SpongeBob conversations, South Park conversations, and the wild thing, enter the wild conversations. Yes, cartoons can sneak in very political stuff without being censored 100% as can comedians, right? Oh, so I'm leaving at the right time. And yes, gang, thanks for being here. We're going to stream again Saturday, our next stream. I believe it's a movie stream that we're doing. Thank you for your financial advice and it'll be my pleasure and yes, and take everything I say with a grain of salt. Please, everyone, I'm just sharing what my experience is to the best of my abilities. Okay, so be warned and every place in the world is different and everybody's financial situation is different. So make sure you think about your own finances and where you want to be and how you're going to get there. Okay, if you want to follow this work, I am on Patreon. Patreon.com forward slash chichou, C-H-Y-C-H-O is a great way to support this project. I don't put anything behind paywalls. Everything's great or common. Share and share, like you can follow the work and at some point, if you do have the means, you want to support this work, Patreon is it. Okay, we are live streaming this on Twitch, twitch.tv forward slash chichou live, C-H-Y-C-H-O-L-I-V-E. Okay, if you want to participate in the chat while it's happening, Twitch is where you want to be at. Okay, and mods, thank you for taking care of business. We do announce these live streams 30 minutes before we go live on L-O-V-K Minds, Gab, Parler and Twitter for now. Okay, so if you want to follow the work and see what additional information that we are sharing, those platforms is a good way to do as well, in addition to Patreon and Twitch and all the links will be in the description of this video. The audio for this discussion is going to be loaded onto SoundCloud, soundcloud.com forward slash chichou, C-H-Y-C-H-O-L-I-V-E. You can follow the work there and you should be able to access these audio files, these podcasts on your favorite podcasting platform, including Spotify. And this video, this live stream will be uploaded to YouTube and BitShoot. And if you are following on YouTube and BitShoot, thank you for the follows. If you're not following, click on the follow and click on the notifications so you do get notified as to when we are uploading the videos. And if you are on YouTube, supporting this work through YouTube membership is also a great way to support this project. Okay, great conversation again. Good way to start the day. I hope you guys have a fantastic next few days until our next set of live streams. There's four more coming starting Saturday, going Saturday, Sunday, Monday, and Tuesday. Sarang, glad I found this stream. Appreciate your insight, Chichou and the friendly community. We all do. We all appreciate the friendly community very much in the conversations that everyone has. And it's my pleasure, gang. I hope you have a fantastic rest of your week and I'll be on Discord on and off and I'll see you guys Saturday for our movie stream, if you can make it. Okay, if not, Sunday comic books, Monday relationships, and Tuesday, I believe, is more movies. We pick more, we watch more. Bye, everyone.