 Hello, everyone. I'm Julien Minayas. I'm co-founder and co-CEO of Helios, helios.do. So we are the leading sustainable neo-bunk in Europe. So let me dig a little bit more in what we're doing. So as you may know, we are all here a part of a big problem. So every time we eat, every time we travel and commute, every time we warm our houses, we pollute, we generate CO2 emissions. But what we know a little bit less is that the main source of CO2 emissions that we have as individuals is our money, our bank accounts. So how is that, right? Well, actually, the problem is with banks. Banks now use our money to fund and invest in companies that are contributing to global warming or harming biodiversity or other people. So I'm talking pesticides, fossil fuels, factory farming, and more. And our belief as Helios is that the shift toward the more sustainable economy has to happen now, and that you all, me including, of course, we can start having positive impacts starting today. So how is that? We make it possible for everyone in Europe to join a new kind of bank, an eco bank, an ecological bank, which is a bank that is dedicated to fighting climate change. So how it works? We truly believe at Helios that eco banks are going to eat the banking markets like neo-banks did 10 years ago. So what is an eco bank and how different it is from a conventional bank? So first things first, transparency. So with Helios, as with any eco bank, you actually know where your money goes. So in your current bank, I challenge you to ask where my money goes to your banker, right? And most often they cannot answer with a precise answer. So with Helios, all of our investments are public, available in the app, available on the website, so you know what is actually happening behind the doors. Second is sustainability. So not a single euro placed on a Helios account, Helios banking account, goes to industries that are harming our planet, biodiversity, or the people. And quite on the contrary, we invest only in sustainable investment projects, so from renewables to thermal renovation, waste treatment, low carbon mobility. So you can have an impact from the very first euro on your Helios accounts. So Helios is a sustainability by design company, what we do is impact. But we also are a product-driven company very much focused on delivering the best banking experience possible. So as of now, we have built all the products that you can use on a day-to-day basis in your current bank, so you can replace totally your current bank with Helios. So we have a current account, youth account, we have a shared account for couples, as well as a sustainable savings account. And you can access these accounts with an eight-minute process, downloading the app, scanning your passport, and you're joining us. So all the necessary features and services of a regular new bank, online bank, are available with us. And we've been scored as the first bank in France on transpired by our customers. So we're very proud of this service level that we've reached so far. We also think that to make such an impact service at scale successful, we have to make zero compromise when it comes to user experience. So this is what we were able to achieve in one year being live. So now we have 15K customers active on our accounts. Thanks to them, only 15K customers have achieved this, meaning 6 million euros investment in the ecological transition. In about 10 different sustainable projects. And this allowed us to avoid the emissions of 55,000 tons of CO2. So imagine what we could achieve, all of us, if we put our money in the right direction by joining an eco bank such as Helios. Thank you so much and have a very good day.