 Easy. Rani, I hope housing market crashes. I earn pretty good money and I have a few 100k saved and I can't find a reasonable price house in my town. Yeah, Rani, my advice to anyone that wants to buy a house right now, don't. Right? But I know we're not. Share of mortgages are down because individuals can't compete with institutional buyers. It's a huge component. Yeah, agreed, agreed, agreed. That's where a lot of money has been been laundered through Wall Street, right? You give them tax breaks, these corporations, hedge funds, tax breaks and you give them bailout money. And what do they do with that taxpayer bailout money? They go and buy houses bidding against the taxpayers who are trying to buy a house for their families to live in. So the government has come along, taxed American citizens and Canadian citizens, Western citizens, right? Taking that money and giving it to Wall Street and those Wall Street, the money that was given to Wall Street is coming back to bid against people that were taxed with their own damn money filtered through Wall Street for them to buy houses. Insanity.