 Hey guys welcome back to my YouTube channel. This is Daniel Rosal here bringing another video today from Wealthy, Massachusetts in Cape Cod in the United States of America I'm here for a couple more weeks on a sort of semi semi vacation semi visiting in-laws That kind of thing and I wanted to talk today about something that I know I put out a number of videos about everything related to living in Israel and Something happened today that I think might be of interest to other folks who are traveling internationally whether you are a long time Israeli or you've just made Aliyah and you're new to the Timotris world of life in Israel and this information might be useful So every time I've traveled outside of Israel, which is not that frequently I typically do one sometimes two trips abroad per year to see family that kind of a thing I've always made sure to purchase health insurance now the insurance company or the health care HMO health maintenance organization in Hebrew Kropat Rolim that I've been with pretty much since the start of my Aliyah journey has been Maccabi and as I've said in a couple of videos on this channel I really really recommend them I think they do a terrific job and any time before I travel as soon as I have my dates for traveling I always go ahead and book a travel insurance that includes health insurance and Also for the last couple years. I've also gone for the corona 19 Add-on just in case there's any flight disruption due to the changing course of the pandemic that should be covered as well So I've never had to actually use the health care coverage while I'm in the US or anywhere for that matter except for today So I woke up a couple of days ago And I noticed that my left foot was like super sore and red and I've suffered from gout for a number of years I've had a few gout attacks. I'm not yet taking Daily medication but for those who don't know what gout is It's basically a form of arthritis that comes when you get too much uric acid building up in your body And it's super super painful So I strive for a couple of days to medicate it with you know, ibuprofen and basically avoid having to deal with all this stuff But unfortunately it just wasn't cutting it I wasn't too much pain like waking up from sleep every few hours So what I wanted to talk about in this video was just for anyone who's wondered how it actually works Accessing that health care you're paying for as a travel policy in the US. Here's my experience I can't say this is going to be everyone's experience I just want to say how it worked for me because as I understand it. This is kind of the standard methodology So once I decided that I needed to go see a doctor here My first move was to call Clal Clal is the insurance company that Maccabi works with for providing this travel coverage And it's one of the biggest companies in Israel. They do pensions. They do insurance policies So they're a very big company. They have fortunately a 24-7 moquette Moquette in Hebrew in Hebrew, of course means a call center And basically so even if it's the weekend in Israel, you don't need to worry about that They have an emergency moquette and I was able to get through to somebody With Clal in about one minute. So that was actually a really really impressive and reassuring when you're having some kind of a You know unexpected health situation a couple of thousand miles from home It's nice to get someone you get through to a human pretty quickly So after doing that the person in the moquette basically talked me through the steps The first thing that they're that they told me to do at least is to download an application called Hatslachon Shelclal So it would be a good idea if you are traveling and you have health concerns to download that Before you travel just in case you run into somewhere with bad data coverage So I installed the application and then it prompted me for what kind of assistance that I needed So there's a button there for any see you a Sorry, yeah, and he's a cookie. See you up a hole or an easter egg See you up a hole. I need support outside of Israel. It's in it is the applications in Hebrew is the only language So if you don't know Hebrew, you're gonna have to use your Google Translate skills It's not even in Arabic just FYI So I clicked on me onto this button and then it gave me my united health care policy details Now these were already generated and in the system So I might be actually worth a getting your united health care details before you actually leave Israel So United Health Care is the American insurance company that McCabe works with or Clal works with McCabe works with Clal and Clal works through works with United in order to provide health care coverage for traveling Israelis in Israel so once I clicked on this I got my Policy my digital policy up on the screen and that's basically the first thing that you're going to need you're going to need a policy number With United and then you're gonna have to find a health care facility Near wherever you are in the USA that takes United health care insurance So the first step was that now one little trick that I recommend doing because we're Vacationing in the Cape Cod which has spotty internet I screenshot it that policy just so that if the data dropped I would have that on my phone I recommend Doing the same thing because you you never know when you're gonna lose data or whatever So that's the first thing you need to do and then you need to find a united place that takes United So even though we're you know somewhat rural where we're holidaying in the US It actually wasn't difficult to find a clinic that did walk-in appointments You know my health care situation was pretty low level You know gout is technically urgent care, but it's not you know a serious emergency for the most part as I understand it So I had a pretty seamless visit to a health care facility here Located just a few kilometers outside of well fleece Sorry outside of Orleans, which is also on Cape Cod And I was in and out in about one hour now just a couple how the experience went when I checked in with the receptionist You did need to take all my details and this is where having any English Documentation is going to be a lot quicker in other words if you have a driving license issued with English characters The Israeli stuff might be a problem in some places like your tail. That's a hoot So that's just one sort of pro tip if you will is if you have one It's very very recommended to carry some kind of proof of ID that will be accepted and which is in English So that the folks can understand it here So that was the first thing I had to do and Yeah, that was pretty much it and then I was basically checked in to their system and within 20 minutes I saw a doctor who you know took one look at my foot and was like, okay, this is gout. Here's your Prenda zone So that was the first part I have to look up a United Health Care facility They do have a lookup thing on the internet So you can put in your zip code in the US or your location and you can find all the providers who are close to you So after I did that they rung in my prescription to CVS. Now, I'm not originally from the USA So this was something I didn't know about People watching this video might be from America and you know how the system works But they basically called it into a specific CVS And then all I did was I went up and picked up my prescription now something else to point out is that My Prenda zone cost four dollars and we asked the pharmacist what the usual price was for however much Prenda zone I was prescribed and he said it was like 20 dollars. So even though it's only a travel policy You are getting cheaper Prescriptions if you require them and you're also getting cheaper visits It did say on the united health care card that there would be a 50 dollar deductible or also called I think a copay Um, I'm not sure if they're the same thing But basically you have to pay 50 bucks even with the coverage In the end the receptionist was able to put through my my macabre policy Through their system and she didn't send us a bill I look a bit dumb after making this video if you get a bill for like 2000 bucks But I really I really don't think so. She said it was approved and there was no payment requested or required So that was really good as well So basically I would say today's experience My only prior knowledge of health care in the u.s. Is that unless you have the right coverage It can be astronomically expensive and very very bureaucratic and complicated I have to say you know being with macabre for years. This was a really really fluid experience Between the research and process and speaking to the moquette, etc It took me maybe one hour of planning to find a place to get treated And uh, yeah, I got the medication for four bucks and my gout. Uh, my gout attack is already uh on the men's So, yeah, um, definitely something personally, you know, I I am an anxious person But I always do worry every time I travel outside of israel What happens if something goes wrong god forbid to my health and I require health care And uh based on today's experience, it was really really good really impressive again My recommendations based on what I did if you're with macabre and therefore you take out insurance with clal And therefore, uh, you end up with united it's worth doing two things if you're really worried before you travel number one is downloading the Hadz lechon shall clal their um their uh outside of israel emergency Assistance application before leaving israel just in case you don't have much data while you're there or while you're here And the second thing is just looking up the uh facilities in your area to take united health care as an insurance You'll find urgent care clinics a regular appointment clinics Doctors practices, etc really scams the scams the gannet hope that video is useful If you do want to get more videos about everything connected to living in israel I do have a youtube playlist called living in israel that just contains videos on this topic So i'll put a link to that in the description. I hope this was useful I hope no one leaving israel requires medical care But if you do always do a macabre Uh, this may be one experience, but it was definitely a lot better than I expected Thanks for watching and if you'd like to get more videos from me, please feel free to subscribe to this youtube channel