 smart spending tip a tip is a suggestion for how to do something a good shopping tip is to use coupons when you shop coupons can help you save money strategy having a shopping strategy can also help you save money a strategy is a plan for how to do something buying only what is on your list is a strategy for sticking to your budget spend when you buy something you spend or use money to pay for it you can spend money using cash check debit or credit save save means to keep or collect something you can save your money by putting it in the bank you can save for a vacation or for something in the future like tuition list before you go shopping you should make a shopping list a list will help you remember what you need to buy buying only what is on your list will help you save money compare compare means to study what is the same or different about something to save money you should compare prices when you shop sale when things are on sale they cost less a sale usually only lasts for a short time waiting to buy something until it goes on sale is one strategy for saving money discount a sale is a type of discount a discount makes the price of something lower if you get a discount you will save money on your purchase coupon you can use a coupon to save money on something you want to buy a coupon is a type of discount coupons are usually printed on paper but some are electronic deal if you use a coupon or buy something on sale you are getting a good deal a deal is when you pay a very low or very good price for something