 And at 3pm, this is Dave White sitting in for Tom O'Brien, he'll be in at 3.15, so just give us a few moments, we'll tap dance through that time frame, and Tom will be back in the second segment of this hour. Anyway, we've got the markets lower with the S&P down a little over 1 in a 10th percent lower, volume is starting to pick up. Just look like we had a market push fairly high on a lot of short covering, we're now headed back lower, so far the volume isn't blow out low. The work I do with options suggests that we're in a trading range probably down to somewhere around $3,900 on the S&P cash, and now that we've kind of broken it, that's kind of it. These spies, pretty good indication that we get $3.90 on them, or somewhere around there, but that would be support for Friday. So most of the action probably through today and tomorrow we may have a light Friday. On the earnings calendar, we have many stocks, UAL down about 5%, JB Hunt up about 4.5%. So kind of a tale of two cities on that, but many people a little worried. I think we're starting to see those folks exit stage left before earnings, really start picking up middle of next week, and besides that, you got a little bit of Microsoft laying off, so people are also thinking that's a little problematic. Some news that maybe they won't make the debt level in Congress tomorrow, but I don't know if there's a high probability of that. I've looked into the news, there just isn't a lot there other than a lot of rumors on Wall Street. So we've got that. Anyway, Microsoft's down about a little over, we now let's call it 1.4% on the day so far. Natural gas, one of the big losers out here, down 7.5%. Of course, gold was fairly strong earlier in the morning. It's come back with the rest of the market, but down just a 10th of a percent, a little over that. So not much going on in Goldilocks. Anyway, we'll go through the first segment with me, and Tom will be back in 3.15.