 Being financially unstable can affect you in more ways than you think. It can add stress, cause problems with your family, and even cost you your clearance. Fleet and family support centers offer free, personal financial management programs to help you become more financially sound. There are plenty of budgeting and financial planning courses and workshops to choose from. And they cover topics like military pay and allowances, establishing and maintaining credit, and setting up a savings plan. For more information on how to avoid financial issues before they start, or to learn how to make your money count, contact your local Fleet and Family Support Center. From the Defense Media Activity, I'm Petty Officer Brandy Wills.