 I think the first hurdle Ola has to come over is getting profitable. I think they are almost there, so hopefully this will be the year that they will and then they will sort of get onto the profit very much. Dhruva of course will IPO in the US, so you know very different area and I think in the US profitability is less of a challenge though it is a profitable company. I think there we want to get to a certain scale before we IPO. I think the commonality in the two incidents is the lack of profitability in the company. So I think not just our portfolio but I think across portfolios venture capital investors are seeing this and are telling their companies to be focused more on profitability and less on growth because clearly the public market hasn't respected the growth only strategy. Certainly the issue with too much money too soon is that it kicks the ball of product market fit further down the corridor. So I think product market fit or indeed organized language, people loving the product at the right price that can often get kicked down. So we don't know some of these heavily capitalized startup because they have the discounting strategy and I know why they have the discounting strategy is not to build a customer base, right? But the accolades heel of that strategy has been that I may pick up a set of customers that can afford that price but then cannot afford the right price later on, right? And this happens in a market which has more of a pyramid shape of demographics like the Indian market unlike the US which is more cylindrical in shape. So there I hear you but then you know the market is pretty even those customers graduate, right? So I think overcapitalization does create that issue because I can go with that strategy and I can go with it for very long, right? So it has that issue. We have seen burn ups because of that. But I think you'll notice that as is the most things you know maturity keeps coming in cycles. I think things are getting better every cycle. There's certainly more maturity now in India than 3-4 years ago. Definitely. I think the SaaS companies certainly have. I think in the consumer companies we are very close to getting our first set of examples but I think all of us will be there in one or two years time. You know there are other companies that are outside of our portfolio so I don't really have details on that but then I look at farm easy within our portfolio. I certainly think they'll be there in one or two years time. What is the main reason behind start-up savings? I think the number one reason a start-up fails is because people don't like your product or they're not prepared to pay for it at the right price, right? And not liking your product can have many aspects to it. Let's say I have a product that's at a huge discount on my website. I buy it but then my service is very short afterwards. People say I don't want to do that. Food tech, I mean food delivery, cabs, I think it's tough you know because so there is a concept called liquidity, right? Liquidity means in the case of cabs that I have so many of them around that I can get an OLA within 3-4-5 minutes. Now unless the rival start-up doesn't have that kind of liquidity and has so many cabs everywhere, their cabs are going to take 10 minutes, 15 minutes, 20 minutes. So you'll start preferring OLA Uber which have so many cabs which will get it out there, right? Similarly with the food companies, right? They just have so many restaurants that what is it additional that the new company is going to provide them? There has to be something different, something special that they can provide which will make the customer shift and it happens, right? So in social networking once upon a time we thought Facebook has got everything because all my friends on Facebook, they're posting photos, they're writing stuff or then you had Instagram and then you had TikTok. So innovation, never rule out innovation in any of these areas. Oh I think fintech, fintech and fintech. What a simple reason that India is so on the back. How many credit cards do you have? How many loans have you taken? Can you pay everywhere? Have you eradicated money? And when you ask yourself those questions, the answer is mostly no, right? So I think that applies. You're getting all the interesting start-ups. I met a start-up the other day which is providing loans for parents for helping them pay school fees, right? We have an investment in an amazing start-up that is helping, that is providing loans to people that have hospitalization. If you think about insurance, health insurance only 3% of the population has it. So 97% of the population when they go to hospital, sudden surgery or pregnancy or whatever it is and you need money. IVF treatment, XYZ, right? Where do you get that from? So if I give you a loan and I assess you're an able person and you can pay it over 12 months or 18 months, it allows you to proceed.