 Hi everyone though. You can't see me. It's Dean from Mountain View Dodge again The last time I sat with this gentleman. It was an overwhelming response from the Little interview that we did here. So we thought we would do this again. So back once again is Justin Phillips Finance manager here at Mountain View Dodge. Hey Justin. Hey everybody So I got asked this question a few times after our last little interview we did I have bad credit. Can I still buy a vehicle? And if I can't how do I rebuild my credit so I can? Yeah, certainly. So there's a number of different lending institutions that do what's called subprime lending So that's anybody who doesn't maybe have perfect credit or is in a credit rebuilding stage There's different variations of lending there's different variations of interest rates Ranging anywhere from that six seven percent all the way up to twenty nine Thirty percent range just depending on how you're scored If it's not something that you're able to do right away as far as finance Vehicle there are a few things that you can do to help increase your To help increase your credit Take out a prepaid credit card Keep your cards and loans under seventy-five percent is a big one. Most people don't realize that in a high credit column It adversely affects their credit Obviously making your payments on time Making your payments in an orderly fashion. It is important Any kind of loan that you're paying down Especially if you're over limit that will adversely affect you So those are a few ways that you can Can get your credit score up It's a getting it under limit Be getting everything up to date as far as any late payments or anything And see possibly taking out a prepaid credit card Awesome. Thank you so much Justin. Hopefully that helps some of our viewers To be able to come in here and get one of their new vehicles