 What is going on, everybody? It's Stas here. Welcome back to another video. So in this video, we're going to be talking about why you should be investing your money in the stock market as soon as you possibly can, whether that be in your teenage years, your early 20s, mid-20s, late 20s. You should be investing in the stock market as soon as possible. And in this video, I'm going to be giving you guys a couple of reasons why. But before we do, if you enjoy stock market content, trading, investing, drop a like, leave a comment, and subscribe to keep up with the content. And let's get into this video. So the first and most important reason, guys, why you should be investing in the stock market as soon as possible is because if you're starting at an early age, chances are you have another 50, 60, 70 years, 80 years on this planet to benefit from the number one thing in terms of long term investing, which is compound interest, guys. If you have time on your side, time is the most important asset because if you have a compound interest investment plan, which is pretty much taking your dividends from dividend paying stocks, which is a stock market strategy of investing in companies that pay out dividends. If you take out these dividends and reinvest them back into the company by buying more shares of that stock, you're going to end up making interest on top of your interest. And this is going to be a snowball effect, which is going to build you a massive portfolio over the next 40, 50, 60 years that you do have on this planet to benefit from this strategy. And let's hop quickly into my computer and see this compound interest calculator so I can show you guys exactly what I'm talking about here. So let's take a look here at this compound interest calculator. And if you guys want to do this on your own, it's super simple. All you have to do is go to Google, type in compound interest calculator, and many, many, many will pop up and you can just click one and do this on your own based off of your income, how much you plan on adding every single year, your principal, you know, what you're starting with, and you know, your interest rate and what you think everything is going to work out to. So let's take a look at this compound interest calculator here. And if you guys want to do this on your own, it's super simple. Just go on Google, type in compound interest calculator, and a bunch will pop up, just click it, you know, base it off your current principal, how much you have now to put into the stock market, how much you plan on adding per year. And this will give you a better understanding on how much money you could potentially have in, you know, 20, 30, 40 years based off of your strategic investing plan of compound interest and annually adding money to your portfolio. But let's just use an example very quickly so we can see that even with a small amount of money, you know, the power of compound interest can turn that into something huge. So let's do it $5,000, we can use that as a beginning example, let's say you're 20 years old, and you have $5,000 saved up from working your part-time job from, you know, starting an e-commerce store, you know, from working at a full-time job, maybe whatever you guys are doing, if you have that $5,000 saved up at 20, let's see how much money you can make out of this. So let's say, you know, you have an income source and you want to add an extra $5,000 annually to your portfolio, pretty much for the long-term aspect of compound interest. Let's try that out. So $5,000 current principal, you know, $5,000 annual addition, right, and let's say you're 20 years old and you want to grow this, let's say we'll use a 50-year time frame, 50 years until you're 70 years old, let's say you're adding $5,000 every single one of those 50 years, and let's say your interest rate is 8% because the markets in general historically have been growing 8% to 10%, you know, the S&P, the Dow, and, you know, the NASDAQ. So interest rate, let's say 8%, let's give a modest figure here, compound interest one-time daily, make additions at start, okay? Okay, so let's see what this is going to be worth at the end of this 50 years. $3,332,866 by simply adding $5,000 per year and, you know, benefiting from compound interest over 50 years, guys. This is absolutely crazy. This is something that most people don't even realize. If I told the average 25-year-old person that you can take $5,000 and turn it into $3 million in 50 years, they would probably look at me like I have three heads and that I'm crazy. But based off this calculator, you can see how this is possible. And let's say you're coming out, you know, let's say you're 20 years old, and let's say you have a pretty high-paying job, you have a sales job making $200 grand or whatever, right? You're on a business, you're making a pretty good amount of money for a young person. So let's say instead of $5,000 in that situation, let's say you start out with, let's say, let's use a higher figure, right? Let's use a higher figure. Let's say you start out with $20,000, right? Let's say you have $20,000 as your current principal. And let's say every single year, you plan on adding $10,000 into the market, whether the market is down, whether the market is up, you're religious about this, you're adding $10,000 and you have that same 50-year growth rate, growth span, right? At an interest rate of 8% compounded one time annually. Let's see how much you'll have here. I bet you it's going to be a ton more than what we see here and it's going to be crazy. Ready? Ready? Boom! $7 million. $7,134,749. If you were to take $20,000 initially, right? And add $10,000 per year. So this really shows guys the extreme importance of time, right? And compound interest and why you should be starting investing, why you should start investing as soon as possible, early 20s in your teenage years is preferable. So another reason why you should be investing your money as soon as possible in the stock market is due to inflation. So for those of you guys that don't know what inflation is, here's a quick little definition on investopedia. So inflation is a quantitative measure of the rate at which the average price level of a basket of selected goods and services in an economy increases over a period of time, often expressed as a percentage. Inflation indicates a decrease in the purchasing power of a nation's currency. So to put this into simpler terms and I'll give you guys an example, let's say you have $10,000 in your bank account, right? And this bank account is not even giving you a percentage increase at all on your yearly, you know, the annual rates, there's they're pretty much minimal to nothing, right? That's what I'm trying to say here. So if you have your money in a bank account, right, it's not growing at all year over year. If anything $10,000, it'll make what like $5, $10 on that, it's pretty much nothing whatsoever, right? I'm sure a lot of you guys already know this and have experienced this, but inflation, right, is 3% for one year, meaning that, you know, you're losing 3% of that money, technically, if you're just letting it sit in a checking or savings account that gives you nothing. So pretty much over time, guys, your money is just going to continue to decay, to decay, lose and lose and lose value if you're letting it grow at a 0% rate because inflation is like 3%, right? So right off the bat, guys, you know, you should be investing to fight inflation and try and beat inflation. This is why it's super important to invest in stocks because, again, like I showed you a couple of minutes ago, you know, the average return yearly historically is about 8% to 10% in that range for the overall stock market, which is higher than that 3% inflation. So if you're investing in stocks, right, your money is growing at a quicker pace than inflation, so pretty much you can grow that money and buy these, you know, goods that are increasing in price during inflation, and especially in a good economy, guys, inflation is going to be pretty strong. And, you know, we've been seeing quite a bit of inflation over the past couple of years, right? So this is another reason why you should be investing in the stock market is to beat inflation of 3% per year. And, you know, if you do even better than, you know, the average, which a lot of people do in terms of, you know, 8% to 10% gains, let's say you're making 20%, 30% gains per year, that's absolutely just crushing inflation. So the whole idea here, guys, is to grow your money faster than inflation so you don't lose money and have your money decay over time. So another reason why you should be investing in the stock market is to capitalize on other growth opportunities in up-and-coming economies, right? This is a very cool thing that you can do. You can not only invest in the United States stocks, right, which have obviously been, you know, the most successful, you know, across the globe, United States businesses, United States economy has been absolutely amazing, right? But you can not only invest in those companies, you can do research and look into up-and-coming economies that have, you know, boom growth coming in the next coming years, right? You know, a lot of people can look at China right now and think, wow, that economy has a lot of potential. It can pretty much do what the United States did a couple of years ago, like 10, 20 years ago, you know, China can do that now and these companies and these stocks can be worth, you know, 20, 30X of what they are now, you know, in 20 years, right? You know, you can pretty much invest in economies that you see can have, you know, the next pretty much, you know, boom, right? Because we saw the United States boom, China did pretty well like 10, 15 years ago, they're still doing well, although, you know, their economy is kind of in a crash right now. But, you know, you got to find these economies, these countries, these nations that are up-and-coming, and you could potentially invest money there, you know, Australia is a good market to invest in, in my personal opinion, you know, obviously China, a bunch of people think, you know, South Africa, some African countries are going to be coming up pretty strong over the next 20, 30 years. So, it's a cool way to, you know, diversify your money not only in the United States, but you can put money all across the world where you see huge opportunity in the future. That's a pretty cool thing in my personal opinion, guys. And I've honestly been dabbling with Chinese stocks. I own Alibaba, you know, I'm thinking about taking some other positions and, you know, I'll reveal that to you in the future. But, you know, I'm personally expanding and I think it's cool that you do have that option to take a part in growth of other economies coming up. So, you know, the main reasons, guys, just to sum it up is you can look for other economies that are up-and-coming that you see a vision for in the next 20, 30 years that offer more growth potential than some American businesses, right? You can capitalize off of compound interest, which is pretty much making money on top of your money and reinvesting dividends back into dividend paying companies and just buying more and more shares and taking part in that, you know, snowball effect that we talked about. And you can also take advantage of beating inflation, right? Because investing in the stock market is all about beating that inflation rate so your money is not decaying over time. And obviously, you want to have more money, you know, more percentage gain than that inflation rate. So, you make money pretty much, right? Because if you don't, let's say you're making a 3% gain on your, you know, stocks, right? You're making a 3%, you know, you're losing 3% due to inflation, that's pretty much putting you at 0%. So, you want to be able to make more than inflation and beat out inflation and make money on top of it. And, you know, those are the three main reasons in my personal opinion on why you should be investing in the stock market as soon as you possibly can. So, if you enjoyed this video, drop a like, leave a comment, subscribe. I'll catch you guys in the next video. Have a great weekend. Peace out.