 What is up you guys? It's the Donna. Welcome back to my channel. So I was having this conversation with my husband and I was like, yo, I need to make a video about this because this is so true and it's so relevant. Okay. And so it's about money. And I know that you guys like when I talk about like how much a PA makes because PAs can make over $200,000. There are several PAs, lots of PAs making well into the hundreds of thousands of dollars. Okay. But the average PA makes like over a hundred thousand dollars. And so you can have that, right? But where do you start off? You know, what is the base that we start at? And I think that that is a serious conversation that you need to have with yourself as a future PA in terms of what are you willing to start at and what are you willing to take with respect to your salary. So let's get into the video right now. All right, y'all. So again, we've got to talk about some money. Okay. We're talking about money. And I feel like it's, it's essential. It's an essential part of the conversation that you should be having about the career that you're trying to get into because, you know, like we need money to survive, right? So let's talk about the market. Okay. And so we were having this conversation with my husband and I and I was like, yo, you know, I feel like being a PA but more so a new grad PA is like inflation in reverse. And so what I mean by that is inflation is all about supply and demand. Okay. You know, what is the supply? Is the supply high or is the supply low in terms of demand. Okay. And so for the PA profession and really the APP profession in general, because we are NPs and PAs are going after essentially the same jobs. There are way too many of these APP, these advanced practice providers going after the same jobs, but not enough jobs. And so what does that mean for, for the market? What it means is, is that there are going to be things that you're going to be offered. There's going to be money that you're going to be offered. There's going to be various incentives and benefits that you're going to be offered that you're going to have to really contemplate like, is this worth it? And it's just like if you were buying a house, you know, in the housing market, people were willing to give up their inspection or like $70, $80, $100,000 over asking price. They were willing to buy houses, never seeing it. They were willing to pay all cash. And this is the same thing that you're going to have to consider doing when you're becoming a new grad PA. And so at the end of the day, I wanted to give you guys some pros and cons into taking that $80,000 job or not taking that $80,000 job. With respect to you coming out of school with maybe $100,000 or more worth of debt, what can, what are you willing to do? What can you do? Okay. A lot of these jobs as PAs, what they require of you is time, is experience. Okay. And so when we're looking at experience, the more experience you have as a PA, the more experience you have in that particular, particular specialty, the more marketable you are. I saw a model where it showed that if you were a new bad PA versus like a seven year veteran PA, what you started off at in terms of what they were willing to offer you was significantly different. So as a new grad PA, you are offered significantly less than that veteran seven year PA. And then depending on how long you were with the company, your increase was significantly less as a new grad PA. So if you take that $80,000 job, you have the opportunity to now get the experience so that you can come in and say, all right, well, you know, I've been a PA for two years in this particular field. And because of that, you're able to get more money. So it might turn out in your favorite at the end of the road, if you take the $80,000 job now, because you might be able to be significantly higher than $100,000 in two years. And this is something that you have to think about. What does that mean? Does that mean that I need to take that $80,000 job so that I can get the experience so that I can now go to this job that I really want. And this is the dilemma that a lot of APPs are going through. What is it that I'm worth, right? What is my work? But at the same time, what am I willing to give up? And so you really have to look at all of these pros and cons. So a pro to taking that $80,000 job is that, hey, you're making $80,000. You're able to start paying off your debt. You're able to get that experience that you want and build up your resume so that you can go ahead and go to that job that you really want to do. Okay. But if you're now on the con side, you're making $80,000. You have over $100,000 worth of debt. Once you hit that market of that bracket of like 80 up, you're getting taxed 24%. That's a quarter of your salary gone already to taxes. So in terms of that, now you have to think about, okay, on top of that quarter that's already gone out of my salary, I now have to pay back my loans, right? And so how much are you paying in your loans? How much can you actually afford? Another con is that you maybe ask to be to do even more or your benefits may be really bad because you know, at the end of the day, it's like, all right, like you're just taking this because you're desperate. Okay, because you don't want to lose that job. And that is kind of how things work. So if I say, okay, no, I'm not taking that $80,000. The pro to that is, you're not getting paid $80,000. You're going to hold out for that job that's going to pay you more than $80,000. You're going to be able to live the life that you want to live. You're going to be able to dictate some of the things that you want to do. And you're really in the driving seat. Okay, another pro is that you're making more money so that you're able to pay off your debt. Okay, you're able to pay it off quicker or faster depending on how your life is set up. Are you able to live with your parents or not? Are you able to put more money towards this because you again are making significantly higher than $80,000? That's a pro. And that's a big pro, especially when you're coming out of preschool with over $100,000 in debt. All of these things are things that you really have to think about. So when you're looking at the pros and cons, you really, really have to sit down. Not if you're single, it's different. But if you have a family, you have to sit down with your family, but you really have to think about, okay, what is it that I'm willing to sacrifice? So you guys, I really want you to think about this because it is something that I think a lot of people really kind of we were just thinking about like, oh, well, no, I'm not taking $80,000, but then you might sit out for months and months and maybe even a year and not be able to get a job because you weren't willing to take that $80,000 because at the end of the day, the person who's offering this job is going to be like, okay, well, we're offering $80,000. You know, that's what we're offering. And you come in and you're like, nah, I'm not taking $80,000. Like I'm worth more than $80,000. And they're like, all right, fine, fine, because they can find somebody that is willing to take that $80,000. On the flip side, you might say, no, I'm not taking that $80,000. And then you're able to get that job that you really want to get. And it's over $100,000 when you're able to do all the things that you want to do. But this is just some food for thought. You really got to look at it, the pros and cons. I'll list them out on the end of this video. Are you going to take that $80,000 to get the experience? Or are you going to hold out to get the money that you really want? It's up to you. Tell me what you would do. All right. If you guys haven't already done so, like this video, go ahead and subscribe and drop me a comment on what exactly you would decide to do. Are you taking that $80,000 or are you going with $100,000? What are you doing? Okay. And if you have any other comments or questions, leave them in the comment section below. Please follow me on Instagram and on the PA and on Instagram and get that to the university. Thank you guys so much for watching. I will talk to you guys next time.