 The world has largely galvanized around the concept of mitigation, which is reducing carbon emissions, but we must deal with the reality that climate change is here to stay. And with all the best will in the world, we're going to have to deal with this and therefore we need finance to flow toward that reality that is here. Those who have contributed the least to climate emissions are the ones that are disproportionately affected. So there's a societal obligation. The dollar invested in climate adaptation effectively generates five to seven times that investment in risk avoided or GDP degradation avoided. So there's a real economic case here for those investments.