 We're live here Friday evening nine o'clock central time here fantastic. Welcome all the devote subscribers to the independent investor channel They know as well as I do and I'm quick to yield to that those subscribers to the channel Get to hear very unique message Nothing entirely that impressive about what it is that I say What it is that I can compel you to do I I merely I'm looking to share a story that works is as simple and over the last couple of years. It's been Pretty difficult tranche through some pretty tough financial markets. There's no doubt about that This was about the first time in about a couple of years. I would say a good 18 to 24 months that I have diligently Chronicle the pulse not to sugarcoat anything for my audience whatsoever and that is to Really try to share my insights on Both the ups and the downs in the market. This is something that irritates the hell out of me about YouTube and the hype-generated machine that can all too often be The financial opportunity. I'm one of the very very rare people that come in and tell you right in front of your face That you can lose money you can lose money and scares a lot of people away. That's not my intent It's not my intent at all To put that in front of people. That's what people need to hear they do It would be absolutely elegant if I could come on and share this idea But I have all the answers about stock market investing when the sheer reality is such to prove to each and every patron out there that Nobody has all the answers. You can put in place a fundamental Swim lanes you can put together philosophies that have historically been proven to work in the market And you absolutely can succeed. I think a lot of people have a hard time defining Across a blank palette Their investing opportunity It's confusing It can be downright demoralizing for a lot of people They can be hopeless a lot of people can spend a lot of their time getting consumed by life wanting good acknowledging that those good things don't happen as often as they feel like they should or Focused solely on making good things happen only to be disappointed when they don't get those continual flows of Positive reinforcement in their life. Now, I'm here to shake the tree and let you know that life is life There is no perfect life. There's just life and If we can start with that premise and identify that that's good enough Then we can build back something super special. It's an empowering. It's an empowering way to live when you have full control over your Ideology full control over your philosophy full control over your values full control over why you do what you do It will be tested as I have been tested for about 18 to 24 months. The stock market's been horrendous Anybody who's could tell you different is is is probably investing somewhere else I don't know in a market that they feel like they've got all the answers for who the hell I don't know, but I'm pretty pristine US Domestic stock market. I cover it from the largest of the large cap Markets all the way down to the micro cap space and everything in between I am a little bit of a foreign investor and I will tell you my pulse of the markets over the last couple of months have been absolutely horrendous Now with that said I can acknowledge those what I considered to be horrendous times and share with you guys What it is that I did throughout those times to be in a situation now where I take a sigh of relief No emotion and investing Take a sigh of relief here. Are we headed into a recession? I don't know I'm not a market forecaster. I don't believe that that oxymoron exists in nature. I don't I Think there are things that you can do in the long term That can set yourself up to build wealth over time and if you're seeking something else out if you're seeking Positive reinforcement only to be let loose on a very confusing landscape that is financial discipline financial wealth building Be prepared to be sorely mistaken not only in your misdirection But also in your failed ability to really break down What it is that it is necessary and it takes a deep file philosophy. It takes a deep psychology it takes a deep perspective on what it is that It can take to make it not only in personal finance, but in life in general You really need to have a good head about you and that's why I throw those things out there And that's why I think potentially And I don't have the secret sauce to garner a quarter million subscribers on YouTube. I don't care. I don't care I've always maintained creative control on the independent investor channel And that means more to me than a quarter million or 500,000 subscribers As a matter of fact, I'd rather have half a million dollars of net worth that I am going to share with you guys It has been a swoon Where I made the mark the first time which is financial threshold number 10 out of 11 that I champion for people on their path to a million dollar mark, which I think is It's it's one of those financial thresholds that I think is all elusive. Yes I break it down to put anybody who wants it Bad enough. Yeah, I don't know. I don't know if you want it. You can get there if you want it. You can get there The simplest thing you can do is adhere to a program for the maximum amount of time on your life You probably stand the greatest chance. You have to have conducive markets. Okay, conducive markets that of which will return 8 to 12 percent On an average 8 to 10 percent and 8 percent on the low end is how we we calculate the metrics going forward on what is necessary to make it Otherwise If that was impossible to meet in financial markets, then I would come on and tell you that mathematically it is impossible I can't do that. I can't his historically it has been proven to be a foregone certainty That if you do invest in long-term passive approach you're 99% Certain that you will have greater wealth at some point down your future as long as you are Taking that long-term mindset and not looking to make sense over the last 18 months and come on and want me to Coddle your ass and tell you everything's going to be okay None of that has any place in stock market investing none of it If you need a shoulder to cry on I can be that If you need to be consoled in a time of need because you've lost a loved one I can be that okay Financial markets are not like that and I hate to just put it in your face like that but I Put it in people's face like that so they can truly understand what it is that they're signing up for You can lose a million dollars and I know the hype and allure and some of the YouTube channel creators out there that have Lost millions of dollars and thinks that somehow the elusiveness of that is somehow going to attract enough Viewers on YouTube, but they will turn on YouTube as well. All right I think a lot of these people get caught up in the hype in the short term and they fail to realize that they have a Whole life to live and that's no way to live. That is no way to live Jockey and back-and-forth millions of dollars. I teach you how to wealth wealth preserve and to build wealth That's what I teach you how to do if you're interested in that stick around grab yourself a cocktail Go grab yourself a beer whatever it is that you want grab yourself a water a sparkling water If that's what you want leave your comments in there if you have any burning questions out there and my words about How elusive stock market investing is to a lot of people leave it in the comments gallery I'll get to it at some point during the fastest 60 minutes on YouTube, but I'm just thankful for you guys I'm thankful for the opportunity to come on and share a story with you guys of success and wealth building There is no right or wrong way to do this there is a right and a wrong spectrum and All too often people will fall somewhere in between that spectrum between right and wrong and The ability to get it more right Then and less wrong Will define your path and stock market investing and truly define for yourself and allow you to buffer hard times I Would suggest in a critical sense that I was ill prepared to buffer this There were some attributes that I deployed during the last 24 months that carried me through I'm a tough bastard. I Don't expect that everybody out there is going to have the risk tolerance that I have I do expect that people who deploy the techniques and the approaches to stock market investing Will grow in their risk tolerance over time. I'm looking to grow independent investors I'm not looking to grow lemmings here on the channel. I'm not looking for followers. I'm not If it makes you feel good Unsubscribe from the channel and come and enjoy the message as an independent thinker Okay, if that makes you feel good, you'll get no love lost from me No problem if you're interested in and wanted to ploy Some of the strategies that I talk about on the channel that inevitably is what we're after I don't I don't need to make millions of dollars I don't need to sell people on stuff. That's not true I do not need to buy into the hype train just like every other Fruitcake out there that wants to be a momentum player and tell you a bunch of fluff that you don't need to hear You don't need to hear it. Okay. I tell you what you need to hear not what you want to hear There's a big difference and a lot of people look at it and say well I don't have time for this Ryan I don't have time for this on a Friday eating fine if you don't have time go do something else with your time It's not a problem that there are people out there who struggled like me coming up through An upbringing that didn't have means I came from a very loving household but we did not have means growing up and It has been a Part of my life if not a good part of my devotion to pursue wealth I've fallen on my face many many times in the pursuit of what option was going to be the best a couple of things have stuck a Couple of businesses that I did fell on my face But a couple of things have stuck a couple of things for me that I can declare to you have really contributed to Where I am today a lot of people would say well, you know $500,000 that's that's not very good Ryan. You're 45 years old. You're an old fogey. You've got 10 years until you die I would contend that I probably have about maybe 20 or 25 or maybe 30 or 50 more years I don't know Life's a gift. I truly believe that I'm happy every day. That's for sure but the very Decision that I made at some point in my life to engage in a wealth-building Program has rendered itself to where I am now and I typically Don't engage a lot of people do like to engage in this whole like well comparatively speaking I should be in this bracket at 45. You don't know me. You don't know me I could accelerate my wealth over the coming years and latter portion of my life Because I'm I continue to be hungry. I continue to pursue opportunities. I continue to leverage those Opportunities and what's to expect that this first million isn't going to be the most difficult and The follow-on millions that I'll end up making will be easier to be made Down the line who's to suggest that that's not the truth, right? The point of it is you don't have to adhere to what people think is best for you You can write your own script. That's the beauty of it. You can write your own script. You can make Any type of pledge to yourself about how you want to pursue a wealth-building program for yourself? Once you come to that realization that you are in control of your life And I tell you there are aspects of my life that I cannot control Okay, if I show up late every single day to work. I will lose my job Okay, that is out of my control. I cannot sleep in and just expect that I'm gonna have employment certain things that I Have obligation to my family my job, etc But the more we can identify with the idea of taking control the better off We will be welcome on a Friday night guys be back with you in just a moment Something I haven't done for a quite a long time is the portfolio reviews. This is something that I used to do I Stopdiving it through the downturn Because at hell I would have really been on an island if I would have come on and people would have been like wow This is this is abnormal. This is crazy Ryan You need to get your head examined and there were still people that came on it was like Ryan You need to get your head examined. You're crazy Fine and Andy that's that's great. I don't spend an iota of my time Judging how somebody else seeks out their wealth-building strategy. I don't and it's amazing how we as people Seem to spend our time paying a lot of attention to the the progress on others Especially those who put themselves out there on social media. No, I'm a different bird. Okay? I am a different bird. You want to come on and you want to scrutinize me people come on and they think they know me blah blah They don't That is the very time that I was dollar cost averaging these accounts that I'm declaring to you now Okay, and I'll try to highlight for you Some of the changes in the account. We've dropped this down. I think to a 9% cash that 2% is wrong The Warner Brothers at the end that was a spinoff I believe of AT&T which is a holding that I still hold That has been an absolute dog for the last geez. I don't know five to ten years sitting at $16 Paying a fat seven and a half percent dividend, but it's been tough But this is the brokerage account Amazon Google Apple Microsoft 3m now these Amazon and Google positions are ones that I held When those tech stocks were a little bit higher, okay? And when they ran down I bought secondary positions in each of the Roth IRAs That of which I have just parlayed those for some massive gains And I have engaged in some stock buying today for the first time in about 24 months I'll share those stock buys with you during the course of the live stream tonight I will give you everything. There's about 30 stocks that I bought Taking a little bit different approach to the scale that I'm using for individual stocks In other words, I'm keeping the positions rather light and still focusing on the passive element through the ETFs as I am Very much aligned with the strategies of Investing in passive ETFs in the different accounts that I hold. Okay, so super important I took on an aggressive growth portfolio. I shared that in the comment section for you guys That's free of charge as well as updated I chopped Broadcom from the technologies and I added Corning actually into that portfolio so a little bit better value play and I just thought Broadcom had run up Significantly, so I was able to take profits there. I was able to take profits off of semi Taiwan semi conductors Take some really good profits. That's in the dividend portfolio. So that update I've provided for you guys. It's yours Okay, but most of this portfolio has remained the same in the deep red It was really really bad there for a while, but you can see here. We're we're back up again This is Roth one back up over that six-figure mark Again for the second time. These are the holdings that make this up Um slumber J was added just today as well as Chevron So a couple of big oils and these are some fairly conservative positions and big oil here In my account, I went ahead and added Halliburton and Exxon mobile. I still enjoy shares of Royal Dutch Shell Which is one of my larger of the energy holdings as well but This is Roth one where the core holding is VOO They've got about a thirty thousand dollar bill and VOO. I'm comfortable with that level I like the amount of dividend exposure that I have in this and a little bit of peppering of growth in the portfolio So this is where they stand tonight as I declared to you. This is actually my account here 90% stocks 10% cash Holding on the side the big addition there today was American Tower REIT Bank of America Bank of America trading right now. I think it about eight times forward So picked up 50 shares a Bank of America nothing crazy. I've held Citigroup for a while I bought Coke today just to add some staples and some exposure to consumer Fidelity is FIS Fifth third Bank I added in here. So some regionals as they've been beaten down Goldman Sachs as a larger position added today Johnson and Johnson added in here because I think health care is kind of setting up nicely It's been, you know an area of the market that has not received a lot of focus this year But that's that's that portfolio This is the passive portfolio and if you pay attention, we've made the $25,000 threshold This is a portfolio that I share openly through the channel is it is in the description of every video I make You can take it. You can use it. You can deploy it And I tell you what I I think I could have tripped and fallen and initiated this and made money. I There's not a lot of ways if any to screw this up I fund this with about $50 every two weeks I believe is what flows into the sector specialty ETF portfolio, but the next threshold in here is 50,000 That's wealth building 101. Okay, this is that's just what it is. Okay This portfolio did go down a little bit during the downfall and now it's it's growing nicely and enjoying the appreciation that I've got This is the hundred holdings across the 11 sectors for the dividend growth portfolio This is at 36,105. I can't tell you how pleased I am To have this in the portfolio of M1 Finance I've got three accounts with M1. I enjoy investing in them I do $75 every week in this so I've Throttled up the frequency of contributions to this $75 every week as well as the new aggressive growth portfolio that I'm going to share with you now But that also has been shared in the comments section for you guys free of charge again, you notice the theme here The live stream is about the purest product that I put forward This is me coming on talking to a YouTube audience as if we were Talking at a backyard barbecue or you were talking across the table to me this is the purest product I do I do some promotion on the channel that makes me good money. It justifies my time doing social media I've said this many many times This product is not good enough to do if I came on and just did my live stream free of charge My time is just too valuable. It is too valuable I know where I'm going and what it takes a heart to come on to YouTube and share my story so that others can benefit as Well, I will continue to do that as long as it is conducive for me to do that. It's that simple If you think that's selfish, that's no problem. The world is selfish. Get over yourself. Okay? I want to go figure it out yourself. Go figure it out yourself. All right This is the aggressive growth portfolio. This is cool. Got over $4,000. I Traded out of the bonds. I own a position in only B&B. That's it The total bond market by Vanguard. It is one fund. It's a better way of doing it Those are the 13 holdings that make up the aggressive growth Adobe, Airbnb, Google, Amazon, Apple, Lulu, Lemon, Meta, formerly Facebook, Microsoft, Netflix, NVIDIA, Shopify, Tesla, and Uber I've had really good luck doing this. I wanted to scale back on some of the large exposure that I had to tech So I took some profits within the Roth IRA scaled it into some value and then started this account We're gonna build this up over time. Okay, I've shared this openly as well This is free of charge in the comment section listed in this live stream I do not have it any other place. It's the first time I've shared it through the channel This is intriguing. I'm up 15.48% in my thrift savings plan. We're approaching the hundred thousand dollar mark I started this in 2012 For you guys that live live 11 years or hell I mean, have you been watching Jeremy for 11 years? How's that got you? Oh, wait Get over the idea that you're gonna tune into YouTube and it's gonna like Help you in in most cases. If not the vast majority of cases Even me you'll screw up my message go screw it up. You'll blame me because you blame everybody else in your life Mm-hmm but I'm very careful to deliver the information in a way that allows you to Trim the fat without you knowing you're trimming the fat and put the goods out there in a way that you can Understand it in small pieces To understand that if you just invested in the S&P 500 which is 75% of that c-fund for those of you who are Familiar with the thrift savings plan I have 15% in the S Which is 18% of the market the remaining 72% is in the c-fund and then the 10% there is in an International fund in the thrift savings plan those that are familiar with it That allocation I provide to you that is my exact allocation. That's what I use it does not change I do not finagle with this. I do not sell this and go to G I do not shift stuff around. I do not invest in the life cycle funds I am a big proponent to the life cycle funds if you're interested in a cheap way of engaging in a managed program those people who want to Put their portfolio and autopilot. I am an advocate of the life cycle funds I am just not a participant in the life cycle funds what I'm declaring to you there are the self-directed Accounts that are offered through the thrift savings plan and we are up 15.48% this year big deal. I want more you suck Ryan fine I'll continue to suck all the way to my millions. Okay No problem. I'm an action guy not words. You want words go watch Jeremy the message has to scale to the masses, okay? Jeremy is in a unique class in YouTube of creating content that a lot of people follow Why I have no idea that's for those people to answer whether or not they get entertainment out of it or they've got themselves convinced That he provides valuable information and they fail to look at the actual results of their program. Okay, that's fine I've learned over my 45 years of life that most people are very very easily influenced very easily influenced and Where they would defend a relationship like that up and down Question, you know send the value that they get out of the program You have to be able to provide the results that you get out of this the message. It's that simple Action I teach you how to put the action in place To make sure that you're rendering as close to bottom line success as you possibly can with knowing very very little if not nothing About the stock market and avoid those big mistakes that Play new investors all the time by just sitting back listening and doing as somebody will have you Have you believe is the right thing to do? Okay? This is Robin Hood. I will get this up to an amount and I will be closing Robin Hood I'm not a proponent of Robin Hood Once I get this closed up. I will not be mentioning Robin Hood on my channel ever again. I think it's a horrible Broker, I was right on the freaking money. I gave them a chance. I established an account. I think they're horrible I think they're easy to use there's no doubt about that but I do not think the ease of use is good enough to sell out to a a Broker like this without the reputation that I think me and you and every other investor retail or institution deserves that simple Okay, and I don't think Robin Hood meets muster I would like to see Robin Hood go out of business within five years and I'd like to see the two crackers that started this bullshit Actually end up broke They don't deserve it There's a bunch of morons on this earth that make all kinds of money for doing very very little to society and probably causing more systemic damage Then the good that they feel like they're they're they're they're providing to people and I'm here to tell you this causes damage Robin Hood's a joke. I'll probably do a like-and-kind transfer of this or UG, which is the Vanguard's growth ETF I like the product. I'll transfer out and hopefully I'm not hit with the astronomical fee To shit can Robin Hood and hang them out to dry because they're just not that good. You know, right? Conversely we both I do like we both really really good They've got a phenomenal mobile app Their desktop is fine. They have routes. Their analytics are really quite good So if you wanted to discount broker, I would go with them one finance I've demonstrated to you how I utilize them and there's a lot of people who can resonate with that idea Weeble is a little bit more like a traditional broker. This has the mid caps in it We bill we both pretty cool as well as Charles Schwab. Charles Schwab. I use for some speculative names 6787 and that account Charles Schwab is quite good and the difference is they're reputable And I really really like that. I trust I still have the crypto Holdings in there Don't pay much attention to it. I've pretty much chalked that up as a loss got caught up in the hype I won't ever do that again if you want to learn from my mistakes Please do so a lot of people out there were you know smart enough not to get involved in this hype You know, whether or not Bitcoin will materialize into something special Above the twenty six thousand dollar mark. I have no idea. I don't know. I don't really care I have ridden this off as a total loss in this account And I don't really care what it does if I look at it someday and it's up to 50 grand fine I will like and kind transfer that back to my existing Roth and forget that I ever got involved with crypto in the first place real simple During the downturn, I started a sepire rate. This is with just VTI Very cool stuff during the downturn. I established and a corporate account This is one that I talk about when I talk about My aduro holdings. That's where the B&B is what is held I do have a small holding and highly on SCHD is maintained in this account as well as Foxtor The software company that helps to streamline the real estate Transaction business and all things that exist within those transactions within real estate And there it is For the last 18 months, I could have him die could haud I could have come on I could have screamed I could have yelled about the stock market I very calmly came on every single Friday and told you that again that the stock market was down I let my hands on fire for you because it was funny I let my hair on fire for you because it was funny and I came on to my live stream Perhaps maybe even a little more animated than I am tonight and told you very very calmly that the stock market sucks at current Stock market sucks at current. If anything, you would have heard one of two things This sucks. I don't want my hair on fire. I'm never doing what this guy's doing or You heard me out in what I was actually doing in the face of that fire right and Have roared back from a portfolio low of about $418,000 up to 504 81 all by doing and deploying the exact same thing that I taught for five years on YouTube Put that your pipe and smoke it My program is about wealth building The quicker you can come to terms with that idea that this takes work and why shouldn't it? Doesn't it make more sense to approach this as a multi-year project as opposed to something that you're going to engage in in the short term and just Turn into something astronomical overnight We're all rational people Doesn't it make more sense? I am a testament to somebody who has made all kinds of mistakes in investing and I have tripped and I have fell Into the net worth that I have just disclosed to you now Investing I don't run a big YouTube channel. I don't make ad revenue anymore for the independent investor channel I don't I do this basically for free Again the advertising that I do for my partners know how awesome I am They're happy with my service and I'm glad to provide that service to them. It builds my network and I pay those Opportunities forward to you guys because I do believe aduro is a Four-digit if not a five-digit multi-bagger into the future I do And is it going to take patience enough to wait six months on aduro? This holding will take the maximum amount of application and way of patience a lot of people don't have that If you don't have the risk tolerance, no problem. Don't play ball with me. It's okay. No problem But it's super super important for you to understand that There's a lot of things that you can do in the short term to entertain yourself You can play a game you can you can go on a date you could spend time with a significant other Spend time with family in the acute. I was a mess yesterday. I saw my son graduate from fifth grade I was a mess man because I thought about the first time I dropped him off at school And I remember how scared I was for him and you know I've scared for him and to see him up there graduating in his little suit and tie a man it was it was it was fabulous and Those are the life moments that truly matter The stock market investing application is so much different than that It doesn't allow you to look at it and start crying and remember when you and we're really good at stock market investing And and now you you really suck at it. You know what I mean? I just click back to the gallery here I saw this says one of my good friends Absolutely and You know meaning I think is probably the best term for it. I think and It's really great to see you my friend Thank you so much and I hope all is well with you. I hope all is well with your endeavors And it's really cool that you came in tonight. It's it's a network of friends and family on the channel that I do exploit I absolutely value and It is truly the lifeblood of the channel. There's a comment that I asked for permission to share with you guys tonight But it is it is truly the lifeblood of the channel Hopefully you hear an undertone of Realism I Really really do try to reach below the surface to give you what it is That will work for people for most people. Okay, and Maybe it's great to see you all the best to you so cool to see you awesome And I I just have a problem with the disconnect that I observe in people and the Ill-fated motivation that people have and they put it in the wrong place if you're not motivated. I'm not for you. Okay You think that I'm just the happiest guy all the time I'm pretty happy because I've got pretty good command over my life, but This comes with some sacrifice. I'm truly devoted to my craft If you want to understand how we've been able to you know Manifest ourselves mentally with a blue collar salary to the wealth that I've disclosed to you tonight It doesn't happen for people Organically you can't just come on to a channel and say well I'm plugged in now to the independent investor channel and if you are I'm super stoked for you trust me You found the goods. Okay. I will not lead you astray. I will not but but but the true the true essence of This and what I'm trying to impart to people is to understand that It's okay to have a little ferocity about life. It's okay to not like it when it's not good It's okay to acknowledge when it's not good It's okay to acknowledge when it is good, which is what I feel like we're kind of doing tonight a little bit In taking a little bit of pause before we into into enter into this inevitable recession that everybody's talking about and everybody's portfolio is going to go back down That's all right. We fortified the portfolio the way that I've taught taught you to fortify We've made new connections with each other. We've made advances at least I have with my with my current employment You know 18 years in the making I've just taken an advancement that I've worked super hard for and I'm super proud of it And I did it in the face of Pretty poor financial markets. I said gosh if I could get a little bit of reprieve in the market We could get a little bit of a little bit of breathing room here and actually acknowledge some success in this thing I know it's there. I've been through this many many times And again, my sacrifices are such not for me. They're for the family anyway It doesn't you know, you think that I'm so devoted in this in so far as Getting to a point where what it doesn't work out and I just pull chocks and I'm like well I tried and I failed and that's good enough No, no, this is an inevitable commitment for me inevitable It is an absolute commitment to an end that I will Absolutely see through and it is the very pedigree that you have to have to see things like this through it really is I will go over the list of the stocks that I was able to purchase today. You might be interested in some of these names This is the knock list of stocks here. I'll show it up a lot of people will pause it and they'll be like dude What's on that? That's crazy But give you some insight to the inside of my brain when I'm going through and doing the last hour I bought it at the very end of the market I think I bought hit by on my last block of 50 shares a Bank of America today has the market closed But it was a reallocation. It was a it was a Taking some profits off of some of the technology sector and redeploying some capital into What I felt like was some real value Propositions Goldman Sachs, I believe was was one of the big pickups that I believed That I got in Bank of America amongst the bigger banks, but some of the smaller banks Fifth third bank and key bank. I bought both of them. Okay I already owned positions and met life and AIG. So that was that rounded out the financial piece To the puzzle I did not buy AIG met. I'm just telling you they're they're they're really good and I own them Key bank fifth third Bank of America Goldman Sachs all four of those I bought today The big position the only big position I bought in the REIT space was American Tower REIT I found that to be the best value I do own a lot of real estate the comparable pick and the other Roth IRA is realty income I own that ExxonMobil Chevron Schlumberger as well as Halliburton was bought as well as Energy transfer partners. That's ticker symbol ET The only one on my list here that made my scrutiny for my deliberation was ticker symbol HOG which is Harley Davidson Actually, which is a buy right now, but I unfortunately did not pick up shares of Harley Davidson today But I feel like it is absolutely worth looking at as well as Wells Fargo HSBC and FIS those are the financial sector you can kind of see there a move and shift from Technology that's run up really really fast able to take some profits off there and roll those into a little bit more diversified base of some really interesting and really undervalued quite frankly financials. Okay, so that's what we did. It was kind of a Lateral step to value today and those are the picks that we picked up. Okay Next on the list is Corning that's ticker symbol GLW so Corning we picked up They do all of the screen materials for cell phones flat screens computers, etc. Etc Corning pays a phenomenal dividend. I believe it's up over 4% GLW nice buy here I did not purchase anything in way of the industrial sector The only stock that I didn't pick up today that I wish I could have But some of the ratings had come off and I think it has blown up in valuation quite heavily even with the new contract That they just landed it is Lockheed Martin, which I think is the best of the breed in the defensive space I own Raytheon. I own Honeywell. I own Northrop Grumman, and I own General Dynamics. I own all of them I do not own Lockheed Martin and That was probably one of the Buy picks that I did not pick up today that I probably missed out on as well as the buy pick that I own in the dividend portfolio that I share with you guys and that is Cisco CSCO I told you I sold Taiwan semi today. Okay, I Just saw Matt's post Palantir is going to zero not going to zero man Doing good. That was a good pickup The other one in the in the financials that I didn't buy today that I didn't mention is Intercontinental exchange that sticker symbol I see That's a buy as well And I did pick up shares in Coke. I did not pot pickup buys and shares in Pepsi I own that already in the dividend portfolio and that kind of rounds out some of the stock buys that I had I bought a nice position back in Johnson and Johnson move into safety And the others that I looked at Merck I already own a position in Medtronic and Bristol Myers squib ticker symbol B. M. Y. So that kind of rounds out the the flurry of stock. It felt really good to buy stock I was disciplined for the last 18 to 24 months where I've been relying on the dollar cost average schedule Through the downturn buying in the face of what has been pretty horrendous markets to be honest with you But I felt like it was a good time I sold yesterday, which is what I felt like was a good time to take some profits in some of those deeply deeply aggressive Tech positions that I took when tech was trading like it like they were going out of business, you know Amazon was trading at like 80 bucks a share and Google went down to like 90 bucks a share. It was just crazy and I was picking up. I bought a really big position And and have since kind of chopped those positions I still own the stock in other capacities, but I thought it was a great way to push some cash to the side and actually Segway some of those dollars into a little bit more of an eventual goal for myself And that is to move the portfolio And reduce the risk a little bit in the portfolio and I feel like we've done that pretty successfully Okay, now the single stock moves that I declared to you can be avoided by just buying the ETFs I own a really good swath of ETFs. I've shared those with you guys Even the sector portfolio the dividend growth portfolio those things don't require any type of management or anything you can just buy those and own those for the rest of your life, but the ETFs certainly are products that if you want to wealth build you just buy those and keep them for Ever keep them indefinitely. They're meant to be bought and owned. All right Very cool stuff Let's get to some of the comments here in the group man gives some shout outs to some people Justin's in the group proper 19 Happy Friday Ryan look forward to the stream ID 2 it's fun 45 minutes into the stream. I will announce that I will be out of pocket next week. We will not be holding the live stream I will be gone and unavailable So this will be the last live stream we do in two weeks I will be back the following week for one final installation and back out of pocket for the entire month of July we will not be doing the live stream in July. I repeat we will not be doing the live stream in July Okay, I will be taking that month In a much much deserved trip I will be going overseas and I am looking so forward to it. It's not even funny Take a deep breath and enjoy life Do all the things that we're put here to do and that's to enjoy our our time and I'm really looking forward to that. So Just a couple live streams coming before the July break and then we'll be breaking and we'll reconvene back in august Just start to kick up the fall as we move into the holiday season ever clear boys in the house Very good stuff Hope everyone as well and had a good week the last couple weeks in the stock market have been absolutely on fire They've been they've been great. So cannot Cannot complain their week flies by and then comes to a crawl waiting for Ryan show to come on come on I appreciate that I really do it's fun. It's a fun project. If it stops being fun. I'll stop doing it I have a good time doing the project I think we're reaching people I think we're reaching people in the right way We're not patronizing people I think I'm Attracting an audience of people probably my own age that have a few things squared away And if you're young and you're coming to the channel You're you're hearing some perspective rich perspective from somebody who's been around the block a few times Okay, got a little bit of life under my um under my hat Getting in Ryan appreciate you Jared. Good to see you my friend fantastic Thanks for your guidance Ryan my wife and I have a hundred grand invested for a future. So I kind of I ask permission so This patron to the channel has been coming on pretty regularly for the live stream and you know, it's amazing how you kind of get to know Throughout thumbnails of people and you don't know people You don't I there's a few people on here that I've met with Over like zoom and and and so those people I certainly have a little bit better idea of who they are but I haven't met 99% if not a hundred percent of the people that I deal with on on youtube and I would go out on a limb and say that I kind of I kind of feel like there's a cool connection with people Even though I haven't had that that you know physical meet and greet Talk talk through and you know, maybe have a meal or whatever it is But this type of the thing when I get a comment like this, um, it means the most to me It maybe makes me think that we're on to something It's very very powerful. Now if art studio would have accomplished this In definitely any way Right Then it kind of waters down the perspective that I'm trying to put forward there However, and I don't want to speak for this comment. I don't want to be presumptuous at all um, but if there is a little bit of element of motivation in the psychology that's deployed the ruthless and aggressive posture that I take and the ferocity that I operate with in going about this in prioritizing financial literacy and financial wealth building for individuals If this person and and his his wife heard that And we're able to I don't know after a live stream or after a couple of weeks or after a year or so. I don't know how this came to be Was able to make Where it would have been otherwise maybe more difficult To achieve a level of six figure wealth in the bank By nature of something that was heard or or picked up upon Um was leveraged in a way that materialized into this wealth This is why I do the channel This is why I do it. I know I'll be there I know it 100 certain there's no doubt in my mind If there's a pedigree of successful thought amongst minds that achieve wealth in their life Where most people don't So be it I'm not trying to adhere to what works for others. I'm just telling you The best thing that I ever did in my life was start to Listen to myself And stop listening to others Now I resonate with successful thought. Um, I read books. I read books on investing. I do that stuff. I do However, I I I also read things that I'm like, yeah, I'm good. I don't I don't I'm good on that Yeah, I'm good. I'll let that go Um, is that something that was a unique to an individual and now they're trying to sell it as an idea That can scale to the masses. Yeah, I'm not so sure I'm not so sure I'd be willing to bet that each and every person in this gallery tonight all 45 patrons of the live stream Probably bring something unique to the table unique to the collective whole That neither I nor the rest of the 44 patrons in this group bring to the table You don't believe me. I'm telling you it's true I am telling you it's true Whatever pedigree was put into building this hundred thousand dollars of wealth for a spouse I don't know if there's children involved or if it's just, you know, a husband and a wife That's powerful It's powerful. I don't know what time went into this. I don't know what investments went into this I don't know how carefully Uh, this was thought through in way of the degree of risk that needed to be put on the table, right So there's some things here, but in a one statement here Um, there's six figures of wealth here I can't challenge that I can't say well, you know, you got lucky and put $50,000 on a stock that doubled That's what most people tune into youtube to hear Instead of just putting $500 of starting capital into the s and p 500 and contributing $125 a month until rapture I think I think I think the vast minority of people Will fail to pursue the latter option In the pursuit of what is sexy what is alluring and what is downright tempting in this life to pursue At the expense of making a fairly fairly large financial misstep in their life They fail to identify with the red flags Fail to identify that If it doesn't make sense or it's too good to be true that it probably is mm-hmm I wholeheartedly believe that There's 500 youtube channels. Let's just call it a thousand financial youtube channels out there. We can't all be right I'd contend that the vast majority of us on youtube and I lump myself into that category of financial offers on youtube Are dead ass wrong? Dead wrong and I would just ask you to Aspire to those messages that you can glean positive Influence because I'm aggressive I can influence you People should tune in and be like Jesus. I'm smarter than this guy You know good good Get some No problem I work with a lot of people in my employment that are a lot smarter than me. It's no problem I work with a lot of people and I interact with a lot of people who don't quite have the pedigree that I have Don't quite have the work ethic and you want to know something. That's all right, too We need to stop comparing ourselves to others and start trying to achieve our best version of ourselves that we possibly can in life And this declaration to me speaks to that Guys, I congratulate you on behalf of the channel. I really do these comments mean the world to me It shows me that the message that we're putting down is I don't know maybe a scary thing and that is scalable Yeah, yeah, I know it is I absolutely know it is Very cool stuff Those are my thoughts Congratulations, man. I really appreciate you guys. Thanks for sharing your story. I appreciate it Now roberts in the house, man. Hello everyone finally got a free fight. I catch little it's live very cool stuff, man You should have came on with me tonight. I had the VIP invite up at the top of the live stream, man Thanks for kicking in brother. I really appreciate you. I appreciate the support Keep doing the content. We're going to continue to be patient on our little project. That's for sure He says now lambo. I don't I don't really want one. I'm good. I like my Tacoma I'm good Yeah, I don't have a fat ass portfolio. I'm good Good stuff, man Here's the golden question right here Got patredi 18. Do you think this bullish market is going to last? No I I'll ask the easy question That's easy You cannot look at the fundamentals of this market. We are still suffering from covet 19 Would you like me to say it again? We are suffering from the ramifications of one of the worst global pandemics that this world has ever known The system that's that's a fact I know we want a sugarcoat and I know we want to put lipstick on a pig. I totally get all that. That's great The commentary cannot wait until this thing turns around and it's all golden parachutes again But this is not a bull. This this is a bullish market over the last couple of weeks This is hardly a bull market We had over the last couple of months Leadership at the top of the market contained within 10 stocks 10 over the last couple of weeks specifically it's broadened to about 20% So you've got a little bit more penetration and some of the a little bit more depth. That is not the depth and breadth that we want I'm positioning now in financials for about two years down the line when hopefully we have emerged to a place where um, we have interest rates that are Driving down the effects of inflation. I don't see inflation coming down anytime soon I don't think the flood fed the the fed's target of two percent is even achievable let alone achievable within the next Definitely not 12 months. That ain't gonna happen That ain't gonna happen Can we keep the prime interest rate this high for a prolonged amount of time? Yeah, we can it's gonna cause damage mm-hmm You know find that the access to capital for small companies out there is going to be restricted Um, and it is it is going to stress those companies out there that uh are in need of capital and can't find it Mm-hmm. Yeah, we are in a different environment right now Do I think the bullish market is going to last? I don't How do I prepare myself for that? Continue to build the cash Continue to deliver where you can those opportunistic buys that I took Uh in large technology about four or five months ago Nobody was doing that Matt was I give credit to Matt Matt's probably the only one in the group Unless some of you guys were doing it on my on my charge to say hey, you know, I mean come on You know Amazon's not going away. It's it might be time to take a long-term strategic position in the company. That's what I did I put a $10,000 bill on Amazon. I still own it Um, still I'm still on it and I'm glad to own it Uh, but I took a secondary position that of which I've I've liquidated for some really really good swing profit in the Roth And those are tax protection tax protected profits Um, but uh, we'll just have to continue to monitor. Could I be wrong? Yes Yes, I could but for entertainment purposes, I'll let you know. I don't think this is going to last I think it's going to persist. I think we're going to get some pretty good markets through 2023 It seems as if the market is in a Prove it state kind of in denial I think 2024 perhaps maybe around the beginning of 2024 is probably where we're going to get our inevitable recession And it is inevitable. We need housing to come back. Um, we need the employment numbers to shake Right now the metrics are just way too strong for the Cross current of negative information with the amount of liquidity in this country And I think it's going to shake out. There's no problem. I'm investing for the long times Long term, so I don't care if I get another swing in the markets I'm going to take advantage of them and go a little bit of bonus time tonight guys for sure Um in thomas. We trusted Yeah, we'll see verdict is out. I guess Um, I like thomas heavey shows up once a month. Yeah, no, it's it's not sat I'm not happy about it and quite frankly. I've ridden that project off as well Um, I have not ridden it off in way of action But as far as me putting my time and effort into a project that they can't provide the last news release was from May 11th That's not satisfactory. So when they figure it out, they'll figure it out No, they'll they'll start to put some information out there, but until then I'm kind of off that project I'm going to put my focus on other things Things that I actually enjoy a hell of a lot more than that Mm-hmm I hold a lot of these same stocks. Yep sales force is a good one. They all just got drawn down at the wrong time Robert, that's the problem amazon or some of my largest. Yeah, I mean those are phenomenal blue chip companies Phenomenal I love them both. I own big positions in both of them as well Really good stuff that allen's in the house. Very cool Every clear says a dollar 86. I skip my mcdonald's and I can buy more shares My plan to live longer and see it through to fruition. Yeah That's might be what it's gonna take. I tell you what Where we were kind of duped on this and very cool trillions Very cool I know who you are crying out loud very cool stuff as a highlight of my night, man. It's great to see you Thanks for popping in and very cool stuff Watching jeremy's like watching jim kramer. See I like jim kramer actually Um, you gotta do due diligence to make your own informed decisions. That's prudent I don't mean to come down on him as a person But I think his message is extremely value damaging Um, and he's not that good at what he does. That's why I don't understand the lemmings that follow him But uh, that's all good. That's all good. I got good people like this Stuff I appreciate that vote of confidence awesome stuff, man Uh, I says I hear you my oldest. I'm just glad I'm in college Bachelor's in business administration. So proud is proof. So in the pilot career It's like dad That's awesome. I'm good for you. You gotta be very very proud. That's what those moments are made of for sure We'll start to wrap it down starting to get to the uh into the stream here Indeed my private school just got the state scholarship to help families receive free tuition And my school is very unconventional that it is. I know you're doing a great thing We have a late waiting list. I'm not surprised about that either We just expanded and now we have to wait fantastic. It's super super good to hear that man I'm um, I'm very very happy for you. We need more people like you In the world. Yes, we do. Yes, we do Cruisin down got rebecca in the house matt needs to hold up a sarcasm sign sometimes It gets a little old for me. Stop doing that matt. Just tell people what they do or don't need to hear All right, because I I always look now at his sarcasm. He's got more sarcasm than I do and I'm like, is that how people take me Jesus Yeah, man, don't apologize for a good stockpick like gallant here. It's fine. You told people what you felt and that's good enough It's all good Greetings tune into night. I'm horizontal looking at my eyelids, but listening and gently Don't sweat the small stuff still picking up highly on aduro parcel pal. Good stuff, man. Yeah, I own 100 share thousand parcel pal 2750 of highly and 2750 of aduro and about All probably close to 19 19,000 18,500 or so in highly on Nice building position been basing for multiple months. It is what it is We'll continue to wait. Very cool stuff. You're welcome. Well earned Tom's in the house. Nice to see you Tom. Welcome to the live stream. Sorry for the late shout out I'm just now getting to the bottom of the stream Hey, Ryan. His says the fed pause rate hikes I'll perform year over year Okay With that in mind an EV expansion. What are your opinions on album moral at these prices been starting to build a position? It's phenomenal Definitely. Yeah, it's a good one Good stuff. Thanks for the question. I really appreciate it It says enjoy your trip and ddi will I absolutely will The hell of a robust community in here tonight. Very cool stuff, man Uh, thanks for your coverage. Take care. You too nemesis appreciate you Natalie's in the house ID to the ever clear boy. That's Natalie up to there's a comment looking forward to a day when you can talk about highly on Making a major move and moving towards profitability. Um If if they if they ever get to that end Natalie, I will take a an interesting perspective This investment over the last three years Um in my humble opinion, and I don't I don't say this with any reservation Has been a stupid investment stupid from the perspective of The fundamentals did not materialize in the way that I Expected them to materialize. Does that mean I'm stupid? No, it does not Does it mean that they could materialize? Yes, I believe that it they will in due time Um achieve those fundamentals that they sought out for However The size of the position and the early The early Involvement in the company at such a huge amount Probably could have been scaled a little bit more Carefully and that's a mistake that I won't make again There's no doubt. I think they're sitting on a phenomenal product. I really do but it's going to come down to execution This management it's theirs to screw up and they could royally screw it up Um, and if they do well, then what are we to do about it? Um, I'd like to see the world change for the better. I really would and I think Companies that I back and are really easy to invest in like aduro in the plastic recycling space. I'm I'm I'm very much a thematic investor on And the banks are easy Well and money make interest rate make profit etc make loans make profit, etc. They're very very boring Whereas I can really get behind an idea of new technology that's coming online like a highly on through the spec process that Should have been provided ample funding to get where they they they are opting to go The question is will they Will they need more funding? Will they have what it takes will they have the industry interest in the product etc etc going forward and And and I'm I'm with you. I I think it'll be wonderful to allow me the opportunity to really Provide my insights on what happened When it was happening What it means for the future how we can be stronger from it How and what it took to get this thing to Something of value Right Those are the things that a guy like myself will be absolutely responsible about The irresponsible thing is to come on and say I told you so And I believe we will have our fair share of those and I warn you of that. I really do Because there's a lot of hype to be had by that There will be an element for me of I told you so but I will deliver it in a way that will provide you some insights to understand that Not a lot of people were willing to follow Where it is that I needed to go In seeing this thing to to to an end And I think that's why a lot of people need to focus on what they can handle Stay within their tolerance If you entered into this thinking that you had the tolerance come to find out that you didn't And you pull chocks and you exit the position That's problematic, right that that is not what we want to see. This is speculative investing That's what comes with the territory if I have to wait one more year To get these answers and be able to come on and provide some transparency around the fundamentals through the numbers that this company Will release or if I have to wait five years Any anything is possible at this point about how much time How much money how much opportunity is going to need to be faced down and realized And it's anybody's guess as to whether or not we are going to turn the page and enter into a little bit more conducive times I I hope you're right. I really do. It's going to be a lot of fun for me to share this Which has been in no short order an investment in a lifetime I'm more excited now having gone through what I've gone through To own the company now than I was three years ago Than I was two years ago than I was one year ago I'm more excited now to own the company right now for the prospects of where I'm going to be One year from now two years from now three years from now Does that make sense? In other words, I look at the future prospects of this company and having gone through what we've gone through Having lended itself that much more toward that end I think will prove out and it's going to be great to chronicle the ride and I absolutely will Natalie, I really will I appreciate you coming on to the live stream tonight. Thank you for For poking the bear a little bit on one of my favorite topics. I enjoy talking about this. It's really unfortunate I just there's a few things that I just I just cringe and I don't understand Um, it's probably for no good reason that I don't understand the silence of the line And it's probably my own deficiency and my deficiency alone In that my criticism probably is not warranted. However, I lend that I Lend that criticism because I I don't think it's ill fate. I don't think it's ill founded I I think they can do a better job of transparency. That's just my opinion and I'm entitled to it I own 20 000 shares of the company. So I'm absolutely entitled to it. Cherie's getting a late in and call out good evening I'm super late. That's all good. Thank you so much for making your way in very cool stuff Um, I think that's about it guys. We'll wrap it up here Don't want to take too much of your time on a friday. I'm going to chill out myself Remember what I said through the message. You guys are all part of it I just I can't thank you enough each and every one of you guys For your support over the channel It is Imperative that we continue to help people To provide a free message for people to come on receive some success Some successful tutorials and to also hang out you guys are also part of the advocacy When it comes to your own personal, uh empowerment and taking control of your finances and Um, I think anybody can do it. I really do. I I think it is kind of rudimentary We just need to train people up on how to think differently Think differently when it comes to commanding your finances and we'll be better off for it as a group guys Thank you so much for tuning in to the live stream fast to 60 minutes on youtube We will be off next week. We'll be back in two weeks And then off the totality of the month of july guys have a great great rest of the week We will catch you in two weeks as we enter into the summer guys be well And we will catch you in two weeks