 Before buying those last minute holiday gifts, financial experts encourage shoppers to review their budget and create a spending limit. It's really important for service members or anyone that's military connected to manage their finances properly because it all relates back to that overarching Department of Defense goal of mission readiness at all times. Bad financial decisions can negatively impact a sailor's career. The number one thing we worry about when it comes to bad financial decisions are the issue of security clearances. A service member losing their security clearance at being denied a review could have devastated impacts not just on the service member but also the command as a whole. Sailors experiencing financial hardship should notify their chain of command. From NPC, I'm Petty Officer Andrea Perez.