 There are still millions of people who tell us every single day, I wish I can afford Kaiser Permanente. And so when we talk about being more efficient and more effective and leveraging our resources in new and different ways, it's doing it for the sake of bringing more affordable prices to the market so millions of people can afford to get care and coverage from Kaiser Permanente. When the question comes to you, why can't you bring your prices down? Give them an honest answer from your heart, which is every single day we're working on. And your voice is important and message received and that we have more work to do.