 Welcome to ITU Telecom World 2017 here in Busan in the Republic of Korea, where I'm very pleased to be joined Mr. RJ Choi, who is the CFO for Money Brain. Mr. Choi, thank you very much indeed for being with us today. Thank you for your invitation to this precious interview. I'm the CFO of the Money Brain. Our general question is, what is the Money Brain? What industry is it? The simple answer is this. Money is related with financial institutions and Brain is related with artificial intelligence. That is our company name is related with artificial intelligence for specified financial institutions. Great. Now the theme here at ITU Telecom World is smart digital transformation. What does that mean to you? It means, from the perspective of our company, that is the erosion of app adder to AI industry. This time is the starting point of AI industry, which is artificial intelligence that gives us a lot of opportunities. And also the financial institutions and other business domains also can acquire those benefits using the AI technologies. And why is AI important in financial services and how can it benefit the financial industry? We can separate two different parts. First one has cost reduction and second one has revenue increase. Let's talk about the first part. The first part is the cost reduction. If a financial company introduces AI technologies in their core centers, they can tremendously reduce their cost. But at this time, there is a cooperation between human and artificial intelligence. They can help each other. For example, if their clients call through that core center, then AI can receive the call. And so if they cannot finish their counseling, then the human can support it and finish their counseling. And second matter is, human can receive the phone call directly from their clients. And during their counseling, AI can search and do the analysis during the counseling time and then can give them the specific and optimal solution. That is the first part and second one. Second one is more aggressive. That is an increase in revenue. Especially it is related with marketing and sales. One of our clients are doing it very well. They are using the AI technologies to do the special events and marketing activities. It can separate these three different stages. Firstly, it is text-based. And second matter is it is related with the legal system of the financial institutions because they are concerned about the security. And then the final step is to increase the human wants. There is a level of AI technologies that are our targets in the future. Great. And now, what is the value of attending events such as ITU, Telecom, and World? We are targeting global markets currently because we already have domestic Korean references including the Dongya Bank and Sinan Curse. We launched this AI service in Korea for the first time with the financial companies and we are trying to get further references in global markets. That is why we are attending this ITU conference and also we are planning to attend different conferences in China next month. Great. And have you got a key message here to the participants in ITU, Telecom, and World? Yeah. The key message is this. AI technology is not any more option but obligation. So it is mandatory. If you introduce AI technology in your company and financial sector especially, then you can reduce costs and increase revenue. And the timing is very important because if you introduce AI technology, it requires experience and data sets. If we have more information and data sets than our AI technology, especially the chatbot or friend name is PlayChat, they can have more deep learning process. We have specific methods for example, dialogue management, LLU award, and also we have deep learning technologies. So if we have more information and data set than we can get, provides more advanced technologies. And there are currently two different sectors for the AI technologies. For example, the first aspect is doing the general AI technologies and they are doing the general services in all services between the domains. But we are focusing on the finance sectors and we are providing the specific sectors after financial sectors and we are also covering it in different sectors as well. For example, shopping malls or the medicals or the public sectors and we are trying to expand it to the global markets. That's why I'm here. Any final comments before we go? Yeah, you want to ask this final comment. We want to contribute the convergence of AI and finance in the future as we have done before. Thank you for your previous time. Well, wish you the very best of the future and I'm sure that you'll do very well. Thank you very much for being with us today. Thank you for your invitation to your precious interview. Thank you. Thank you.