 Thank you, Mr. Speaker. Good morning. Mr. Speaker, I must say, before I begin, that I miss you on my left side, because normally, you know, you keep me updated on a mutual interest. But that's for another show. Mr. Speaker, if you will give me permission just to respond to the member for view for itself briefly, and some of the comments that he made, the contribution. And I want to make it very clear, Mr. Speaker, that I hold no brief for any bank, despite having worked in the banking sector for the past 35 years. But I think it's important that we take into account the lessons that have been reflected all around us, originally, internationally, as to some politicians having to pay a very heavy price for using public funds for their own personal and private use, Mr. Speaker. And how, Mr. Speaker, it's a matter of Peter now paying for Paul, because in many, many cases, Mr. Speaker, politicians have been found gravely wanting in their actions. And so, Mr. Speaker, certain protection. The bank has its part to play. I must also, you know, and the member for view for itself may think I'm taking a swipe at him. It's a real unfortunate. The position that he's speaking very vociferously at this point. But we must not remember, we must not forget that the member was the chair of the monetary council on more than one occasion. And I'm hoping that, you know, he took the opportunity then to have made very, very strong, strong contribution. But we do, we do share the same passion with regards to how the banks currently are making some of our people unbankable. And that's a very important thing I think that we need to address. Unfortunately, I was selected as a chair to lead a banking committee in the house. And we have not been able to meet to discuss our target to the banks in terms of how we address some of what we believe is some very unfair practices and charges to a larger section of our population. Mr. Speaker, I believe any parliamentarian who would stand in this chamber this morning and not support this bill would be, the head would definitely need check in Mr. Speaker. Because any, any facility that will go to the development of our people to improve the skills of our young people in particular must be commended and must be applauded Mr. Speaker. In fact, I have been very consistent over the years indicating that governments must borrow. Governments must borrow, but we must always look very closely at the borrowing. And I was very happy this morning to hear the Honourable Prime Minister finally acknowledge and give credence to the monies that were borrowed during the COVID period to pay civil servants and keep civil servants employed and keep civil servants with their salary. I was very happy that he made that statement this morning. Because you would recall Mr. Speaker, the way this government, our the past government, you know, was ostracized and every week when we came to borrow some money, I think the member for the library even fended Madi Puete. So Mr. Speaker, I was happy that the Prime Minister acknowledged that the funds went to a very good use, Mr. Speaker. But Mr. Speaker, the other issue I have is while I commend borrowing to improve the skills of our population, particularly our young people, I think we need to be very consistent in how we go about, you know, heaping praise or identifying young people that require training. Because I remember how the current government, when in opposition, we were admonished for supporting two companies in the South, I tell BPU and Ojo Labs for providing skills to young people, skills that they could travel with Mr. Speaker, okay, and market themselves with the opposition then felt that these monies were not being put to proper use by supporting this organization. In fact, Mr. Speaker, you will recall, you'll recall prior to that, these monies by the government when they were in office a lot, they were actually going to support young people to work in establishments, to back groceries, back goods, and even to support farmers, Mr. Speaker, that's a fact. I'm aware of it. I'm aware of it, Mr. Speaker. No, I'm saying that was a component. That was a component of it, Mr. Speaker. I am saying, I am saying, I don't know about that. I don't know about it. Well, bring it, bring it, bring it, bring it. I am saying, I am saying, Mr. Speaker, Mr. Speaker, I am saying that this administration, this administration did not support the fact that the last administration provided funds to provide skills to hundreds, if not thousands of young people in the south who today are providing income to their households, Mr. Speaker, young people who have been able to elevate themselves, young people who have been able to move on, move on because of the skills that they learned then, Mr. Speaker. So, Mr. Speaker, and you know, Mr. Speaker, and the skills training, Mr. Speaker, must be taken in various facets. And my colleague, my friend on the other side who's pointing at me, I want to take a swipe at him this morning. I want to take a swipe at him this morning because I'm hearing something and I'm hoping, I'm hoping, Mr. Speaker, that he's not part of it because he is currently responsible for investment in Lucia and I'm sure he's aware of the amount of money that invests in Lucia paid to ensure that certain lands in the Shorzel community remained as local lands. And I'm hearing that these lands are currently, and I'm hoping he can correct me to really put it at rest, that these lands are currently in being contested to go to another ministry for another ministry for housing development. Some of the most fertile lands in Shorzel where farming could be mechanized. In fact, when we were in office, I remember Mr. Speaker, we spent a considerable amount of money purchasing a very large pump, pipes and everything to run irrigation for farmers because at that time they were supposed to have been a farm farmers displaced to Shorzel. And a lot of these pipes, Mr. Speaker, have been stolen. Building has been vandalized. The only thing left is the pump and I'm hoping everything is done to secure that because the plan was to provide farming lots for these farmers. And I'm hoping you protect that for Shorzelians as somebody throws out blood. I hope you protect that for Shorzelians. So, Mr. Speaker, I just want to say any initiative to upskill our people is welcome and I support it. But we must be very consistent and we'll be very careful in our approach. I thank you, Mr. Speaker.