 The first two issues that we agreed on are, as San Antonio residents, we want options to remain in our community throughout our life. So we want the ability to remain in the communities that we choose for as long as we can. Okay, thank you. And our second issue is affordable housing options for all residents. So as a San Antonio resident, I want all San Antonio residents to have options for quality choice and affordable homes that they choose. Okay, in your solution. Our solution is we want the city, or the county or state, to facilitate easier access for private citizens to financing and the navigation of development regulations and processes for local and individual residents. So our use case was in our community. I'm gonna ask you to stop right there because we're asking for one minute. And if we get left, I'll let you go over more than one minute but I gotta let everybody else go over. If you don't mind, please. Okay. Yeah, I'm gonna ask you just to state your two issues and your solution. And then we'll move to the next group, please. Okay, so the solution was, you know, as residents, what we see is like on the panel, what we see that there are homes available in our neighborhoods but need to be rehabilitated. It's a lot more difficult for me as a private citizen to secure a loan that would allow me to purchase that home and make the investment to bring that home back up to its original beauty. Thank you. Jamie, just go to the next, just go over to the next table. First of all, I'm gonna say thank you to the city for putting this together. This is pretty amazing. I appreciate that. My name's Tammy Johnson. What I'd like to see with our table, we talked a lot about how the investors are changing the pace of the city and taking the homes out of the community away from the people that grew up here. I'd like to see investors to be held more accountable. If they're making money in our city, you should be looking at them giving back. Whether it's a tax or something that allows that fund to go into the community for affordable housing, down payment assistance, but I do think our investors need to be held more accountable for the money they're making. Jamie, why don't you just stay with them because they're only gonna have a minute, so. Okay, this is table 26. So the two issues that the table came up with, one is the need for more transparency. So the table says that when we have these meetings, solutions are discussed, but they are not followed through on. So transparency. The second issue is gentrification, the issue of displacement of legacy homeowners. In terms of a solution, the table said that there's a need for an ethics board to hold developers, investors accountable. Okay, so as with the other tables, a big issue is affordability, lack of relationship between representatives and the people that the decisions being made are affecting. And then it is a greater economic issue involved. If people do not have the wages and the opportunities to be able to afford these homes, this is a bigger picture thing that our representatives need to look at all of the things that are affecting people not being able to have homes. And the developers not creating affordable housing. And some of the solutions that we mentioned are representatives building more relationships with the people who are being affected. And also collaboration between nonprofits that are offering affordable housing solutions and less competition so that they can all get on the same page so that more people are able to have affordable housing options. Thank you. A lot of affordable needs and it's for, there seems to be some mixed understandings of what that problem is. A lot of the coordination of city departments have to go from various departments to have a very specific issue and they can't plan effectively. A couple of different solutions. One is to use race and equity as a lens to make sure that the definition of affordable possibly a suggestion was made that we use the lens of city employees if too lower wage city employees cannot afford a solution is to make sure that incentives are actually something that we've used effectively for affordable housing and not just for developers. Developers, we also should work with non-profit for different needs at lens. Thank you. Two of the issues that were discussed by our community members, the first one was looking at development impacts. Specifically environmental impacts, grain inch and some of the other issues and their impacts on neighboring homes not just the site itself. Another issue we were looking at was code enforcement whether that be noise from developing from restaurants or bars nearby and also trash. One of our community members mentioned that they felt they didn't feel completely clean for the first few months that they had lived here in San Antonio. So our solutions that we were looking at our main solution was increase code compliance to help ensure beautiful and safe neighborhoods. Thank you. Okay, I'm representing table 23. Two of the issues that were brought up were having accountability. Accountability for a landlord or the city or private developers and to address the power imbalances when it comes to land use and rent. The other issue is having real authentic community engagement balance the powerful voice with the community voice because sometimes you have the powerful voice or the community voice that gets drained out by the powerful voice. Also in terms of engagement is meeting people where they're at. In order to have authentic community engagement and participation and contribution is to meet people where they are and to caution against the process getting hijacked. Our solution is the table came up with developing a sort of community benefits agreement. Something that can be incorporated in the discussions with development and development is not just, you know, encompasses everything. You have to interpret the benefits that it will have on the community challenge over first as well. Thank you. I represent table 22. We had a lot of discussion. A lot of the same issues came up even how some of the families do not live in a dignified manner whether they pay other bills under taxes. So the problem that we came in agreement with lack of community land trust, lack of incentives for middle housing and small community development and the solution to begin with we need to make sure the task force members represent residents and not just businesses because they must think of families and not just the dollar. And solutions. Develop comprehensive plans for affordable housing and infill development. Have continuous community meetings and input for the solution. Equal taxes and tax incentives develop affordable financial mechanisms. We have affordable housing into fabric of existing improvements. I'm representing table 18. My name is Hannah Chambers. One of the issues that we've discussed of course in accompaniment to everything else that's been stated is accessibility. We were talking about our senior citizens here in San Antonio, especially on the west side of town and talking about how there's issues with getting into from medical appointments, groceries, basic necessities. So we talked about transportation. Accessibility is a huge issue there. And we also talked about the technological infrastructure and accessibility, right? So if you're getting communicated with the email, but you don't necessarily have a broadband connection at home, come on, all right? So, so talking about that sort of thing, you know, the technological infrastructure and accessibility, the other issue that we did bring up as well was traffic. And, you know, that's not something that any of us are surprised to hear, right? So a lot of us live off of 281, you know, 410, 1604. And in those areas of course, the congestion is there. And what it felt like is that there's this lack of inclusive planning there for the neighborhood to make sure that we talk about congestion and we talk about traffic routes that would provide to work plans every day, right? So if you know who lives there, you know where they work and plan a little better. So we talked about that congestion. One of the solutions that we did bring up that I thought was something no-worthy is the emerging housing service idea that Ms. Kaya here was talking about. I think we've talked about your average citizen in San Antonio. You need to think about the fact that we have the need for permanent supportive housing for everyone. And I want to thank Mr. Terry for talking about that with the panel. But with that permanent supportive housing comes things like emergency services. I think we really talked about that. Thank you, LeJuan. So thank you. I'm Mike Phillips, representing Table 19. What are the challenges and that we see is intercity, single family home rehab. And our solution is a city charter change to allow a funding stream for a program for a single family home rehab in the inner city. Private developers should be required to have 20% low income units if they get any incentives from the city or county and they should pay a living wage. I'm Lana Marillo, representing Table 20. A lot of the issues that are already been discussed but just adding to it, looking at issues, internet services, like the pedestrian facilities and having identity and streetscaping for neighborhoods, balancing economic development with affordable housing. Two solutions that we have were streamlining the housing forms. Also potentially automating the housing application process so that we can also, it'll be automated so that it can also have a referral to separate programs. And the second thing was a policy to protect renters and tax valuations, potentially having a landlord and tenant affairs office. Thank you. Great, thank you. My name is Joshua Crawley and I'm representing Table 15. So in addition to some of these great topics that have already been brought up, two things we wanted to mention is one, we felt that there's a lack of focus on non-profit engagement. Talked about engaging private developers but we think non-profits see to the table as well. We also wanted to talk, another issue is the barriers to develop and improve new affordable housing. Sometimes those can be too mounting for organizations to be able to do work. And one of the solutions we had was to look at an administrative board that we helped look at UDC codes or the unified development codes that the city has in place. Sometimes there are major barriers that can easily be overcome if we had a board that could make simple exemptions, give review, develop new plans and come to a consensus and agree to allow a developer to go forward, so. Thank you. Thank you. Table 14, we identified the lack of education for over whether they're experienced or not. We also identified that there's an inferior quality and we believe the inspection of the clients is a huge issue. We believe that understandable and easy access to our responsibilities and home ownership would be something like a safe deal. Thank you. Hi, my name is Colonel, I'm representing Table 13, a couple of issues that we identified. What is the definition of affordability for San Antonio? Administrators versus homeowners to have a couple of disconnect there. Another one was the processes for how to go about getting a home work, how to go through the application, how to go through departments. It's often complicated and with that it's complicated. So one of the solutions that we discussed was to have more of a streamlined process where the departments are talking with each other, where they're talking to neighborhood, where they're talking with other nonprofits and helping solve the process. Hello, my name is Ian Benavides, I'm representing Table 12. Two of the issues we discussed, and some of them have already been said, but I think this takes a little bit of a different take on them, is a weakness on renters rights in Texas and the knowledge of renters to be able to utilize their rights to the full potential. And the other one is the many support services that are out there for homelessness. There's different divisions, different non-profits. And so one of the solutions we have is to make a nonprofit coalition and this coalition would bring together all of these different entities that are working towards solving these issues. And at the same time, we'd be able to lobby our legislator for stronger renters rights and educate of all of our renters. Grace Richardson's on this. A lot of the things that were said, we have those on our list, but one item that we have talked about is mental health and the fact that in affordable housing, there isn't policies that really protect residents that have, let's say, children with mental health problems or whatever. And so they're afraid to call the police on things because they know we totally kicked out. So policies need to be looked at for those people that have children or residents there that those be considered. The other thing is that we talked about the fact that services and goods are different in, let's say, one area of town to the other. And they even talked about even what's given at Food Bank can be different from 1604 to the East Side and that those things have to be equitable and it's a real issue. And one alternative on housing is that they have different criteria for lending to look at and things sort of like, if someone had paid their rent on time for the last five years, why can't they make a criteria that they would be paying their mortgage on time? And so things like that have different criteria for banks to look at. Thank you. My name is Zeke Romo and we've taken five. We basically have discussed and agreed with all the issues that we brought up, the affordability, like affordable housing, like the incentives for local residents to purchase those homes. And we really wanna look at making sure that the local residents benefit of all the housing growth that's gonna continue and grow here in San Antonio. One of the ways we, our solutions we're offering is the integration of the job creation and of course development into the housing component. To make sure that people get trained in the construction industry, that they get jobs and they can start to create all these houses that money's gonna be made, we wanna make sure that we're the residents benefit. Thank you. Good morning, Chris Lozaro, Table Six. One of the issues that came up was the CERN.4 infrastructure, including lack of street, sidewalk, utility, and that goes hand-in-hand with housing. The second, the need for subsidized repair or both low-income homeowners as well as for owners of older apartment buildings. And then one area of an idea for a solution, there was actually a consensus at the table that there's a need for a consolidated or unified location where people can find all the housing regulations as well as the programs that are available. Thank you. Good morning, my name is Christina. I'm Estonia Bradshaw, I'm with BM. We had great conversation at our table. Some of the needs that we identified were that we need better utilization of housing funds. That they come to our area, but we need to make sure that they're hitting the people that actually need them. We need more public-private partnerships as well. Some of the solutions that were discussed make developers have better requirements for affordable housing and enforcement of those requirements, rent control, incentives for co-ops, help senior citizens in funding their taxes in the gentrifying neighborhoods, education and outreach for people that are interested in home mortgages, home ownership. And a plan with metrics, with a scorecard that matters. Thank you. Issues that we're talking about at our table was the fact that a lot of the developers that are going into our community are not really looking into a lot of the details when there's a plan as far as like lighting, safety, making sure that we have emergency hope to reach to those areas. For example, buses, that we have an adequate transportation for our community because people that don't have cars. And another issue was the fact that, for example, a lot of our community is not aware of a lot of the programs that are being offered, such as the ones that we heard with the panel this morning. It's not getting out into our communities where they know what the program or the options they hope that they can get. So those are some of the issues just having better communication with doing the city and our community so that they know the help that they can receive. Thank you. Good morning. One of the guests, Jeanette, representing the community members of table nine. One area that's already been noted is transportation, particularly integrated transportation between vulnerability and accessibility. The second topic of issue was special populations, particularly those that are substance use disorders, older Americans and mental health. So one of the solutions is the development and implementation of inclusionary zone policies that acknowledge and specifically address these populations. Thank you. Good morning, Erica Baxter, representing table 10. We were excited to heard a lot of the problems and solutions that we identified previously mentioned. So I'll just share one problem that we identified being mining. And someone at our table shared an example of an area of her street not having good lighting. Her vehicle was broken into and she's experienced identity theft for several years since and it has impacted her credit report. So it shows the long-term impact on her economic situation because tracing back to light. So the solution that we identified for that issue was more lighting. Thank you. Thank you. I'm in table four and two of our problems were there's not enough resources to address the aging, housing stock. Another issue was the current zoning policy is in urgent sprawl and making housing less affordable. So one of the solutions were recommended was to update zoning requirements to allow for more incremental growth, especially in the city. And then another solution tacked onto that was to make it easier for small-scale developers to rehab housing and to do infill development. Thank you. Thank you. The answer is a Yosie at Pena Castaneda. We are at table three. And one of the broad frames that we talked about very briefly was that as we think about housing that San Antonio is still one of the cities in the United States with the most increased segregation and so it then comes down to housing. The issues, the two major issues that we addressed were gentrification as a result of the city's growth and development policies. So let us re-examine the growth and development policies intensively, which I think we're doing here. Another problem, of course, that others will mention is the city's maintenance infrastructure and enforcing zoning code compliance regulations. Finally, our solution is policy changes, obviously. So thank you for the opportunity to address policy. So when the city incentivizes development, the community should have affordable housing. The most affordable housing is the housing we are in today. Programs incentives should be increased and expanded for owner-occupied rehabilitation. Finally, as a result, as a right, homeowners should be able to age in place. Thank you. Representing, I'm speaking to all the great ideas that came out of table two. So kind of reiterating the thought of oftentimes trying to locate resources and programs can be cumbersome, trying to identify public, private, city, county, state, federal. So just reinforcing that idea of a one-stop shop, especially some of our table members work with some of those special populations that were mentioned about protecting and the rising cost of housing affordability. But taking it a step further, not just having resource coordination, but also thinking about it as an education piece. We often speak of preparing kids for college. So why don't we prepare people for financial health and home ownership? So adding that other layer of comment here. Another thing, great ideas that came out of our group. We spoke about wanting to have that continued community outreach, communication, the way we message things. And in that message, being realistic that our city is growing. As mentioned, 100 million people before 2040 don't shoot the essay tomorrow. People think about that wrong. But the reality is that more people are coming to San Antonio. So the way that we message and prepare for that is really essential. And some of those barriers and not wanting our neighborhoods to change are kind of compounding that affordability for prices that we're experiencing. And so just being realistic that we're growing, we're changing and having city leadership communicate that and getting in front of it and engaging those residents. So instead of learning about projects after the fact, learning about them before and getting those residents and neighborhoods involved, but also from the flip side, neighborhood associations, being realistic that we can't just have the reluctance. We have to have honest conversations that people need somewhere to live. And we just have to be honest about that and the way we communicate that. Thank you. And a lot of the ideas that we obviously previously discussed, one of the big things that we talked about, which has been mentioned is the need for the rehabilitation of our existing housing stock. It is the most affordable housing that we currently have because it already exists. And that includes housing like mobile homes as well. Although the economic struggles have been addressed, no one has really addressed the title issues that can sometimes come with legacy housing. It becomes really difficult to finance anything if you don't like your title on a house. So a solution for that that we discussed was the city offering legal help for family legacy housing. Giving that title clear is a barrier that we can remove to help people rehabilitate the housing they have. Also we had hoped that the city could maybe be proactively targeting places like mobile home parks that need rehabilitation and assisting those homeowners as well. Related to that is taxes. We felt that commercial properties are not paying their fair share and it's creating those legacy homeowners where the previous generation may have had a tax cap for being over 65. When they inherit that home, the tax value immediately increases so much that they often can't keep them home in their family. Thank you so much. What we're gonna do, if you have a comment card, if you would please be sure to fill that out because what we wanna do is collect all the worksheets that are on your table. If you wanna turn your worksheet in, please turn it in but the recorder also has worksheets. So please be sure and give those to your facilitator.