 The high-option plan is ideal for those who want Kaiser Permanente's world-class care and convenience along with low out-of-pocket costs. While you'll pay a higher premium each month over our standard option, you can relax knowing you'll be paying lower co-pays for most services and prescriptions. The high-option plan is also a great choice for growing families. You pay nothing for routine prenatal visits or the first postpartum visit. And no co-pays for preventive care. And there's even two voluntary dental plans available. Then as far as prescriptions go, you can get 100 days of a maintenance prescription for only two co-pays when you order refills online by phone or through mail order. Plus, it can be delivered to your home or PO box at no extra charge. And if you or your family member has an outpatient surgery, it's a flat fee of $50. Or if someone needs a hospital stay, it's a flat fee of $250 per admission, nothing hidden or added. When you want to get out of town and travel to places beyond Kaiser Permanente's service regions, go. Urgent and emergency room care is covered in any state or country in the world, with urgent care also available at CVS Minute Clinic in states not served by Kaiser Permanente. And that's not the only way to get care. You can save time and a co-pay by scheduling a phone visit or emailing your Kaiser Permanente doc. And they'll always have access to your entire electronic medical record history, so you'll get the personal care you need. If you're a frequent healthcare user, a growing family, or are looking for the most predictable way to estimate your healthcare costs, the high option may be right for you.