 We've had four different one in 1,000 year flooding events just this summer. And if you think that isn't going to affect you, you should know that 28 million Americans live in flood zones and don't even know it. How is that possible? Well, only seven states require landlords to let renters know their apartment isn't a flood zone. And in 21 states, realiters don't have to disclose flood risk to prospective buyers. And it's only after you make an offer on a house. But with floods happening more often and getting worse, it's important to know where you stand. So look up your state law and check if you're in a FEMA designated flood zone. Places that flood ones will likely flood again. And remember, most insurance doesn't cover flood damage, so make sure to get an estimate before you get the keys.