 Should you be using your money or the bank's money to open your coffee shop? Thanks for the question Paula. Simply put you should always use OPM other people's money This is what the smart and sophisticated people use because they know that money is cheap Go and borrow money from the bank at low interest rates utilize your cash flow So then that way you can run the business longer have better run rate especially important if you're running a brick-and-mortar shop because 99% of the people fail because they do not have enough cash flow to run their business now speaking about a coffee shop It is a business that is run on a very low ticket item. What does that mean? That means you must have high volume that means you must be in a prime location with lots of foot traffic So definitely be aware of that and on top of that have alternative and complimentary items to uplift your average order value and then utilize proper marketing tactics So then that way you're gonna have lineups out the door and have multiple locations in no time Definitely follow me to check out