 Hello everyone, my name is Amit Don of Adon Journal. A common question credit card users are struggling to answer is should they choose the American Express Platinum or the American Express Gold? Or would it make sense to choose even both? Today I'll answer these questions without going into much detail of these cards, cards and features. The very first striking anomaly in these two cards anyone will notice are the white gap in their annual fees. The American Express Platinum charges a hefty $699 and the American Express Gold card charges a $150 annual fees. However, based on your objectives, this fee may or may not be justified. The American Express Platinum card is all about perks and features. This card makes sense for those who travel often and one who enjoy traveling in style and distinction. The card gives access to over 600 airport lunches across the globe and also provides elevated hotel status for big name hotel chains which comes with benefits such as a room upgrade, late checkout and so on. If you do not travel or fly often the American Express Platinum may not make sense for you. By traveling often I mean not once or twice a year but once or twice per month. While the American Express Platinum card is packed with features it's terrible with rewards points. For example, it provides only 1.25 points for every dollar spent. And this is where the American Express Gold comes in. The American Express Gold is designed for reverse points and much generous in providing points. For example, it provides two points per dollar spent at eligible gas, grocery and travel purchases. The American Express Gold card makes perfect sense for those who do not travel often and who do not need access to lounges and elevated hotel status. The American Express Gold card is perfect for everyday day to day transactions. These are the very basic elements that separate these two cards on the surface. Gold cards offer much more and the only way to find out to go through all the features and benefits before making your decisions. You will find users who do not travel often but hold the Platinum card and you will find users who hold both the Platinum and the Gold card. So which card is best for you? It totally depends on your lifestyle, what you want and what you value most. That's all for today. Thank you.