 Jessica, many older adults in Maine need some help managing their money, and you have a program that can help them. Tell us about it. We do. It's called the Money Minders Program, and it is free and available to older adults over 55 who are having some difficulty managing their monthly budgets or their checkbook. Is this a statewide program? It is a statewide program. It's run through Maine's five area agencies on aging which have statewide coverage. And what specific help does this program provide? What we do is we really fill the need that older adults have specifically. So it may look a little different for every person who comes into the program, but typically speaking we help folks make a monthly budget. We will help them balance their checking account. We'll actually have someone who can write their checks out but not sign them. Our volunteers have no access to personal money and will also help manage funds in the sense of, unfortunately, older adults in Maine are increasingly the target of financial exploitation through scams and fraudulent inquiries. And so part of this is also about helping older adults have some cover for people who are trying to separate them from their money. So we also help talk with them about what are valid inquiries from appropriate vendors and what may be potential scams. And some of that abuse actually comes from family members and friends and that sort of thing. Is that right? That's right. It's actually estimated by the Department of Justice that one in nine people over the age of 60 will be a victim of elder abuse or financial exploitation. And financial exploitation is actually the number two type of elder abuse in the country. And it's estimated that about 90% of the perpetrators are in fact family or household members. And I always like to say most caregivers are awesome. We need them. But unfortunately a small percentage of caregivers and family members see the vulnerability in their older family members and want to take advantage of it. And so this program in particular is a really great way for people who are still independent but may only have one child who they don't want managing their money for whatever reason. Or there's multiple children and there's some infighting about who's going to help mom with her money. And two family members may not want the third family member having access to the money. This creates a buffer and a level of confidence for everyone involved. And really that's because we have, it's a program through a trusted source agency. Really the ARI agencies on aging are the trusted source for information for older adults in Maine. And we've got a long track record with them. We use trained, very, very well vetted with background checks and references volunteers who are also bonded. And we have an auditing program that is separate from the traditional, the volunteer who's helping the person. And we also have a coordinator for the program that is an actual staff person here at the agency. So there are lots of layers of protection within the program. And again, as I said, the volunteer and the agency never have access to the money. They just help the person manage the money. And if you're, one of your volunteers is working with a client and they sort of suspect that there's something going on. Do they make other referrals or do they develop other agencies? It would totally depend on the situation. All of the older adults who are in this program are fully independent and are, with it, you know, they're cognitive, they are not cognitively impaired. And so they are able to make their own decisions. So realistically the volunteer would just talk with the person about concerns and ultimately, just like we say in relation to every other person, people have a right to be a victim if they want to be. You know, after we give them information they're still fully able to act and make their own decisions about money. What we will do though is if we have a concern and that client has a concern, we would in fact do a warm handoff to an agency that might help them like Legal Services for the elderly. And a lot of situations like this we might come into and start, for instance we could have a client who is now all of a sudden on a very limited income. You go and you investigate and you try to help them set up a budget and you start having the conversation about why have things changed so drastically and you find out well the daughter has taken the mother's house and now evicted the mother and she just thinks there's nothing she can do. Well Legal Services for the elderly might be able to help her get her house back and some more independence back because that may not have been a good transaction. So in fact that's the kind of thing where just being involved with that person would get more information that would suggest that something happened that might be able to be undone with the services either of an elder law attorney or Legal Services for the elderly. And if somebody is struggling with some other issue we of course would help them get connected to other services and that's really the beauty of this program because the area agencies on aging are so connected with all of the services that are available to folks that it's a way in the door to say oh well you also may need help with home repair you may also need help with transportation those sorts of things and we would in fact help people do that. And you're looking to recruit volunteers to help and you're looking for clients so if people want to do either of those two things where can they get more information? Well we all of the area agencies on aging have a website but my website the main association of area agencies on aging has a direct link to both information about the money-minders program and each of the agencies which are Roustic Area Agency on Aging, Eastern Area Agency on Aging, Spectrum Generations, Seniors Plus and the Southern Main Agency on Aging. And you can also call 1-800-NUMBER that gets you connected to all of the agencies and that's 1-877-353-3771.