 So one last question. Yeah, it's not a question. It's actually I was a little bit shocked by the first speech of Jean-Pierre Muster, because he stated that the first thing is the states are totally in debt, and the banks have to finance the states. And at the beginning of the crisis, Ireland was not in debt. Neither was Spain, right? Ireland fell, because they saved their banks. And Spain is nearly failing because of that. But if you know what I said, if you say something like that. No, no, no, no, this is not what I said. Just three things, because you have to know. Don't misquote me, because this is not what I said. You also said that regulation made you not able to lend. It was regulation what prevents you lending. OK, regulation is not yet in place. And you have been not lending since 2007. No, no, no, but this is not as well what I said. So let me. OK, no, no, no, no, no, but let me. OK, OK, all right, OK, we can come back to that. So Anna, so you were saying, OK, somehow the salaries of the banks will converge with their profitability in the future. Why it hasn't converged since 2007 when they failed. And we have made a study lately about unemployment in Europe, like by sectors. And we can say that in the real economy, the unemployment have raised significantly bigger time than the financial sector, much, much bigger. When all the crisis started in the financial sector, that doesn't make much sense. So in the future, you will convert in salaries, but you haven't convert in four years, because the bonuses were increasing. I mean, last year was the biggest bonus in the financial sector in history. So I don't know. I don't know if everything will convert by itself, and we should not make anything. Well, let me just comment on your three points. I think it is important to, you know, I said that the cost of a failure of a bank is unbearable in a society. And I used the example of Phylon, for instance, which had to bail out its banks. And this is why there is a social cost, which is extremely high, and why banks have to have their capital ratios increasing. Okay, so that's a point which is very important. This being said, we're asking banks today to finance everybody, I mean, from the states, okay, to the various individuals. At the same time, we're raising...