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Uploaded on Dec 17, 2010
Visit http://www.homes.com for local homes for sale in your area. You've started looking at homes with a different eye, started thinking "can I afford that?" or "what can I afford?" While looking is fun, here are ten tips to help you attain the financing you need for the home of your dreams; such as: improve Fico Score, maintain a steady job history, have a 20% down payment, improve debt to income ratio, stay within your budget (look at your monthly expenses), shop around for the best interest rate (that really can make a huge difference), get prequalified so you can know how much you can afford (again take into consideration your monthly expenses) and apply for a loan that you can afford. Start talking to a financial planner and finally, do not apply for credit at least six months before you apply for the loan. For more home living resources, visit our blog http://blog.homes.com.