 FIG offers cash and liquidity management solutions across a wide variety of money market instruments and institutions. We provide research, access, facilitation and reporting across the term deposit at call and notice saver marketplace in Australia as well as select international institutions. It takes a significant specialist research capability to maintain a live picture of so many opportunities across such a wide range of over 80 authorized deposit taking institutions. Clients are able to create a liquidity ladder from cash, cash at call, cash on notice and cash under term deposit all optimized by real-time negotiation and advocacy by FIG on their behalf. This opportunity to optimize yield at each step meaningfully impacts the bottom line. On any given day there can be around 50 basis points difference across rated banks. That is an 18% potential uplift in yield. When you apply this market intelligence on a daily basis the impact of continuous optimization starts to accumulate. The compounding impact can be considerable over time. This might explain why our clients are so loyal to FIG. Once they experience our service they are keen to maintain the advantages which they receive. What they tend to value most is our capability to offer customized products and services to match their mandates. We can achieve the credit, risk, reporting, rating and security standards required as stipulated in each investment mandate. We also offer a customized service level providing the level of support you require. From research to full investment management we can work with your team to free up time and resources.