 My name is Austin O'Carrion. I'm the founder and CEO of the Computer Warehouse Group PLC in headquartered in Nigeria and in four countries in South South Africa. I'm also an entrepreneur in residence in Columbia Business School. What I think is going to be the biggest disruption is the new way by which people consume. We're used to selling products but people are now sharing. It's a sharing economy. They don't buy products. They pay to use the products. So that is a challenge but in that challenge is also an opportunity to now provide a platform for people to exist in that sharing economy. And there is a wonderful opportunity to do that for us through cloud computing. So that's what we do for those that want to use that technology.