 Well, that depends whose sector we are looking at. I think there's a large amount of smallholders that they don't have access to capital but there's a small group of smallholders who are more connected to while who embrace more Commodity crops and they are more connected to Companies and global markets who have some access to capital also because that capital comes through the Agreements that these smallholders have with companies Yeah, but it's true that a large portion of smallholders still cannot benefit from capital and if they have access to some sources of funding or finance they Often they have access to informal markets No, because in many cases at intermediaries who provide the capital to smallholders But the fact is that the capital that's coming from informal sources tends to be Well, it tends to be more flexible for smallholders So it works for smallholders in some context, but it's much more expensive and it's less reliable So they have access to capital, but it's much more expensive and always I think the problem of smallholder finance has been How to make this access to capital more affordable? That depends and I think that's part of the questions. No, I think there's a Portion of the private sector that has been able to build links with smallholders throughout sort of growing schemes And I think you have companies that have been able to Provide capital to smallholder not that just capital but also technical assistance and to build the services into the The links that they have for smallholders because they have to ensure that they have enough Quality of supply and stable supply coming from these outgrowers smallholders but the fact is that now companies are making commitments know to a Source supply that is that is clean is deforestation free And I think that's that's one of the main issues that they are struggling with noise how to build these Clean sources of supply that involves smallholders, but that is going to imply for them to build some kind of Agreements with these groups of smallholders that are supplying these companies So that that's the big issue because the majority of smallholders are independent smallholders like in the oil palm sector in Indonesia that's a good question and and I Think What is needed is a probably business models that are able to to share those costs Probably share the cost share the risks and share the benefits not because in some most of the cases you have Business models that tend to transfer the cost to the producers that are upstream the supply chains and also that so they are the ones who Who pay for the costs? In an ideal situation the companies also should be able if they are targeting deforestation free and Markets they should be able if there is some reward to transfer that reward upstream the value change so that Smallholders can also benefit on or receive some compensation of the Cost that they are investing in improving the production systems But that's still an open question and we don't know if that's going to work in that in that way They are probably in a difficult position because even though they may have the willingness and the capital Available for investing with smallholders. I think the transactions costs are just very high for them to provide this capital to smallholders So they really need this I Don't know microfinance institutions cooperatives. So these aggregators that could channeling the money to aggregators could be a way to reduce the transaction cost of that of that lending