 Gweithdeith am oeddo'r ysgol, iawn sy'n gofio'n gofio o ffrind o'r rhan. Rwyf wedi bod i wedi gael y bar ar Germany ac mae'r ddweud fawr cyllid a dweud ar gyflawni ac rwyf wedi bod chi'n gafodd arddangos ymddorol iawn i gael'u hyfforddi ac efallai'r gaf ymddor o'r byw. Rydw i arnynt gafodd nifer o ymdir i'n gael ar gyfer gwneud ar wyf yn gwneud ar hyfforddi. ac I am gael. Aeson gen i gael mwy ffordd, mae gwaith y pethau o'r gweithio'n gwrth Llywodraeth, a'r ysgolwyr maen nhw'n mynd i adael y Llywodraeth. Rwyf wedi bod yn ystod yn y Llywodraeth cerddurau a'r 90. Rwyf wedi'n ynchydig y gysylltu'r argyffredig. Rydw i'n storio, rydw i wedi bod yn hyn yn siaradau yr ysgolwyr y Llywodraeth Cymdeithasol I have been secretary of our community empowerment networks for those of you who know what they mean and will still survive. I have been a community representative on the local strategic partnership. I have been a trustee on a national community development charity. I was a co-founder of the North West Community Activist Network. I am a co-founder and administrator for the National Community Activist Network. My time has been principally involved in community activism. I am not intellectual. I tend not to theorise, I am not capable of theorising, of working out why things happen. But when I am convinced that something needs to be done, my capacity is to be able to get it done. I don't get lost in a labyrinth of hypothesis. I try to make things happen. Which is why I am here today. No then, round about 2007 when the financial crisis started to develop, a guy whose intelligence I really respect, though he is a sort of wonderful English and centric, rather like the professor in Back to the Future, one of those sort of people, you know. He said to me, Joe, who do we owe this money to? No, I am not or I didn't consider myself to be too ignorant in things economic. I am the product of the grammar school education. I have got my A level in economics. But in that moment I realised I couldn't explain simply what money is. And if you can't explain things simply, you don't understand them. So having slept on it a few days, I thought I am going to find out. I am going to find out. It is something I need to know this. So I started asking people whose intelligence I do respect. And one of them recommended, I read a book called Web of debt by Alan Brown. So partially me and Ben have got a parallel story though. And once I read that book, everything slotted into place. All these years I have been trying to solve problems. Now I realise where the problem came from. But try to tell that to somebody else. It is like trying to describe Shaw Pan to somebody who has never seen a piano. So as I started talking to my friends about money and where it comes from, and where the power of the financial sector comes from, it was difficult. And then a couple of years later, on Twitter I found out about positive money. And I thought, haha! Here somebody who knows what is going on, that is where the pennies dropped to you. So from that moment on I have been a real supporter. And I am an avid supporter of positive money. It is why I am here today. I am here to support positive money in any way possible. Thank you.