 With all the disasters in the news recently, you may be wondering if you are prepared. Many people have come up with great excuses not to prepare, so let's debunk some of those myths. It's not like I live near a fault line. Earthquakes can strike anywhere at any time and when you least expect it, but it's not just earthquakes. Californians can be impacted by other natural disasters, even if you don't live near a fault line. So being prepared for these disasters is just as important. We have homeowners insurance that'll cover us. While you may think you have a great policy, it's likely yours doesn't cover specific events like flooding and earthquakes. Coverage for certain disasters require specific policies. Make sure to check with your insurance company before it's too late. I'm too busy. I don't have time to prepare an emergency kit. In reality, it doesn't take much time at all and you can probably find most of these items already in your home. Begin with the basics, bottled water, a first aid kit, flashlight and batteries. Visit Ready.gov to download an easy checklist to follow. It's a piece of cake. Being prepared for an emergency doesn't mean you need a special degree. It's simple. Visit our website at caloes.ca.gov or ready.gov and get it done. Do it before it's too late. Thanks for watching. Visit our online newsroom at oesnews.com to learn more about this program and get the latest news and information from our team. Don't miss our next video on your Facebook timeline, like our page and you'll get the latest posts as they happen. If you're an Instagram user, you can see the latest snapshots by following our Cal OES Instagram account. And Twitter users can get instant access to our tweets from across the state by following Cal OES.