 We apologize for the breaking transmission. So where are we Chinalo? Can you say you call yourself shanda with me shanda shanda? So for so your season, I think your peak season would be usually Valentine, right? Valentine and Christmas and Christmas. Yeah, it's because Halloween do they do Halloween here? I think we started doing it now. We do Halloween party But not like the traditional Then there's Mary. Hello Mary. I love your hair. Look amazing So how's work today? Very well, very well. Not so busy day, but good start You know, you know your Your line of business is it's part of why we're having this conversation today because I don't know I'm going to be able to sustain luxury lifestyle Right, right You know Save up for it. Absolutely. So accept your very buoyant thing You can then splodge and then you you just go All right, so today we're discussing spending, you know, so a very interesting video online I will share that much later. And here's what we found us today's quote You can have a master's degree in making money, but you will still wind up broke if you have a PhD in spending it Hi, when I saw this I Mentioned earlier we stumbled on a video on Instagram of a man showing off how much it saved after cutting off urgent to keep In his words avoided liabilities and unnecessary transfers, right? And he was I mean you could see that there was so much money will show the video much later So it's our ladies night out as you can see already chinello Mary Jagger and I are discussing the topic impact of unplanned spending on personal finance and But first let's quickly go to break to see what we found All right, thanks for staying with us you're still watching ways world animal day is celebrated globally every year on October 4th To ensure better standards for animal welfare now world animal day 2022 not only educates people about our most endangered species But also informs us about how to rescue them who is a love of animals here Mary why you look I'm only trying to love them We don't have any pets. No, you don't intend to Maybe 20 years later But you know what's your favorite? Keeping a rabbit didn't work out Because they were too lonely while I was at work and one died on the next week Is the weather Okay, so Those things so world animal day You know, do you have any pets? Don't cut rabbit dog At least they can ever do it. I mean I grew up with dogs We also had like chickens You know We need to give what's on a merry bit of a breather. Yeah, you know some of These things just stay with us for right back