 I actually had had a mutual fund since I was a kid that my parents made a deal with me. Like if you put in all your allowance and if you save up enough money in allowance, like we'll put it in a mutual fund and at 10 years old, all I know is more money equals more money in that sense. So I'm like, oh yeah, sure. In 2008, like my mutual fund worth maybe a couple thousand dollars at the time got cut half in 50%. So I realized like, I need to learn more about this if I'm going to protect any sort of wealth that I wanna create for myself.