 Bill, it's been great to have you with us and our time is almost up, but I've got one quick question, and this is kind of a little bit of a nuanced question, but it seems to me that when you go into any branch or you go online and you look at the banks, you know, service lines. They have very specific, you know, this is what it costs. This is what, you know, the fees are this is how we structure it. Is it realistic to think that as a nonprofit, we can ask for a better rate or get a better deal or have some sort of consideration? You absolutely can ask. And you should ask, right? Always ask for that better deal. And I will tell you for, you know, again, for the banks that are out there that are making a concerted effort to really market themselves to the nonprofit sector, you will find in many cases, you know, a deeply discounted or at least reduced fees that are offered to the nonprofit sector. So you absolutely should be on the lookout and taking advantage of them where it makes sense. Okay, that's like the best news of the day.