 Dwi'n ddaw i'n mynd eich ddweud, mae'n ddweud eich bwysig bwysig a phallion yn hynny, a dwi'n ddweud eich chwaith yma iddyn nhw ym mweithio yma o'r ffordd maen nhw'n gandd recognised bod y cyfaintau am gyddi'r record, ac mae genny'n ddweud i'r rhondwch, dwi'n iddyn nhw'n ddweud i'r rhondwch gynnig. Mae'n ddweud i'r rhondwch i ddiw yr hartnaf, yn ganddyn ni'n ei bod oherwydd mae'n ganddysgrifent, gyda'n dod yn ddweud i kim ym�io. I'm not a financial advisor, I am a business teacher in my daily life, but I'm by no means an expert when it comes to the stock market. Also, I'm a new YouTube channel in terms of talking about the stock market. So if you could leave the video a thumbs up, that would be fantastic, helps help in the YouTube algorithm, especially as a small channel though as well. It helps it get up into the YouTube algorithm. So what we'll go through here is the stock and some of the information. So first of all, who are paysafe? Okay, so who are they? So they are a market leader with 20 years of experience and they take pride in ability to combine scale with nimblness, reach with relevance, and to be able to offer an unrivaled portfolio of proprietary solutions that empower businesses and consumers to connect with each other using one meeting point paysafe. From online to in-store purchases from merchant acquiring to payment gateways, from alternative payments to omni-channel and secure border, cross-border e-commerce, from white-label credit solutions to mobile order and delivery platforms. We offer business at an unbeatable one-stop solution. So this is heavily involved in the fintech industry. The first thing that I want to point out is the brand name itself, paysafe. I think when you think about online payments, one of the biggest aspects for a consumer and a business to go with an online payment solution is trust. It's building trust with the customers. It's building trust with the business to use your online payment solution. And I think the idea that the actual business name is actually called paysafe kind of alludes to that trust web in a settlement. And that has an impact there. I haven't seen anybody make that point yet. But just think about that, you know, that the paysafe is a really good brand name in itself in terms of what it's providing. And it is involved in a variety of different payment processing areas there. So it's a very diversified business, which is good as well. And we'll get into why that is. So what are some of the benefits of paysafe? Let's look into what are the benefits. So first of all, it's a growing industry. OK, so online payment processing, the FinTech industry in particular is growing. There's going to be more online payments, which means that paysafe has got a fantastic opportunity to increase the profit and the money that it's making because it can take more of that growing business in terms of the market share. They can take more of the market share, but also that that is growing. The amount of money that can be made in that in this industry is always growing. So that is good for investors as well. Always good to invest in a growing industry. Another area is an arc at the minute. As far as I'm aware, arc are not yet invested in this particular company. But arc invest are a very reputable investment firm and they recognize the importance of FinTech industry. They recognize the importance of it. And because of that, I think that could be a potential catalyst if they do invest in it or any big investors are getting involved with this. I think there's a lot of catalysts in this business. Also, because of the industry that it's in and the resources that it's got, you've also got the ability for this business to acquire other businesses as well to increase its potential size of the business. Again, that's another catalyst in terms of acquiring businesses and merging with other businesses. There's a lot of areas and there's also in terms of maybe they come up with some new tech in the FinTech industry because of the resources and research and development. So there's a lot of areas where there's potential for there to be catalysts, which will impact the share price. There's so many variables that are leading into the right direction for this company. You've got also strong brand and history. So the company's been around for quite a while and we'll go into that in a moment. But ultimately, it's also got a very strong brand as well. It's got a good quality leadership. So we will go through this in a moment. But ultimately, you want a business that has got good leadership because that helps drives the business forward, particularly in a revolutionising industry such as the FinTech space. It's also a profitable area. OK, there's high amounts of profitability with it being a digital business in that sense. It does say in their investor stuff as well in terms of their operating costs in terms of operating the business. They're able to keep their operating costs down quite a lot because of how the business operates and the way that it works. Obviously, if they can keep their operating costs down and then they can increase the sales and profitability in that sense, then that is going to have a big impact on the business. Then you've got the scalability in a global context. So what do I mean by that? So ultimately, this business is aiming or has been doing business in multiple countries. So that means that you can scale this FinTech brand and pay safe to a global audience. That means that you're reaching a global market which improves the potential of profitability there as well. Again, it's always about maintaining the competitive advantage over its competition. We'll go into that as well as how does it maintain competitive advantage. Because this is an area where there's a lot of innovation going on in the FinTech industry. How do they stay ahead of the curve? That's really one of my kind of... I mean, I've done a negative slide. Sometimes I do negative slides to companies, but I don't think there's that many negatives on this business. So I haven't actually done one. But if I was to say one of the concerns, it's are they going to continue to innovate to actually stay ahead of the competition and have that competitive advantage? That's what we've got to think about here. And that's my concern. But if they're making these sales, they can reinvest into research and development and improve their services. And then they've also got a... I know it goes without sort of saying, but they've got a sales team that can actually sell to businesses. Now that's because of the product itself is sellable. But also ultimately they're also trying to sell to businesses. They've got business to business solutions in terms of e-commerce there as well. So if they're building up those strategic relationships with businesses, particularly CS small businesses at that ground level, but also large businesses, if they can build strategic partners with large businesses, they've got this high gaming solution area as well, which I'll go into actually in a moment. OK, I'll get back to that. I'm waffling on. OK, so getting back to this. So you've got the leadership here in the company. So you've got Bill Foley, who's served as a founder and chairman. He's over 32 years of industry experience delivering stockholder value with a principal background in financial and technological sectors. And he's got prior experience in a range of different companies there. So he's a highly successful individual that is involved in the company as of right now. And then we've got Philip in terms of he joined in 2019 as the CEO and has been an international leader in the banking and payments industry for over 25 years. So his CEO has a lot of experience in this financial sector, which is brilliant. And then combined with that, we've got Izzy, which brings a proven track record of over 25 years in financial leadership in public and private organizations. And you can see all the prior experience in what companies there as well pass. So what is it? Why is this important? So global pioneer to digital commerce and e-commerce is only going to continue to grow. It's already been growing, but it's going to happen even further. But just look at this. So it's got a highly differentiated B2B and B2C global network with a powerful suite of digital wallet, e-cash and integrated processing solutions. So they're involved in a wide variety of areas there, which improves the amount of money that they can make. And the sustainability of the business, because let's say the e-cash doesn't do as well. And I'm sure it will, but let's say it doesn't. But if they've got the other systems in place in terms of the eye gaming and the other areas, if they do well, then they can fall back on that. But ultimately all the areas that they're involved in are growing industries anyway. So generally we don't have to worry about that, but you never know, do you? So significant growth opportunities in massive time with expertise in highest value verticals. Long history is the global market leader in eye gaming payments. And this is a growing area, this eye gaming and competitive gaming area that this is an expanding market in the US as well. Proprietarian scalable platform in technology and risk management driving a clear four point strategy for growth as well. So they've got expansion plans in place. So this is the financial profile in terms of what it looks like. You'll notice here that there's a lot of volume here. So 75 billion, 5 billion, 23 billion terms of pace here in a great process. E-cash and digital wallet. So here, oops, I accidentally, I can't click back now on the PowerPoint where it let me. OK, but the point there is that there is a wide variety of income that can be coming in from a wide variety of areas that they're involved in. The E-cash, the digital wallet, the eye gaming. So there's different revenue incomes coming in from different revenue streams. And that's really important. And one of them has a decent amount of commission. I think it was at 6, 7% or something like that. OK, so this is a comparison in regards to its peers. Remember, this is obviously in the investor presentation, this particular slide. I've created my own PowerPoint, but I've taken excerpts from the investor relations page here. But you'll notice that peers here feel that they're strong in every area compared to their competition. So we've got E-commerce capabilities. OK, I can hide. E-commerce capabilities here. So they're saying that they're very strong on E-commerce capabilities. But they're also saying PayPal, Nuvia are also that. Two-sided network, vertical focus. So vertical focus is essentially involved in loads of industry, loads of solutions. And they're saying that they're better than the competition on that. Global, so they're saying they're just as good as PayPal on that. And risk management, they're saying they're best in terms of risk management, which is good to see. Obviously it's a sustainable business. You want good risk management in terms of that. So there's a lot of aspects there. So this is the stock price at the minute. It's at $1345, pre-market $1360. So it's at 1.12%. So it is a SPAC. OK, so it's a SPAC. But this is merging and we're going to see this share price increase massively, I think. I think that this is a very solid business with great fundamentals. And I think that this is a stock that you should get involved with. Maybe you can get it. Maybe it will drop back to like $1250 and you get in then. But at this point, this stock is going to be much higher than it currently is. I think in a couple of months this will be about $20, very easily. So again, I'm not a financial advisor. I'm a business teacher, but I'm not a financial advisor in terms of the stock market. So that's some information on this particular stock. Hopefully you found this video somewhat useful. If you did, then please leave it a like and make sure to subscribe to the channel. And I'll speak to everybody later in the next video.