 And that brings us up to 560. So we'll say 9,560. And that's getting close to our threshold here because you'll recall that the max was the 560, right? So going up from this level of income is going to actually bring it back. It's going to bring it back down at some point. So 9, let's go to 11,000. 11,000 brings it to 417. So 11,417. And let's go back on over and say 13,000. And that's going to be 264. So we'll go, okay, 13,264. And then let's pull this over here. We're going to say, okay, 13, 14, 15,000. It goes up to 16,4. So we're almost there, 15,000. It's going to say 111, 111. And then 16,000. We're getting close to it being phased out completely. $35 we saw before. And 35. And then if I go to 16,18,000, it's going to be down to zero. So 18,000 down to zero. So there's the wages here's the credit for no children. And if we map that out with like a chart, let's go ahead and put a graph together on that and say I'm going to insert, let's see what the recommended graph types are. This one looks pretty good. Or we could do it. Let's do this, this here. And we'll get rid of the name. And so we get something like that, right? We get a curve that would be obviously as your income, they've got the income over here. As your income is going up, then the amount of the credit that you're getting is going to go up, it caps out. And then it goes back down, it caps out at that 560 is the general idea. So what you really want to have an idea is what's going to be the shape of this curve at each of these kind of levels. And so if I go back on over and say the credit is gone, if I change it to married, then we can say let's go to married. And before I do that, by the way, let's just take a look. That curve is similar to this table. So right, so we've got this table here, which you can find on the form 1040. You can do the same thing. You can say, okay, here's my income levels. Here's zero. How, you know, where, where, where am I going to be out if I'm within these earned income levels? So you can see the earned income is going up, up, up. We want to see where it maximizes at that. So it's still going up, up, up, up, up. And then it's going to maximize somewhere here at that 560. So around 7,300 up to, so you could see here when we got to the 560, we were at 9,000. So 7,300 to it's still there at that cap at that 560 till like 9,000. And then there's the 9150. And then it goes back down again. So if we check another one of our numbers here, 15,000, 15,000 is going to be down here. So we've got 15,111, right? So 111 coming from the table. So that makes sense. So we could take that whole table and graph it out and look at this curve, although that would, you have to get the data from the table. So this is just a few, a few plot points on, on it just to get an idea. Okay, so then if we, if we then change it to married, it doesn't quite double everything like you might expect. But, but the thresholds go up a little bit. So now we're married filing joint, we're at the 18,000. And we still have no income at that level. Because it's, because now the standard deduction did double to 25,9. And so we're thinking refundable credits and we're still at the refundable credit level now, because we have a different set of tables over here. So if I was to look at the tables, now the maximum before we phases out completely is that 22,610, 22,610. So if this was to keep on going up on the W2 wages, you can go to 22,000 before it goes away entirely. But so you can see, and you can plot the same kind of graph, right? And if you were looking at this, this table, same table, this is the form 1040 instructions, zero here. But now you're looking at married filing joint and you'd be looking up the same kind of items. So next time we'll do a similar thing for, for one child, two child and three child. So really you have, you know, like a, you've got like eight graphs kind of in your, that you'd have to kind of think about in your mind, right? What zero children married or single one child, child married or single has a whole different graph, two children married or single three or more children married or single. So that's the general idea. And then the question is, well, what counts has earned income as well? So note that passive income doesn't generally count as earned income. So if I was to have, you know, income from interest or dividends or something, that's not going to typically count in terms of earned income for affecting the credit. However, I, if I have a lot of investment income, like over like 10,000, I think it is, which is kind of unusual if you were going to be calculating the earned income tax credit, then you might not get the credit because the idea would then would be, well, if you got that much dividend and interest income, you have, you must have a lot of money in the bank or in investments, which means it's kind of weird that you would be calculating the earned income credit. You shouldn't really need it, you would think in that case. So that's that general idea as well. If you had business income, then that would count as well. So if you didn't have W2 income, if we take the W2 income out and you had other business income, and this is where the scammers often come in, because with the business income, you can create a schedule C and you can say, okay, this person doesn't have any income and the scammer will say, okay, I'm just going to maximize out the income to get, and I'll just add a schedule C, right? So those people still go, okay, I got to make around 9,000 income to get the credit because I have to have some income. So let's just say that this was 20,000 minus 11,000 advertising, 11,000. And so now we've got this, and I'm just doing this quickly just to get an idea, but now we got the schedule C income. The net income is 9,000, which ultimately pulls into page one of the form 1040 of 9,000. So now you've got your income. And if I go to page two, and I was looking at, yeah, there's them there. So now you've got your earned income tax credit, right? So that's, and the reason scammers do that is because is because the W2 income, there's verification on the IRS's side if they had W2 income. So they can't really do that. So you can imagine them trying to use some other income like schedule C income, what you would think would be fairly common, because the IRS can't double check that so easy. And so you want to be careful of the scammy tax preparers, because obviously you could be audited to be trying to take advantage of the earned income tax credit by actually trying to increase people's earnings so that they can pick up this credit, which could be substantial, not so much for zero dependence. But once you get to three or more dependence, it starts to be quite substantial. As we can see, and we'll take a look at some more of those tables in future presentations.