 I work for the financial services for the poor team, which is one of many strategies at the foundation. Among our team, which includes technology experts, regulatory experts, people with practical experience working in financial services and low income communities, I manage what we call the research and kind of measurement portfolios. I support efforts to conduct research, to field large-scale surveys to better understand the financial constraints that low income communities in low and middle income countries face. I think the fit-in initiative really fills what's been an important gap in understanding what we think of the industrial organization of what we broadly refer to as kind of an inclusive financial system, and in particular looking at these financial systems from the lens of financial inclusion for low income citizens. I think what we often lack is how to think about the broader kind of competitive environment, where governments and practitioners should be intervening to make sure that there's pro-poor competition that's inclusive. And I really think that's where fit-in contributes a lot, kind of bridging the gap between the empirical micro-focused work and the more abstract theoretical work to connect those two in a way that informs what we think of as industrial organization of the sector. On one hand, we very much expect that there will be high quality academic publications that will come out of this process. On the other hand, we very much are excited about what we've already started to see, which is relationships building with practitioners, with financial service providers, with policymakers in these communities that are actually the people on the ground implementing solutions for low income citizens. I think what's most exciting about TSC is this kind of culture of collective collaboration on this intellectual investigation. And so to see people sitting around on a regular basis talking about topics together, to kind of work through the nitty-gritty process of identifying what the real questions are, I think is what's particularly exciting about this group. I'm incredibly excited at how welcoming and kind of inclusive the TSC team has been. In addition to having a really strong internal team and really extensive collaboration internally within TSC, the team has been over the past two years really successful at including folks from all over the world in participating in this kind of research agenda focused on interoperability of digital payments. People from Latin America, people from central banks, people from West Africa, people focused on research in East Africa, publishing papers already that focused on the Indian experience with digital payments. What I'm excited about next in this kind of long process of conducting this research is to start to bring some of the empirical information, the real experiences from the specific markets to look at the actual data in terms of use or lack of use of digital services, access or lack of access among low income communities, start to bring those data to the theoretical models. I really think that's the next step that I'm looking for.