 Thank you, thank you, everyone. Thank you, everyone, for this introduction and for your leadership at the President and PDG of the Chamber of Commerce of Canada. I want to greet all the people from all over the country who are watching this event with us. Even if we are not meeting in person, it is a good thing that we can participate together in today's activity. I've had the chance to speak to many of you before in chambers of commerce and boards of trade right across the country. And whether it was in Toronto in 2019 or in Vancouver in 2014, we could never have predicted the way this year would turn our lives upside down. What we did know then and what we've been reminded of today is that Canadian businesses have what it takes to succeed no matter what the world throws at you. After all, being a business owner is all about overcoming challenges, getting that first loan, reaching that first customer, making that first big deal. Now, more than ever, we need that innovative attitude. We need people like you who see a challenge and ask not just how to overcome it, but how to turn it into an opportunity. There is no doubt that this global crisis makes life very difficult for entrepreneurs, workers and the industry. But with people like you who are making initiatives, I know that we will be able to go through it. Last week, I had the chance to speak with Paul and Karl, from Chocolat Chocolat in Gaspésie. As for many others, the pandemic poses great difficulties in their business. But with agility, they adapted to the situation, especially by capturing the unexpected opportunities that increased tourism in Gaspésie and the renewed appetite for local products. It is this desire to always improve and innovate that makes companies so important for our economy and our communities. They always push us to do better. Over the last few weeks, I've been speaking with small business owners everywhere, from Louisburg, Nova Scotia to St. Jacobs, Ontario. They've told me some incredible stories about retooling to make PPE, moving their business online to keep serving their community and going that extra mile for their employees. But they've also told me that they couldn't have done it alone. No one should face the pandemic of the century by themselves, not workers, not families, not business owners. And that's why right from day one, our government stepped up to help. During the first wave, we installed the most important economic measures of our time, measures that helped millions of workers and business owners. Now, we're entering the second wave. And I know you're worried about what's waiting for you. But one thing is certain, we've been there for you during the first wave, and we'll be there for you throughout the crisis. Earlier this month, we announced that we would strengthen the major programs that have been a lifeline for so many businesses. The extended wage subsidy covering up to 65% of eligible wages until December will help keep workers on the payroll. The new Canada Emergency Rent Subsidy will go directly to businesses. And those who've had to close temporarily because of a local public health order will be eligible for an additional 25% support. That brings the total to 90% of rent covered for the hardest hit businesses. To help with other costs, we've expanded eligibility for the Canada Emergency Business Account while increasing the total amount to $60,000. I know that people need this support as soon as possible. So as of today, I'm happy to announce that businesses operating out of a personal banking account can now access SEBA loans. This was a promise our government made to small businesses, and today we can announce that it is available through the larger financial institutions. Over the coming days, smaller financial institutions will also be ready to accept applications. For the other measures, the rent and wage subsidy will be tabling legislation soon. I hope parliamentarians will support the swift passage of this critical new help for small businesses. There's a reason that the plan we laid out in the Throne Speech includes working with you as a key pillar of our approach. There's a reason we committed to support job creating businesses through this second wave and beyond. Businesses, especially small businesses, are the lifeblood of our communities and the backbone of our economy. So in addition to measures like expanding SEBA and extending the wage subsidy, we'll also improve the business credit availability program and introduce further support for industries that have been hardest hit. This pandemic is difficult for everyone, but it's the worst for some. We can't let this crisis bring back the progress made for women, as much as for workers and entrepreneurs. That's why we're investing to offer support to businesses led by women through the fund for help and regional recovery, and we'll accelerate women's strategy in entrepreneurship. We won't be able to keep going forward if women are stopped. In the coming months, we'll help businesses resume their activities and stay active. We must think and act like a team. We just have to look at what we can do together by taking the example of the COVID alert application. Several businesses have already set up by working with their employees. We must continue to go in this direction. After all, the best thing we can do for the economy is to protect the healthy population. In the throne speech and in the announcements we've made since, our government has laid out an ambitious plan. The situation demands nothing less, but I know some people are asking how we'll make this all happen. I don't have to tell you that low interest rates mean we can afford this. I don't have to tell you that doing less would end up costing far more, because it would mean a slower recovery and bigger deficits in the long run. We'll keep doing whatever it takes, as long as it takes, to bridge Canadians and Canada, as well as Canadian businesses through this crisis. But this is not forever. Beyond the emergency, we'll need to build back better in a fiscally sustainable way. We came into this crisis with the best balance sheet and the strongest fiscal position of any of our peers. And because of the resilience of Canadian businesses and the significant action our government took early on, Canada's recovery has been faster and stronger than many of our allies. Just look at the numbers. 76% of jobs lost at the start of this pandemic have now been recovered. In September alone, almost 380,000 positions were added to the economy. We still have work to do, and this second wave is bringing new challenges. But we're on the right track. And together, I know that we will keep moving forward. The path ahead won't always be easy. There will be challenges. There will be tough days. And there's a tough winter ahead. But there will also be better times in our future. You have to fight without relief against this pandemic. And I know that people like you are at the top. Together, we will cross this crisis. And together, we will build a stronger and more prosperous Canada for all. Thank you very much, everyone.