 السلام عليكم ورحمة الله وبركاته والبركاته والبركات to the A-S-O-S show that discusses Islamic duties and practices by his evidence the grant I told the Sadaq, شراوكة بحظوط الله. I am your host Mosin Shah and joining me is Sheik Ali Ma'as. السلام عليكم شخرة. السلام عليكم ورحمة الله. هواي. الحمد لله. ماشى حلات لكم. شخرة. Let's move our conversation forward now and let's talk about a topic which is quite dare to everybody quite important. و هذا هو الموضوع من خمس ، وهي بعض الموضوع من تاكس أو تاكس ، could you please explain more on what is خمس إن شاء الله أعوذ بالله السميع العليم من الشيطان الرجيم بسم الله الرحمن الرحيم الحمد لله رب العالمين وصل الله على أم محمد وآله الطيبين الطاهرين خمس يعني في العربية خمس ويشهد أنه يتلق with the surplus of the annual expenses of the one in which remains at the end of the year لذا عندما يتلق with that individual a tradesman, a salesman, a teacher, an employee in a company even a student for example عندما يتلق with a surplus of let's say whatever amount is left by the end of the year then they have to pay one-fifth of the remaining of the income which is left by the end of that specific date of the year ومن الممكن أن تفهم خمس في العربية ومثل الأحاديث of the holy prophet and the people of the house with this regard وبدأنا with the book of Allah the Holy Quran في شرطة 8 برس 41 الله تعالى بسم الله الرحمن الرحيم وعلموا أنما غنمت من شيء فأن لله خمسه والرسول والذي القربة واليتامة والمساكين وابن السبيل أعرف أن مما تدعوه وصحبه this eye is not only for the war the غنائم and the acquire of the war left overs as you know if there is a war between muslims and non-muslims and the muslims take over and win the war and they can take the left overs of the enemy لن نقول سورد شيلد ، هوروسي و so forth ما يتركون ، لديهم right to take them لذلك خانمتهم ، أو ما يجب أن يجب أن يقوم بشيء لا يجب أن يقوم بشيء فقط يجب أن يقوم بشيء ما يجب أن يقوم بشيء كما يجب أن يقوم بشيء فقط فالهورو قرن يقوم بشيء ما يجب أن يقوم بشيء او خمس of that او خمس of that which is 20% يجب أن يذهب إلى لله سبحانه وتعالى إلى the cause of Allah و إلى the Prophet صلى الله عليه و عليه و إلى the relatives and the orphans and the ones who are in need and the ones who have difficulty in gaining money through income for example and those who are stranded in their trouble they lose their wealth and they can't go back to their country and city so the khumus is specified for those groups I'll mention in detail about each category and of course when it comes to the khumus it is a wajib act it is a wajib and obligatory act in the furoa ad-deen as we read that we have ten of furoa ad-deen the branches of religion now one of them is khumus so you have Salah fasting you have Hajj you have zakat and you have khumus as well so this is one of the very important wajibat within and beside the other wajibat in the Islam religion so it's important that we consider these احكام that we try to perform it as we perform our Salah when we submit to Islam as a divine religion we have to make sure that we apply all the procedures and the commands of Allah one of them is khumus so there's no excuse for somebody to come up and say well I'm paying charities different payments monthly payments I've been taking care of the orphans but I don't pay khumus khumus is something separate than these charity payments this is a wajib payment you must and you're obliged to pay this amount of khumus it's only every year so you set a date and then you have to calculate your left overs from the incomes you gained the surplus whatever you spent during the year whatever is left then you paid only 20% of it that's it basically once a year so it is a wajib we must perform this act we must set a date during the year choose a date so we can pay the khumus at the end of that year is it fair to say it's sort of an Islamic tax is that the right word to use Islamic tax yes you can use the word but it's actually as it says khums so one-fifth of the khumus you can say it's a tax but in overall the procedure is similar to the tax system that you have to pay as we have in the UK 20% of your income more sometimes sometimes more exactly or 17.5% for the items VAT for example but this is a religious and divinely let's say tax payments and it's only once a year compared to the other payments we have to pay the income tax every month VAT on everything we buy every service we purchase for example there's a certain amount of VAT or tax to be paid so this is more simpler and straightforward that's only when you have surplus an extra income left at the end of the year and you just pay it that's it 20% only and we'll inshallah discuss that where does this 20% goes exactly as the Holy Quran mentions where this money will go but in overall there's another categories to find out where exactly the money goes أحسنت شيخنا excellent you mentioned the Quranic ayah do you know of any hadith to discuss Khoms I have three hadith narrations with regard to the Khoms the first hadith is narrated by Ibn Abi Umair عن سماعة قال سأتو أبل حسن أي الإمام الكاغم عليه السلام عن الخمس فقال now سماعة he asked the Imam الكاغم عليه السلام the seventh Imam of Ahl al Bayt عليهم السلامة جميعا what do you got to the khoms in other words defining the khoms what khoms is the Imam سلام الله عليه responded في كل ما أفاد الناس من قليل أو كثير khoms is to be paid for whatever the one and the individual acquires and gains be it a small amount or a large amount من قليل أو كثير even if it's one pound one dollar you still have to pay that 20% of that one dollar which is 20 cents or 20 pens in pounds you still have to pay even if it's a very small amount this is an obligatory act you must fulfill the requirement of Allah this 20% in which we have to pay towards the right of Allah this is a must and doesn't belong to us this money this 20% excess of the amount must be paid towards Allah and the cause of Allah the almighty the second hadith a man from Iran he writes to the Imam أرض عليه السلام with regard to the khoms he wants to take some kind of exemption and try to get away from not paying the khoms the Imam he responds in his letter to this person to this trade man in Iran بسم الله الرحمن الرحيم إن الله واصع on kareem I'll just mention briefly the hadith Allah is generous وإن الخمسة عوننا على ديننا the khoms payment is a support on our religion on the faith of Allah this religion requires people to spend you know you have to build mosques Islamic centers prepare the for example programs occasions the sad and happy occasions all these requires that those who are in charge of spreading the religion to be able to spend you have the jihad for example the war when the enemy attacks then you have to have the right tools the right weapon to defend yourself where does that money come from for example so you have to have some kind of means of income is it like social welfare you know everyone kind of puts you know money aside to help pay for what the government wants to pay for for example widows, orphans policing, firemen military yes exactly that's what we really need to consider because at the end of the day let's say as we have today مراجع and the system of the followers and the merger and then you have the haوزات and you have the مجالس you have to have some kind of savings to be able to fund these institutions otherwise how could you have for example new lecturers new jurists and مراجع you have to fund these organizations to be able to continue with the دعوة and propagating Islam religion to the world so this is kind of support towards the needs of religion in terms of propagating Islam in terms of even helping all orphans for example building hospitals schools and so forth then the Imam says ما قدرتم عليه the Imam says do not prevent the payment of خمس to us because this will cause that you don't get the دعوة of the Imam you get the دعوة of the Imam when you pay the خمس and try to find from the narrations and other sources that is there a place where the Imam would say if you pray will read دعوة for you will pray for you if you go to Hajj if you let's say you do something wajib read the Quran will pray for you will read the دعوة for you the exception is here the Imam says that if you pay the خمس will read the دعوة for you will pray for you and who prays for you the Imam المعصوم عليه السلام and today we have the Imam Al-Hujja Adjallah for Adjah Al-Sharif who would pray for us if we pay the خمس and fulfill the duty of Allah SWT then the Imam says فإن اخراجه now the Imam gives the good results and the benefits of paying خمس فإن اخراجه مفتاح رزقكم number one when you pay خمس you will get more income and rewards so the more you pay خمس the more you will get benefit the more you will get as a result of رزق and sustenance so in other words when you give خمس your sustenance will increase your رزق will increase مفتاح رزقكم then the Imam says also the خمس will purify your sins and remove your sins that's another benefit spiritual benefit we have sins how do you purify them by paying خمس one of the means and ways and methods then the Imam says وليس المسلم من أجاب باللسان وخارف بالقلب والسلام the Imam says مسلم is not the one who only responds by his tongue and rejects by his heart in other words مسلم is not only in theory you have to be practical you have to be able to participate in the society in the community by yourself أموالكم وأنفسكم as the Holy Quran states that you sacrifice yourself by your wealth and yourself as well you put some time that you spread the knowledge of Islam to others for example practically that you pay money you donate or you pay خمس which is a wajib so these are all acts in which we must fulfill it the wajib ones of course must be and the mustahab we try to increase the mustahab but and these are the acts the next and last hadith علي ابن أبراهيم عن أبي those two important narrators of أهلبيت علي من السلام قال كنت عند أبي جعفر الثاني أي إمام الجوات علي السلام so the father of علي ابن أبراهيم was in the process of the Imam of جوات علي السلام إذ دخل علي صالح بن محمد بن سهل إمان with the name of صالح صنف محمد صنف سهل he came to visit the Imam فقال يا سيدي اجعلني من عشرتي آلافن في حل في حل all my master exempt me from paying خمس which is 10,000 I have to pay ايه that's دينار أو درهم he's got 10,000 to pay for the خمس but it seems to be that he wants to get exemption from the Imam not to pay them and it's wajib for him on him he seems to be a merchant a trademan فأني and فقتوها I spend them all so he spent them the money with the خمس which is supposed to be paid to the Imam عليه السلام which is wajib he came and he wants exemption while he spent them before he asked the Imam he spent them first and then he came to ask the Imam for permission فقال له عليه السلام Imam responded أنت في حل you're exempted you can go فلما خرج صالح when this man with the name of صالح he left قال أبو جعفر عليه السلام إمام الجوات عليه السلام he turned to the father of علي بن مراهيم one of his companions and he told him أتراه ظن أنني أقول لا أفعل do you think that he was waiting for me to say that no you're not exempted والله ليس ألنهم الله يوم القيامة عن ذلك سؤالا حثيثا the Imam swear to God and he says I swear to God that Allah will ask them about not paying the خمس with emphasis emphasizing on the question stressing on the question why didn't you pay you know it was wajib you know that you were able to pay it with no excuses you're a merchant you're a trade man you have no financial hardships but you didn't pay it الله will ask them so خمس payment briefly is to purify our wealth our life to cleanse ourselves and souls from the sins we committed and also to increase the sustenance and the rizq more and more brings more blessings and barakah to the ones household and of course it will protect us from any near or future losses ما شاء الله شكرا الله it's funny how we don't really talk much about خمس mainly because maybe we feel that we're not obliged to pay for it living in such an expensive place in Europe however the hadith that you mentioned shows the emphasis and the importance we're actually calculating your خمس and make sure that you are paying it and that there's so much تواب and there's so much reward in actually paying this and it's used for an Islamic purpose it's not that or it was just to give the خمس and I said no it's actually used to benefit other people and other centres ما شاء الله so that's all we've got time for so thank you very much شكرا and thank you to all the viewers for joining us on the Heklam SOS Insha'Allah we'll have a new discussion in the next episode السلام عليكم رحمة الله وبركاته