 And see when I hand you over, we're gonna, it's a nice compliment, do you think? So, Gregory, you're, what's the seat? Let me look at you. Er, what are you? Oh God, can't tell. So you're not capable of compliments, all you're capable of is... Like the way you have your hair done, like the way you have your hair. There you go, there you go, you can't do it. Do you know what's awesomely? Do you know what's awesome? Me. You are. Oh, you're brilliant. So you had to turn that negative into... No, I didn't, but I mean, you're always so, you know... Yeah, so aggressive. Yeah, just be nice. Cross some stuff. Be nice. Can't do it. Have you any compliments? What about Caroline? Have you a compliment for Caroline? Is it a national compliment today? No. Of course, as you mentioned. None for her, too. Are you crabbing? Yes, I'm hoffing. What about your listeners? No. No compliments for your listeners? Love them. Ha, ha, ha. You're really doing it all of a sudden, boy. If I don't have listeners, if I don't have my mam, that's the only option. That wasn't long-stiffing in your cough. What? That wasn't long-stiffing in your cough. What does that mean? Having a clue. Were they talking about spitting yesterday? Was it the people, all that hockin' and stuff and all that? That makes me sick. Everybody was chattin' about that yesterday. Hey, I don't judge, but I'd prefer not to walk in someone's flum. No, we're not even... We're done and dusted now with storms, aren't we? You were, for the time being, yeah. Jocelyn has jostled on through. Good day. You're the back of her. I was last night, too. Was two girls' names, Asia and Jocelyn? Yeah, well, yes. But they're all the names are named at the start of the year. In each country, in Europe, or somewhere, we all have choices of names that we can pick. Right. We're fairly rattling through the alphabet. We're up to J, boys. God almighty, aren't we? So, hopefully now that's the end of the big one. Yes, fingers crossed. We'll put us on change today. Can I remember when we had a massive heatwave in February? I have a recollection of about 20, 30 years ago. I think you were dreamin' or on holiday summer? No, I genuinely remember... We had a heatwave in February. In the sea in February. Yep, I remember we were out in the sea. It was just like the summer. Yeah, the swamps we'd on. There was this, like, polystyrene surfboard that we were playing on. We were standing and jumpin' in the water. Definitely February, probably about 30 years ago. Do you think it happened? You weren't even born 30 years ago, you were that young. That's a compliment. Yeah, but that's not... It's a thinly veiled insult is what that is. No, okay. So anyway, that's it, Lee. We're looking for people to pass compliments on. So, you know, I'm sure all the listeners here have lovely things to say about someone close to them. That's nice, wouldn't it? Or send me videos and stuff. Pass on the compliments. Send me videos, voice messages. But should we do... We're not too good at giving... Are we good at giving compliments at all? No. What's nice to get them, even though we say... I am not good with compliments. I really... But as people were not... If someone says something nice to me, and I'm not just saying this, I recoil. Like, I am like... Why do we... Why do we be like that to you? I don't know. I don't know, but I'm not really praise compliments, except unless it's coming from, like, your boss or something, but you don't get that here. So, I don't... Carly compliments you every time you walk out. You're the king of content. That you get a stand-in-all vision when you walk out in the studio? Well, I do ask that. Don't always get it. All right, good morning, T, and have a good show. All right, they have a goodie. Okay, so listen, hey, pay a compliment to someone. You know what? If we'll do it on voice messages, if you want to say something nice and text whatever, and we'll have a Ninth & Noon show mug, and we'll throw anyone who sends in a voice message compliment to someone, and we'll put a Ninth & Noon show mug, a shirt, and a hat. What, you were pushing it? I know a hat. I don't need to get 50 people, and say, I'm a medium and a large... Yeah, but we don't actually have the hats, but I'm just... You're really jumping? No. You have a mug, though. I'm getting a hat. I'll put the hat like you were doing it. National compliments daily. Be nice, sunshine. He's got such a cutting tongue on him. Right, okay, it's an early 10, so we're going to get to the news in a second, and I'll remind you about sending in your voice note compliments, not to me or to Highland, to someone close to you, and we'll get a Wee Highland radio goodie bag together for the best voice note. How's about that? That's a phrase you don't want to use on the radio. Okay, let's get a news update now at three minutes and only four minutes past nine. Oops. And it's over to Donna Marie Doherty. Thanks, Greg. Good morning. Castle Finn has once again fallen victim to the elements as the main road flooded with the arrival of Storm Jocelyn. McGlynn's restaurant called on Donegal County Council to take action on social media posts, saying it's far too often that they are living in fear of losing their business. Residential premises have experienced severe flood damage in the past are also in the immediate vicinity. Local Councillor Gary Doherty says it's deja vu. This is a case of deja vu, and it's something that happens repeatedly, regardless of whether we have neem storms or not. Anytime there's heavy rain, it seems that this flood incident happens on the National Primary Road, just outside McGlynn's restaurant, and it's simply not good enough anymore that the delays that have been occurring to the flood relief scheme and the length of time it's taken for that process to actually get shovels on the ground is not acceptable anymore. Thousands of Donegal homes and businesses are without power again this morning due to the combined effects of storms Jocelyn and Isha. Power is due to be restored over today and tomorrow. Brian Tapley from the ESB says it could be a couple of days before power is restored nationwide. We have restored supply to about 220,000 customers since the start of storm Isha, but I suppose we're into the more difficult ones now where it's kind of a lot of repair work to restore supply to small numbers of customers. Ishka-Aaron has also reported a number of water outages across the country. Local updates from Ishka-Aaron and Donegal Clarity Councilor on our website, islandradio.com. A Donegal deputy has warned of the serious crisis in the Irish fishing sector. Marine Minister Charlie McConnelook has been asked to clarity the refusal of an offer by Denmark to resolve a dispute over mackerel which would be worth almost 10 million euro to the sector and access for Iceland into Irish waters. Shouldn't Fence Fishery Spokesperson Deputy Patrick McLaughlin says the government needs to step up to support the fishing sector. We have an industry in crisis. We need a government fighting fighting for their future in Europe. I want to know will Minister McConnelook urgently come up for the drawl and make a statement clarifying his handling of both the Danish government's offer and the access for Iceland at Irish Territory in the waters. I would be happy to pass on their question to Minister McConnelook on fish negotiation. KS&I in Strand Road are investigating after a vehicle was damaged in Glengali Road close to Bradley's pass on Monday the 15th of January. It's reported that around 10 o'clock that night a number of used through items including a metal roadwork sign and a wheelie bin at the vehicle in question. Police ask those with any information to get in touch. And finally a man has been charged in relation to the thefts of from vehicles in letter Kenny. The man aged in his 30s was arrested in relation to the incidents which took place over the weekend. He's now due to appear in court before Glentie's district court this morning. That's all for now from Highland Radio News back again at 10 o'clock. Until then, good morning. Ready in minutes. That means you don't have to choose. Here comes Strong Roots, toy green veg curry, then veggie masala and it's creamy mac for the win. Strong Roots. Good made easy. Find us in the freezer aisle at Dunn's Super Value Tesco & Spur. The county's number one talk show The 9 till noon show on Highland Radio. And now it's time for the talk of the Northwest. The 9 till noon show with Greg Hughes on Highland Radio. And hello, a very good morning to you. You're very welcome along to the 9 till noon show here in Highland Radio. For this Wednesday, it's the 24th of January, 2024. How are you all keeping out there? I do hope you're very well indeed. Stay with us over the course of the next three hours. We've got loads coming up on the show, talking about the big topics of the day. And also we'll keep you updated on what's the crack with power supply, water supply, roads, that type of stuff. Post storm jostling I think at the moment, water and power are the key issues. The roads are thanks to the council crews are pretty much there or very close to being there. And as I mentioned to Lee beforehand, it's National Compliments Day. So we want to give you the encouragement to pass on your compliments to someone close to you or anyone, really, that you want to. And we're going to put together Highland Radio, a goodie bag for your lovely 9 till noon show mug. These are limited edition. We've got a lovely hat for you, a lovely shirt. So if you want to be in the chance to win our goodie bag, send us a voice message paying compliment to someone. 086625 thousand on WhatsApp. Pass on a compliment. And you know what, if you want to do it by text as well, that's fine, but preferably be nice to hear you say yourself in a voice note and we'll pick out a winner randomly and you'll win that nice little goodie bag, right? 086625 thousand. That's the number for all of your contacts. We accept voice messages, of course, and WhatsApp on any issue you want to talk about. Or on text 086625 thousand. That's your SMS. If you want to give us a call, Caroline and Shannon taking your calls and 07491 25,000. And of course, we're across social media for those of you who choose to and if it suits you to watch the program on YouTube Highland Radio Ireland. And you can watch us on your smart TV with the YouTube app or your Firestick or your Google TV. If you have that as well, even your smart displays we can also pop up on that as well. If you go into YouTube and select us and we're across your mobile devices on that app as well as X and Facebook, Highland Hub, Highland News and Sport. And first and foremost, across the airwaves, across the northwest and on your smart speakers as well. The Finn Valley voice this morning, fortunately there were no serious injuries to anyone when the roof of the Finn Valley letter centre at Millbrae, Stranawlar was damaged during storm on Sunday night. Heavy aluminium sheeting from the roof was scattered across the road and around the building. It's amazing that there was nobody hurt or killed with this coming off the roof said manager Sean Foley. On to the Irish Times now this morning and the government may not identify locations for proposed new reception and accommodation centres for asylum seekers before the local and European elections according to government sources familiar with preliminary discussions on the subject. So under these plans being drawn up by Minister for Integration, Roderick Gorman, which a government spokesperson said yesterday would be completed within the next two weeks, it's proposed that about six large reception and accommodation centres for asylum seekers will be established by the state as a response to the current refugee accommodation crisis. So I presume the government would suggest that this would put an end to people being driven often under the cover of darkness to places and obviously there's been local opposition to some of these moves. That being said, some might see it as a little bit peculiar or not peculiar. I'm trying to choose the right word disingenuous. I'm not sure if that's the word to wait until after the local elections because of course I think for the most part any councillors particularly those associated with the government who were in favour of these if they were announced in their areas might struggle to get elected. Would you agree? I suggest that might be the motivation. A spokesperson said that once Mr O'Gorman brings his plans to the government work will begin on site selection. However, he could not say that any sites would be identified before the June elections and a number of senior government sources said this would be unlikely. We don't have a set time for how long the work will take. The spokesperson said ministers are acutely a potential local opposition to accommodation centres for asylum seekers. However, they also know that Ireland has legal obligations to accept people who claim asylum or international protection and accommodate them while their applications are being processed but that all seemingly can wait or potentially may wait till after the local elections. On to the Irish Independent now and huge numbers of PAYE taxpayers who drew refunds that could amount to hundreds of euro which the Revenue Commission said it estimates that 480 million euro may have been overpaid in tax last year. Now you can get companies now they take a cut I don't know maybe what is it 5% or something that will go through this for you if you don't want to do it there's lots of them out there some people don't want to engage with revenue in case it sort of flags something but for most PAYE workers it's not an issue the only issue perhaps but potentially might have been Covid payments working to recoup but at the very worst any rebate you have could offset that because eventually you're going to have to pay it in any case. But tax officials are encouraging PAYE workers to fill a tax return saying this is the most effective way for workers to find out if they urge you a refund half a billion euro of PAYE tax overpaid last year is sitting there in the coffers some of that could be yours often you'll get a few hundred euro back it could be a holiday for you and the family in some cases because you can back date it if your credits aren't rightly associated or whatever it might be it can be thousands so there's 480 million euro sitting there some of it could be yours the Irish Daily Mail this morning the T-Shockers accuse Sinn Fein of adding to the trauma of Ukrainian refugees as the party continues to change its position on migration. Senior Sinn Fein figures have recently indicated three different stances on whether Ukrainians should stay in the country when the EU-wide Temporary Protection Order expires in March 2025 under the Order, Ukrainians receive special refugee status which automatically entitles them to work they also get special rates of entitlements such as social welfare and medical cards. Speaking to the Irish Daily Mail last night Leov Radkar said Sinn Fein is causing unnecessary anxiety for Ukrainians in Ireland Ukraine is still at war he said at the moment rules are set at EU level so all 27 member states are and over here to page 4 are aligned which make sense I can't envisage Ukrainians being forced to go home or move on while the war still rages our record suggests that 20,000 have voluntarily returned but that is very different and there are areas of accommodation that don't have as many Ukrainians in them as they did in the past I'm not sure if that's the moving into their own rental accommodation or moving back to Kyiv I simply don't know actually I'll just stay on that story here because it's just an update as it relates to payments to Ukrainians payments for Ukrainian refugees are expected to be cut to 38 euro 80 cent from early February this according to the Irish Daily Mirror the cabinet decided before Christmas it would change rules for newly arriving refugees and it is only newly arriving refugees this will include cutting payments from 220 euro a week to 38 euro 80 additional changes will limit the length of time a person can spend in state provided accommodation to just 90 days social protection minister Heather Humphries will discuss the legislation to reduce payments for newly arriving Ukrainian refugees at the Arctis social protection committee today now measles is spiking or increasing in terms of cases right across the EU thought it worth bringing to your attention measles has seen an alarming 30 fold rise in Europe the World Health Organization has warned more than 30,000 cases were reported across 40 of the 53 member states from January to October last year compared with 941 cases in 2022 two in five cases were in children aged one to four WHO blamed falling MMR vaccination rates and more people holidaying after Covid spreading the disease to over borders and finally would you put salt in your tea here we go again anyway this is in the Irish Daily Star a tea expert and I would question if they're an expert or not claims you should add salt to your copper to make the perfect brew chemist Dr Michelle Frankel said scientifically it helps to reduce its bitterness but he's delicious why would you put salt in it to warm the milk up before putting it into the cup to reduce the risk of curdling I don't know what kind of tea this lady's drinking the tips among the unusual ideas featured in a box steeped the chemistry of tea published by the Royal Society of Chemistry Dr Frankel of Brian Murr College in Pennsylvania US said that she enjoyed the challenging of explaining it in a way that people who are not chemists can appreciate the beauty of chemistry happening the boffin said I learned new things about what is in my cup of tea and how to make the best cup of tea I used to drink half fat milk because then I'd found that full fat milk too creamy and then I switched back to full fat milk because it's better for Hudson and my god I love it again now it's amazing how you can become accustomed to one taste and then switch to another but anyway salt in your tea claims to be an expert I don't know heating your milk before putting into the tea I don't take a lot of milk now there's a magazine out as well by the way and this is freely available it's called The Business it's a magazine of the letter Kenny Chamber of Commerce I thought it was letter Kenny Chamber but it's now officially apparently letter Kenny Chamber of Commerce and it's called The Business and there's lots of great reading in it particularly if you're a business person but even if you are not lots of great pictures well produced keep an eye out for it it features a feature on the gole and at Houston of FM Services etc there's even a picture of us in here Highland Radio's featured in it but then again our boss is the president of the chamber I'd be disappointed if we didn't get our face in there somewhere but anyway there's loads of stuff in there loads of great pictures so that's called Business it's from letter Kenny Chamber of Commerce and it is around about the place 08 660 25000 WhatsApps and texts to that number 08 660 25000 call us on 07 491 25000 if you want to pay a compliment to someone send us a WhatsApp voice message and of those that do we'll select one of them who will receive a Highland Radio Ninetal Noon Show goodie bag isn't that exciting back after these digital loans now available apply online or via our app today and get your loan transferred directly to your current account at Electric Ireland we're here to make your world brighter all of our 1.1 million customers will see that come to life this winter with the second price decrease across all residential electricity gas and dual fuel bills good news for you even better news for your bill Electric Ireland making your bills smaller and your world brighter second decrease effective from 1st March 2024 applies the standard unit rate at iMotors at iMotors our brand new Kia 241 range is ready to go for immediate delivery as Donnie Gall's home for Kia with 7 years warranty and low finance rates from 1.9% on EV cars and 3.9% on the rest of the range check out our stylish and diverse range at iMotors.ie iMotors your local Kia dealership Easy Living furniture's biggest ever winter sale has been extended for a limited time only this is your last chance to avail of these amazing discounts absolutely everything reduced across sofa, dining, bedroom, mattress and accessories it's the furniture you want at amazing winter sale prices winter sale extended for a limited time at Easy Living Furniture Crescent Link retail part the time at 9.21 we're joined on the programme now by Councillor Martin Harley a business person and of course Cahirloch of Donnie Gall County Council Martin good morning to you thanks so much for joining us morning Ray right, minimum wage increase we'll see one Donnie Gall business owner having to find an extra 100,000 Euro what also I'm noticing in a month so it's connected and we can teach it out throughout the course of the conversation is businesses not able to absorb the minimum wage increase and they're cutting hours all closing during the week we're seeing more of that now and also across social media across the country really seemingly successful businesses with high turnover that's how it appears anyway pulling the shutters down closing the doors is it a tough operating environment for businesses at the moment yes Greg I just I just think this is going to be a very tough year for the buckles let's not be, let's be honest but it's been a few tough years with the Covid and all that there but people have survived and in fairness to probably there was support put in place during that time so that people could keep their overheads in place but there's a tough year ahead and you know it's great to see the minimum wage you know because in fairness to people the workers out there they have mortgages to pay, they have rents to pay mortgages is going to be 2% in the last three years and that's all so the minimum wage is a very good thing we have to be proactive and try and make sure people that want to go to work that it's worth their while going to work and that's very important yeah of course but do businesses have the spare resources to absorb that because of course the government's announced an awful lot of things like the minimum wage increase which I think you know it's important extra holiday leave entitlements and all that type of stuff and all of these announcements look good for the administration but it seems time and time again it's businesses that are having to absorb all of these costs whilst also high insurance costs, high energy costs and then a bit of frustration that maybe the government's not putting enough pressure on these companies to drive down some of those costs there's an awful lot of costs being built into doing business now that are completely unavoidable no matter how well you avoid your business or how well you run your business oh yes yes that's the thing is most energy costs have gone up over the last two years that's been a big one the cost of running business will happen as well so we can see it Greg and you can see it on your weekly shop is the price of items buying is going to go up because the business won't be able to absorb all this here and as you say this business that have been going very well for years are cutting back on days so cutting back to five day a week to ensure that they can survive so there is challenges of course as well there's not a challenge as well it's during the lockdown there was a warehousing of tax debt and that all has to be paid by the 1st of May this year or some type of a plans important place for the 1st of May so that is going to be a challenge as well for some of the businesses that warehouse tax during lockdown so the 1st of May is a big debt for those people and this is something as well that I've listened to from different business people out there over the last number of months so the challenges of 24 are fast the thing about it too though Martin is you see you talk about the prices having to go up you know say for instance in terms of the multinationals we're able to take prices down a little bit now which that seems like a good thing on the face of it but these smaller family owned firms I'm not sure they have the capacity to do that and in hospitality particularly in that sector we are in a cost of living crisis as well and the price of going out for something to eat for lunch has gone up to what the price of going out for dinner almost used to be a few years back and going out for something to eat it's becoming incredibly expensive and I'm not really quite sure how much capacity is left there amongst your average Joe and particularly here in Donegal to absorb the rises that you perhaps feel are inevitable so we are at a really a nasty crunch point potentially for business we are at a nasty crunch point and as well you'll see people doing as well people that may have gone out for lunch twice, two times a week that will maybe go out for lunch one day a week now that's where they're going to see it and that means that you're going to be less foot full in the premises of cafes the restaurants, the bars all the other hospitality sector and the shops that people would be buying, maybe it treats for themselves in shops they'll say no we're going to skip that this month and that is the problem so the turnover for all these businesses is going to be down but their overheads are going to be up and there's I mean we have the challenge I was talking to five councillors from Kerry the weekend the Lama conference was in Donegal Town last weekend and I would just have me sit with five Kerry councillors on the Saturday night and I was talking to them and one of those guys near Killarney he was in the 12 businesses of close in Killarney in the last two months and part of the problem there is that 42% of all go to Elbiton and Killarney are not in use at the moment because of the fact that they're being taken up with people coming into the conference who have been displaced from their own countries so that's a massive challenge as well for the hospitality sector there as well so when you hear of towns like Killarney that's a tough because Killarney is one of the I don't know many thousands of bedrooms that are in Killarney it's not like five or six thousand what that means too is there's less capacity but also what capacity is there how many more summers can that because cafs close restaurants close that are next to hotels news agents close other businesses at what point are we going to say that particularly for the likes of Kerry and Donegal both counties have the highest rate of refugees in the country or one of the highest rates of refugees in the country both are incredibly dependent on the tourism dollar so to speak where does this end what needs or can be done what are you calling on to be done there needs to be more support but in place for the businesses from the government and I've called on this over the last few weeks and I've talked to Mr Simon Harris from the county on Monday as well and I mentioned to him as well around the cabinet table that we need to be looking at we don't need a quick fix Greg we need someone that's sustainable over the next couple of years but it's going to be in place for 24 but it's not business supports here we need to give businesses the environment that they can work in oh yeah we do need to put that because there's a lot of more employment law and all that there is coming down there and to run a business now the amount of paperwork that's involved is unbelievable I mean people think that if you're working for the business person wants to close the doors that's far from it finished two or three hours of paperwork to do then and at the end of every two months they might have spent two or three days getting their their tax all their documents put in for an accountant to do up their taxes for their batch return every two months that can take days as well that they think that the business is closed for two days so there's a lot of massive amount of challenges there the energy cost as well someone that I probably mentioned as well on the media there generally as well was that there are supports in place there that probably businesses don't realize through local enterprise offers that there's things that we could be looking at maybe through energy cost savings not there that we need to be doing there's vouchers for online trading as well with the local enterprise offers there's a lot of businesses that may not realize that are out there that can be a some help so you're saying that we need to get that message out there whatever supports are there they need to be made aware of them okay well listen Mark it's been an interesting conversation I suppose you know we've kind of gone through what the issues are and you've made a few suggestions as to what needs to be done but it sounds to me like you believe that the government needs to you know have a really strong look at this in the round especially not just getting through this winter but into the holiday period once again and create a sustainable working environment for businesses that needs to be done for the next to say it's not a short term fix this is something we need to look long term and to stress we'll be probably rising again so more vouchers in places and the old house is involved with that there as well so there just need to be a long hard thinking about this through the departments and send out a message that will keep people in business because it's great putting up them in in which from 1130 to 1270 but that's no good to the worker if the business closes down I fear for the coming year or they get their hours cut which is happening too okay thank you very much indeed that's Councillor Martin Harley business person, businessman I can hear Locke of Donegal County Council right we're joined on the program now by the owner of Homes in Locke Fern in Milford PJ Darity PJ thanks very much for taking the call I know these things aren't easy but we appreciate you taking the time to chat to us how are you keeping good Greg thank you right okay now there's been a lot of conversation about these properties in Locke Fern if you don't mind PJ just so we're really clear can you give us a little bit of the history of these you built these houses and initially was the view was it for the purpose of doing a deal with the council and then the council presumably making them available for social housing and how long ago back are we going so 2019 before before Covid before the whole rise and prices in construction Donegal County Council put out a turnkey package and the just of the turnkey package is a developer was development land could approach the council on the turnkey package and say I have land I will build the houses for you and we come up with a price so we set the price at that time and this is the price we can do it at and then the council agreed there was no contracts signed in this there was specifically this turnkey package was until the houses were complete the council could walk away or I could walk away so there was never no commitment in this turnkey package so we went on and we got our planning which took 12 or 18 months we built the houses but in the period between getting the planning and building the houses we fell into Covid I think we were one weekend on site when Covid took place and the time we got back to start building the houses our prices had skyrocketed till the point that we were very shortly back on site and we realised that the price that we had agreed with the council was never going to meet construction costs and at that stage of the game I alerted the Donegal County council that this turnkey package was not going to work for me and I believe throughout the county there was multiple other developers in the same situation so we never proceeded to we completed the houses but we never proceeded with the turnkey package with the council and 14 months ago I left the council officially know that that I would not be proceeding with the turnkey package and that the council under that turnkey package the council the houses were no longer available now they were still interested at that point in paying the 2019 prices but due to the construction costs and what yeah they give a small increase in prices but fractional it wasn't anywhere near what it needed to be right so that was that initial and listen the reason it's no contract sign to protect the local authority and the developer it is common practice that PJ isn't it that it gives the opportunity for either party to walk away if need be yes yes that was the way that turnkey package was set up there was no commitment from either side like I had a financial development of the houses myself the council give no commitment whatsoever the council give no commitment whatsoever to the houses sometimes as the houses are finished now that's one reason the second reason that I want to add as well that that contract didn't work as at the same time that we were building these houses the entire Micah situation broke out throughout the county and we had the whole uproar in relation to houses collapsing with Micah and inside that the Donegal council inside that same turnkey package to Dernagal council changed their approach to us and what we had to require so what we had to require for blocks at that stage now my blocks in Lockfair and Heights are perfectly fine they've been all tested and everything's correct my material came from WJ chambers in Derry and all our products is good but what I will add to that is that the council with on that turnkey package changed the whole rules of how we had to test the blocks and they made us do different things that wasn't required under the original turnkey package and at that would mean if I had a finance in houses that I wouldn't have had to finance them because no finance company would take on the financing due to this extra testing and this extra rules and regulations the council put on so in effect the first turnkey package that the council released was it was not effective it wasn't fit for purpose so it didn't work so it's not just the financial element of it it is the extra regulations that would have complicated your financing options correct okay correct and that was all out of that was that was all changed rather than what we tendered originally so what we tended originally and what the council wanted us to take over the lane that they end up was totally two different things right so then that was adding a lot extra little bit okay so and I presume this conversations ongoing I don't want to know your private business because you are a private individual can you is it fair to ask you can you give us any indication what percentage of an increase you would require from the 2019 from the 2019 agreement to make this viable to to to deal with the council directly is that possible or is that compromising your your private information I have the figures in my head but I don't have the breakdown of the stats and I don't really want to be releasing the stats that's okay fine that's alright listen that as I say you're a private individual so I won't push you push you on that but there is an uplift there obviously what I will say is the deal that we have done with cooperative housing associations is still below today's caps for Dunningall kind of council so what I will say is if the council if the council if the council was to support cooperative housing association purchase in these houses today they would still be they would the tax payer would still be getting the houses at probably 40,000 per unit less than what will take the council to go out to Milford tomorrow morning and build houses so if the council was to go out to Milford tomorrow morning and build houses it would cost them at least 40,000 more to build the same houses right so you are engaging with cooperative housing association and you are looking for the council to engage with them and that means through this third party that you get a return on your investment and there's a delivery of social housing for Dunningall County council is that that's where we're at yeah so back approximately seven or eight months ago there was support given by the council to support three sites that I'm involved with within the county and Lockfair and being one of the sites so cooperative housing is purchasing three sites of me which I will build the other two sites out and that support was given and I went away and purchased land and put in planning applications and etc etc on strength with that so then the next thing was just prior to Christmas we got word back from Lockfair and Heights that the council was no longer supporting now contracts has been issued to cooperative housing association the two solicitors are engaged with each other the valuations has been done building control has been signed off Irish water has been signed off the houses were ready to hand over like probably if the council hadn't appalled support cooperative housing association would be an ownership of the houses today so are you at this point urging the council to come back to the table or do you believe that deal is dead in the water now I'm extremely losing hope I'm extremely losing hope but I still have a glimmer of hope and if anything comes out of this what the tension that's happening here now if anything comes out of this what I would urge is people in Milford that's waiting to get on the housing list get on to your politicians get on to your councillors ring the council and ask the council out straight what is the update in Lockfair and Heights why are they not supporting cooperative housing and get answers because the reality is these houses are still for sale through cooperative housing association for an example if I was to walk away today from the steel I would have legal costs probably in the regions of 40,000 to walk away from the steel and cooperative housing association on the other side would have the same legal costs that I have not informed my solicitor yet that the steel is off because in my head I'm still hoping that the steel somehow will still kick off but you must also have in your head a deadline as to where you have to try and get a return on your investment when is that not an old sort of firm deadline but how long are you prepared to wait this has been a cat and mouse the last two years these houses has been lying empty for the last two years now what I will add to this as well is this is not an isolated case in the county there is all our developments in the county that's in the same situation and I am sure I have no evidence of it but I am sure that all our developers in the county has been told that their housing developments has been poked and they're not all our housing associations is not purchasing them now so I am not this this is a county wide issue it's not isolated to lock their okay so there were attempts previously were there to move refugee families into these houses is that correct and what happened there? that is correct yes there was a night pass contract through a secondary party on the site and after the residents moved in the department moved them back out again because these houses were earmarked for social housing it stirred up a lot of controversy and I presume we can't say for certain but I presume that was a factor to it so the houses there are now lying vacant there is some concern that you are now two of them you are preparing them to rent are you doing that as part of any particular plan that is only coming through is it actually happening are two of them being prepared at the moment for rental? yes that is true we are starting to the houses were left totally back to shell again so there's no appliances there's no blinds there's no furniture there's no nothing in the houses so our intentions is if we do not get movement in this and I'm going to wait now for another few weeks to see what happens but if we do not get movement and get the council to reverse their decision then I'll have been left with no choice but to rent these out but what I will utter it is there is no plans to put refugees into these houses are any Pacific people but that being said PJ they are going to the open market so presumably you can't discriminate between a Ukrainian family and an Irish family or maybe possibly they are going to the open market so anyone anyone has a right to apply to rent these houses you don't have a particular preference or track record in renting houses to refugees for example or people living here under protection that's correct that's 100% correct I cannot discriminate between one and the other so when they go to open market who as long as the client is as long as everything is correct they will be allowed into the house and in terms of rental I mean you have a lot of money in here recouping that money via rental is going to take some time the property market is red hot at the moment why aren't you selling the houses these houses are designed as social housing and they have been totally designed with the impact of Domigol County Council so they are totally to the specification of social housing and they are designed at lives of a different product to take to the market so it's not your typical product where you have your typical 7 detached house and you have your separate site these are roles of terrace houses so it's not the same product as me designing and developing a product for the private market okay I'm just trying to cover every base here now because obviously rentals will be scrutinized as would mine and I just want to make sure I ask every relevant question presumably then you can't and some people would say I shouldn't even ask this question but it's out there you can't decide who goes into those houses as such so say all 17 houses in the future become available for rental anyone who is living here anyone who is the resources has the the right credentials can rent these houses as they can any house anywhere in Donegall yeah that's correct look Greg what I will reiterate here is my desire and I want you all to get us out to the people my desire is to sell these houses to cooperative housing association we are way too far down the road with corporates they have spent a lot of money they have spent a lot of money I have spent a lot of money and getting this contract to where it is the contract is on its 12th hour often over the lines and only need that last letter of support from the Donegall County Council and as I say by this stage the cooperative housing would be in ownership of these houses ultimately these houses were built to fulfill a need that still fits today in Milford and I want to get them houses handed over to corporate houses to fill that need as the houses go on the private market to rent you are 100% right they might not necessarily go to the people that need them in Milford because I can when I put them on the market for public rent public rent and its nature means that anybody can apply for them do you have any experience that any sections of people or groups of people are better resourced to put them in a stronger position to house rent you have rented out an awful lot of houses is it possible that certain groups of individuals seem to have more resources to secure these houses I hate to even ask this question because I have zero issue with Ukrainian people whatsoever but is there any competitive advantage for Ukrainian families in renting your properties no I don't believe there is because as you said earlier the property market has gone not at the moment and rents have gone through the roof so the reality is anybody going to rent them property where they are local people where they are foreigners they are going to have to pay the current market they value for the rental properties they are going to have to pay that so the the citizen of Ireland is up against the same issues as everybody else has and that is that there is just simply not enough properties in this county and that is driving the rental market throughout the county that we are getting multiple phone calls on a daily basis from all sectors of society looking for properties there is no properties out there is your intention to rent these to families couples or individuals are you open at all of your approach to rent them to say for instance international protection so in other words save no they are not available to international protection so in other words there is no scenario whereby you might have 15 people in the house if the boxes were your intention is that these are for couples families individuals whomever can pay the rent just in an open market situation correct correct we have we are getting messages in it seems now I am not saying this is representative of the residents of Loch Furn the surrounding Milford but there are people saying we don't want any foreigners in there at all now I don't know how we got to that point but that seems seemingly where we are at do you have any concern that that sentiment is out there yeah 100% 100% so that's referring to unless they have an Irish passport they are not allowed to rent them houses that in itself is scary but like take it from a business point of view if I have to rent out all these 17 houses my financial return in these 17 houses is going to be in excess of 20 years if I can continue on with cooperative housing the people that need the houses get the houses immediately and we get our financial return now which needed to go into all our developments in the county to build all our houses for social housing okay so the ball you would say the ball now is in Donegal County Council's court I think you said earlier on that people with an interesting housing in Milford should actually be focusing their efforts on lobbying local local representatives to impress on Donegal County Council that this deal is still on the table that they still these houses would be acquired below Donegal County Council's own caps at the moment and it's over to them but you can't hold on forever does that sum it up I can't hold on forever but I still have a hope and a desire and I think as the local people that need houses if they have anything to do today make a phone call to their politicians make a phone call to the council because that's what the focus needs to be at here we need to get answers why is there developments lying around the county that why is there developments lying around the county that are ready for completed and ready to hand over and the council are pulling support on them when we're in a situation that the council is not producing houses and the whole county is crying out for social housing can I ask if the houses have already been two houses that you're prepping are they already given to have they already been given to people at this point are they there's no provisional deals there's no furniture there's no blind these two houses will be advertised publicly not through any other channels they'll be advertised publicly and everyone will have an equal opportunity to apply to rent them they're not going to be going through any if we were to start to get them ready today they would take a two x to get them ready but lorries have been going in bringing furniture and stuff in already though haven't they that work has begun no there was one small van from IKEA delivering flat pack furniture last Saturday evening this is how this kicked off alright okay well listen yeah go ahead did you want to say one last thing pj yeah there was a van with flat pack furniture and the two people that's been highlighted here was there to accept that flat pack furniture into the house and like it's a local contractor that kits out the remaining furniture of my house my houses and he hasn't even been appointed yet to do to put on the appliances to put on the blinds to put on the remainder of the furniture so one last thing and I hate to ask these questions so it's not in my nature but the two people that you've referenced okay there has been some on science online suggestion from various places that they may favor but they may favor applicants for those houses of certain nationalities or backgrounds can you suggest can you confirm that that's not the case they don't have the power to do so they don't have the power to do so the properties will begin on the public market and whoever is whoever is there to rent them will be there's been nobody appointed to rented houses yet so there's been nobody allocated to any house yet right Peach I think that covers what I will say is we already have we already have two houses out there privately rented two Irish people in them seven so as a part of them 17 houses two of them like this is not something new two of them and a short-term contract two of them would as already rented understood to Irish people okay so like these rent in these houses is not a new scenario like there's really Irish people in two of them 17 houses that is rented not foreign national Irish people yeah I mean but listen like short-term contracts exactly but I mean you know at the end of the day people living here regardless of the background you know these could be families that are working in the hospital and are saving people's lives and been living here for 10 years and now they could be scrutinized because they're not Irish and inverted commas there is elements of this whole the questions I have to ask you that I'm not comfortable with but I just wanted whilst you were there to try and get through as much of it as you can but just to say some of it I'm actually not even comfortable asking the questions because I've got friends and I've had very good help from people of all different nationalities and all different backgrounds but anyway PJ unfortunately that's the space we're in and I appreciate you coming on the bigger question is here the bigger question is here is sorry one second just to delete this call the bigger question is here is why is it on the go of county council supporting housing associations to purchase houses and then pulling into them like I have another two sites that I've invested a lot of money in that I have invested on the strength of getting support off cooperative housing because cooperative housing got support of the council now I'm sitting back waiting for the email to say that cooperative housing is pulling their support from them after me investing all that money so and I'm not a nicely developer around the county there's all our developers around the county that's got this Axie news and I would Is this going to lead to a problem do you think we need a lot of houses forgetting the thrust of the conversation we've had so far we need a lot of houses here to grow the county but also to deal with people that need accommodation through defective concrete and what have you think the way the council is handling these issues is actually going to mean that developers who we need are going to look elsewhere to do business do you think this is actually could have an impact on a housing delivery across the board in Donegal finally and briefly PJ I don't think it I know it in the last 18 months I have invested 11 different investments in Northern Ireland simply because I don't trust the structure in the Republic of Ireland so all my future developments and we already have one of our sites in Northern Ireland on the ground but all my future developments is going to be in Northern Ireland because I don't trust the structure here We'll have to leave it on that now PJ Doherty owner of the houses in Lockford in Milford thank you very much for your time today when it comes to electrical waste recycling we're pretty good with the big items like fridges, dishwashers and TVs but what about those mystery cables or broken mobile phones we throw them in a drawer along with that ancient laptop that just might come in handy someday the good news you can recycle anything with a plug, battery or cable for free and it couldn't be easier for a list of drop-off points and participating retailers just go to mywaste.ie brought to you by the Government of Ireland The Massive January sale is now on at Patterson's Kitchen The Hall Lifford Massive savings on kitchens, beds, sofas dining sets and giftware with up to 50% off selected mattresses hundreds of products in stock and ready for delivery or collection Open Monday to Saturday 9am till 5.30pm Get yourself down to Patterson's Massive January sale Are the signs of aging creeping up on you? 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Save hundreds of euros on custom charges shopping online with Space Hub Dairy We provide a full virtual address mailbox service for all your business and personal use Save hundreds, possibly thousands on custom charges with Space Hub Dairy Call 048-71-87-8077 or online spacehubdairy.com for more details The new Opel Courser now available Hybrid and electric coming soon See heronopel.ie for details Ryan Adams is back on tour in 2024 Join Highland Radio 1 our trip to Dublin to see the man himself at the three arena on Tuesday the 21st of May 2024 Ryan Adams is back on tour in 2024 Join Highland Radio 1 our trip to Dublin to see the man himself at the three arena on Tuesday the 21st of May 2024 Your trip includes luxury transfers Bed and breakfast at the four-star Carton Hotel Blanchestown Your standing ticket to the show and a shopping trip to Dublin City Centre the following day Find out more on the outlet at HighlandRadio.com or call us on 074-9125000 Highland Radio weather updates brought to you by Grant Building a new home? Choose Grant's a triple plus rated air-ona air-to-water heat pump and new flex under floor heating Visit grant.ie Okay, so a much quieter day overall with moderate to fresh westerly soon decreasing light to moderate south-westerly dry with a mix of cloud and sunny spells However, well-scattered showers will develop temperatures today of eight to nine degrees Donals next with the news Live on air, online and on the Highland Radio app This is Highland Radio News Good morning, just going to turn the clock Donald Kavanaugh at the news desk Castle Fane has again fallen victim to the elements as the main road flooded overnight with the arrival of Storm Jocelyn Midland's restaurant called on Donegal County Council to take action in a social media post saying it's far too often that they're living in fear of losing their business Residential premises which have experienced severe flooding in the past are also in the immediate vicinity Councillor Gary Doherty says it's deja vu It's a case of deja vu and it's something that happens repeatedly regardless of whether we have neem storms or not any time there's heavy rain it seems that this flood incident happens on the national premier or just outside McLean's restaurant and it's simply not good enough for the delays that have been occurring to the flood relief scheme and the length of time it's taken for that process to actually get shovels on the ground simply is not acceptable anymore Meanwhile there are 50 power outages across Donegal this morning Each fault is affecting less people than in previous days Iske Aaron also reporting a number of water outages across the country Local updates from Iske Aaron and Donegal County Council are available on our website HighlandRadio.com Donegal Deputy is warning of a serious crisis in the fishing sector Marine Minister Charlie McConnelogue has been asked to clarify the refusal of an offer by Denmark to resolve a dispute over mackerel which could be worth over 10 million euro to the sector and also questions are being asked over access for Iceland into Irish fishing waters which in Fein's Fishery Spokesperson W. Porthick McLaughlin told the Dold the government needs to step up to support the fishing sector and he wants Minister McConnelogue to make a statement about the crisis we need a government fighting for their future in Europe. I want to know will Minister McConnelogue urgently come up for the dold and make a statement clarifying his handling of both the Danish government's offer and the access for Iceland at Irish territory waters I would be happy to pass on the request to Minister McConnelogue on the Fishery Association The PSNI Ayn Strand Road are investigating after a vehicle was damaged on Lengali Road close to Bradley's Pass on Monday it's reported at around 10 that night a number of views through items including a metal roadwork sign and a wheelie bin at the vehicle in question Police are urging anyone with information to get in touch Meanwhile a man has been charged in relation to thefts from vehicles in letter Kenny the man aged in his 30s was arrested in relation to incidents which took place over the weekend they happened in the vicinity of Ruffo and Convoy there were all so reports of attempted breakings in the vicinity of Castle Finn which is due before Lenties District Court today The Gheerlach of Donegal County Council says 2024 will be a very difficult year for business with inflation still impacting businesses at a time when football and turnover are falling Councillor Martin Harley who runs a bar in Balabafé says costs will rise further as a result of new social measures such as the rise in the minimum wage although he stressed that's something he supports On the 9th of Noonche with Greg this morning Councillor Harley says an extra pressure this year would be the requirement to pay back tax during the COVID lockdowns There's a lot of challenges during the lockdown those warehousing of tax debt and that all has to be paid by the 1st of May this year or some type of plans put in place So that is going to be a challenge as well for some of the businesses that warehouse tax during lockdown So the 1st of May is a big date for those people and this is something as well that I've listened to from different business people out there over the last number of months The challenges of 24 are an internal HSE document has warned a continued recruitment freeze this year risks increasing waiting times and demoralising staff Health bosses announced the move to extend the freeze to almost all staff last November in a bid to keep expenses down following budget overruns however the document released to the Irish Times under the Freedom of Information Act says the budget allocated for 2024 means a vast majority of vacant posts are not funded Mick Maloy of the IMO Consultants Committee says it's very disappointing that these were posts which were approved and planned over the last couple of years so it may be a specific post within a team which now means the team itself can't function effectively So if those individuals are working within a team structure which is helping to divert patients away from our over stretched emergency departments then that new initiative just won't happen The obituary notices this Wednesday morning January 24th The death has occurred of Desi Desmond Sweeney 9 Cheshire Apartments Long Lane Letter Kenny and formerly of Salahe Grane and Thorndale Reposings of the news have been announced in the last couple of months but the news has been announced in the last couple of months but the news has been announced in the last couple of months if wished to the Cheshire Apartments or Donegal branch of the MS The death has taken place of Mary Galaher Ni Galaher Culmine Dublin 15 and formerly of Bali Malil Letter Kenny Reposing at Cunningham's funeral home Blanchardstown on Friday evening between 6pm and 8pm removal on Saturday morning to St Bridgets Church Blanchardstown arriving for funeral mass at 10am followed by cremation of SNF and crematorium Mary's funeral mass can be viewed online on BlanchardstownParis.ie Family flowers only please donations if desired to the Irish guide dogs for the blind The death has taken place of Sheamus Stanley Kessey 183 Bali Culmine Estates Treban Reposing at his home funeral leaving his home tomorrow afternoon at 1.50pm for Requiem Mass and St Mary's Church Melmont The death has taken place of Mary Eater Boyle Ni Harkin Letterily Glenties Remains will be reposing at her residence funeral from there tomorrow morning at quarter past 11pm to St Connell's Church Glenties for 12 noon Requiem Mass with burial afterwards in the local cemetery Family flowers only please donations if desired to the Irish guide dogs for the blind The death has taken place of Billy Forbes 26 Silverthorne Avenue Culmine and formerly of Treban Reposing at his brother Martin Forbes home 12 Tullacore Heights Treban funeral leaving his brother's home this evening at 6pm to St Mary's Church Melmont for Requiem Mass tomorrow at 10pm and term it afterwards in the Adjoining Cemetery Requiem Mass can be viewed live via the parish webcam The death has taken place of Brainy Doherty Devlin Ray Carrigart Reposing at his late residence funeral from there tomorrow going to the church of St John the Baptist Carrigart for Requiem Mass at 11pm and term it afterwards in the Adjoining Cemetery on the Meaver Parish Facebook page Family time please from 10pm to night and before the funeral tomorrow The death has taken place of Timmy McBride, Annegri and Bun-Beg Reposing at McLean's funeral home today from 1pm to 5pm followed by removal to his own home with Rosary at half past 8 Funeral tomorrow morning at 11am in star of the C Church Annegri with burial afterwards in the Adjoining Graveyard The death has taken place of Jackie John Thomas Wilke-Easton-Norler, Letter-Kennie and Garton Church Hill Service of Thanksgiving for the life of Jackie will take place in the Eternal Light Chapel of Rest Mountaintop this afternoon at 1pm followed by interment in Garton Cemetery For family information and more details regarding wakes and funerals please go to highlandradio.com The 9 till noon show is brought to you by Letter-Kennie Credit Union Offering low-rate car loans with fast approval, apply online at letter-kenniecu.ie or in office today Harcans have been providing customers with quality fireplaces, stoves and electric fires for over 30 years and now you can experience the elegance of luxurious worktop from Harcans Their experienced craftsmen can fabricate marble, quartz or granite worktop to your specification So, if you're planning a new kitchen or bathroom or upgrading your existing walk, Harcans Fireplaces can provide a quote for your quartz, marble or granite worktop If you're planning a new kitchen for your quartz, marble or granite worktop Visit their showroom in Ballymogan-Lifford or call 9141109 or visit them online at harcansfireplaces.ie So, he was like messaging me all night and then he just ghosted me No way! Yeah! He was like, you're so hot I want to come over. Okay And I was like, cool And he was like, I'm on my way driving over right now And then? Phone use while driving can be deadly. 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the people themselves are fit to make up their own mind Greg, you should confirm that landlords do receive 800-year-old tax-free payments for leasing properties to Ukrainian refugees regardless of any extra money the Ukrainian-Ukrainian family please confirm to your listeners so you're saying, just to be clear and get back in touch with us you're saying that in the private rental market there's an additional 800-year-old payment that a landlord would receive from a Ukrainian family that they would not receive from an Irish family so to speak is that what you're saying, just to be clear and that's something that I can inquire about, that's why I was asking and I asked the question quite directly is there a are there any groups of individuals that have a competitive advantage a call assessor, the government is presently paying a high price for Ukrainian accommodation, of course the Ukrainians will be able to pay this higher price because it's the government who will be paying, the ordinary Irish people will not have the means to pay or compete with the never-ending pot for the Ukrainian accommodation in fairness, these houses should be purchased for social housing for our own homeless now my understanding is is the government doesn't pay for private accommodation for families in this situation, again if someone can tell me how that is the case please let me know but in the private rental sector I was under the impression that they had to fund that themselves, there are unless we're mixing things up there is a scheme whereby you can rent your house for 800-year-old month can you also receive rent on top of that you have to be approved by the council to do that but this call seems to be suggesting that Ukrainians in the private rental market not hotels and what have you like a family or an individual that the government pays their rent in a private house for them let me know if that is the case it's not something I was aware of a mixture of comments obviously coming in I thought the new rules were that anybody coming out or into work in the hospital can't wear their scrubs I've noticed a few people doing their shopping still in their scrubs it's most on hygienic you don't know what you're taking out of the hospital never mind bringing in Covid still rampant they could be carers not necessarily from the hospital the traffic lights from Kili Gordon to the cross are not working please be careful motorist says another listener are any of the people complaining about the minimum wage increase actually living on the minimum wage the cost of living has gone through the roof so wages are worth far less in real terms than they used to be businesses want employees to work from sustainable wages to keep their profits up but some businesses are saying they don't have the space to put in their profits to pay this now I say I don't I only give information people make up your own minds they're saying we can't pay your increase in minimum wage so we're going to have to cut your hours so you're getting the same money but you're doing less hours or some of them are closing their businesses during the week or for lunch or what have you some closing their businesses all together but I don't think it all comes down to the minimum wage either I think there are many factors involved in this more primary school in Mannequinham hasn't opened at all this week they haven't had electricity should schools not be given priority they get some homework yesterday but that was it are any other schools still closed I can think of one other one I think that is still closed we've no water since Monday in the Doubala-Listilian-Letterkenny area we were contacted to say that there are waterworks in the area Ishka Aaron says that no work is going on in our area there's no notice or explanation for it has anyone else been affected I'll check to see if there's any notifications on their socials could Ireland leave the EU at any time or are they indebted to the EU that they have to stay well there's Brexit packages that Britain had to pay there was money that they had to pay I'm not quite sure we are net contributors to Europe now I don't know if that would work in our favour in that situation you know for years we would have received money more money than we put into Europe now we put more money into Europe than we get out does that mean our debts paid I don't know it's a question I haven't seen asked or answered before 2 out of the 17 of Irish that's great that man the same as the rest of landlords in this country he's saying but the other 15 are empty so he's saying the two that were rented out so far I'm not sure if the two of the 17 but two that have been rented out so far have been rented out to Irish families the other properties are vacant right hi Greg now see the problem too is I just have to be clear on this because people go ah you won't say this and you won't say that there are certain things contained in text messages I simply can't say right because I would be liable and the station would be liable to be sued to say it now I could go on Facebook and say I can go on Twitter and say it or X I could say it to people in the street but there are certain things that I can't state on the radio so someone is suggesting that the reason the reason sometimes that people pull out of deals with the councillors because there's more money in providing asylum seeker accommodation I was told by PJ for an example if I were to put that question to him that he pulled out of it because of the rising costs through Covid and went back to the council to seek an increase now you can go on and say on Facebook but I can't read out a statement that says that what he says was an on-truth because next thing you know it gets it gets sorted out in the high court or wherever it might be so I hope I know the people listening to this show are very clever and understand that but there are different rules that apply to the likes of this platform and what can be said compared to social media as an example right okay we're going to find out what the story is with the ESB and with the roads after we take a quick break was that milk still in date I was muted on that call wasn't I am I after losing my car keys most things we worry about never happen and with liberty insurance you can worry less about things that do especially when right now you can get a 40 year retail voucher if you buy your car insurance with liberty online so you're free to worry about literally anything else did I send that to the entire group chat or not worry at all don't worry more liberty 40 year voucher offer is valid for new private car policies only purchased before January 31st 2024 acceptance criteria terms and conditions apply liberty seguros company of the seguros area seguros essay trading as liberty insurance is authorized by the general directorate of insurance and pensions phones in Spain and is regulated by the central bank of Ireland for conduct of business rules the county's number one talk show the 9 till noon show on Highland Radio it's time for a vision Ireland bingo it's day 24th of January playing on a blue sheet reference number is s18 it's game number four the numbers are 32 84 65 1 88 48 3 67 11 and 13 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 9 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