 Welcome to All Hands Update, I'm petty officer Ian Cotter. Your financial readiness is critical to mission readiness. Many service members experience financial shortfalls and some don't have an emergency savings fund. The Navy wants to highlight efforts in place to help financially stabilize and protect you and your family. So while there are plenty of outside resources that we provide, that our collaborators provide at heart, the best protector of your financial readiness, of your consumer affairs is yourself and your family. And making sure that you're talking it through whether it's a parent, whether it's your significant other, whether it's just a trusted friend, and making sure that you're making the financial decisions that are sound for you. Visit the military consumer website for resources and more information on how you can ensure you remain financially secure.