 Let's talk business now. The central bank of Nigeria, CBN, has revealed that bank's demand deposits rose by 1.1 trillion naira in three months to 16.89 trillion naira as of the end of March and that the figure which stood at 15.81 trillion naira as of the end of January rose to 16.17 trillion naira as of the end of February. The apex bank also disclosed that currency in circulation fell by 42.43 billion naira between January and March and that the currencies which stood at 3.29 trillion naira as of the end of January fell to 3.25 trillion naira by the end of March. A demand deposit account offers access to depositors' money without requiring advanced notice by allowing the depositor to withdraw money on the demand and us need it.